2012 Registration document and annual financial report - BNP Paribas

5RISKSAND CAPITAL ADEQUACYCredit riskIn millions of euros31 December 2011Centralgovernments andcentral banks Corporates Institutions Retail Total %Domestic markets 87,107 248,988 47,374 284,412 667,881 55%France 38,190 118,093 26,972 166,135 349,390 29%Belgium 33,270 51,939 10,979 60,295 156,483 12%Luxembourg 2,018 10,420 1,909 5,523 19,870 2%Italy 13,629 68,536 7,514 52,459 142,138 12%Other Europe 27,264 127,488 19,580 48,157 222,489 18%Africa & Mediterranean 7,853 41,679 7,331 12,115 68,978 5%Americas 40,080 103,487 22,969 28,178 194,714 16%Asia & Pacific 14,312 44,737 10,352 362 69,763 6%TOTAL 176,616 566,379 107,606 373,224 1,223,825 100%The geographic breakdown of the portfolio’s exposure is balanced and globally stable. The Group maintains its predominantly European dimension at73% of total exposures ( unchanged compared with 31 December 2011). In Europe, F rench exposures were reinforced.INDUSTRY DIVERSIFICATION➤ TABLE 12: BREAKDOWN OF CREDIT RISK CORPORATE ASSET CLASS BY INDUSTRY AT 31 DECEMBER 2012531 December 2012 31 December 2011In millions of eurosExposition % Exposition %Agriculture, Food, Tobacco 25,325 5% 23,707 4%Insurance 8,810 2% 10,374 2%Chemicals excluding Pharmaceuticals 10,329 2% 11,271 2%Construction 27,771 5% 30,973 6%Retailers 23,159 5% 22,628 4%Energy Excluding Electricity 28,920 6% 36,345 6%Equipment excluding IT Electronic 27,532 5% 29,452 5%Finance 37,716 7% 40,819 7%Real estate 47,982 9% 51,274 9%IT & electronics 11,504 2% 11,930 2%Metal & mining 27,112 5% 29,849 5%Wholesale & trading 53,806 11% 62,008 11%Healthcare & Pharmaceuticals 9,191 2% 8,725 2%B to B services 52,784 10% 57,045 10%Communication services 11,949 2% 15,599 3%Transportation & logistics 35,484 7% 41,909 7%Utilities (electricity, gas, water, etc.) 30,705 6% 34,303 6%Other 45,150 9% 48,169 9%TOTAL 515,228 100% 566,379 100%2522012 Registration document and annual financial report - BNP PARIBAS