FACULTY HANDBOOK July 2009 - Morgan State University

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PAGE 52 * Morgan State University Faculty HandbookPursuant to the Tuition Waiver Policy, permanent/regular employees, full-timemilitary employees of the ROTC program and Retirees of the University andmembers of the Board of Regents may be able to take classes at the Universityfree of tuition costs. Morgan State University has a reciprocal agreement withseveral State colleges and universities which may enable employees and theirdependents to attend classes at the other State institutions without paying tuition.Fees and other appropriate costs are required.See Appendix page 117 for the Tuition Waiver Policy Effective, May 14, 2002.Amendments approved by the Board of Regents on April 12, 2004, January 10,2006 and August 21, 2007.2.21.3 Group HealthFaculty members may join one of several group health plans offered by the Stateof Maryland through the University. Choices include the Preferred ProviderNetwork and several Health Maintenance Organizations (HMO). Additionally, aVision Plan, Prescription Plan, Catastrophic Illness Plan, Dental Plan and Long-Term Care Plans are available. The premium cost varies, depending on the planselected. In general, the University pays 85% of the premium cost, although thispercentage may vary slightly from plan to plan. Employees have the option ofjoining a health plan within sixty (60) days of employment date. Otherwise, theymay not join a group health plan until the Open Enrollment Period which usuallyis held in the Fall of each year.2.21.4 Retirement PlansState law mandates that employees become a member of a retirement system. Inthis regard, faculty members have the option of joining one of two systems.They may join an Optional Retirement Plan or the Maryland State TeachersPension System (TPS). For more information regarding the retirement plansavailable to University employees, please contact the Office of HumanResources.2.21.5 Summer School Teaching and Minimester TeachingSummer School salaries are not paid on a bi-weekly basis. There are generallytwo lump sum payments for the courses taught. Summer school salary is subjectto state and federal taxes and Social Security taxes. Retirement credit is notreceived for summer school teaching. Minimester salaries are paid in one lumpsum.2.21.6 Tax Deferment OpportunitiesThere are several tax-deferred plans offered through the University’s payrollsystem. For example, the TIAA-CREF Retirement System, PEBSCO plan andthe TIAA-CREF Supplemental Retirement Annuities Plan (SRA) offer tax
PAGE 53 * Morgan State University Faculty Handbookdeferment opportunities. Employees are able to contribute to a Health CareSpending Account or Dependent Care Spending accounts. These accounts allowemployees to use pre-tax dollars to pay for medical expenses and dependent careexpenses that are incurred during the current year. Additional informationregarding tax deferment options is available in the Office of Human Resources.2.21.7 Voluntary DeductionsFaculty members may purchase U.S. Savings Bonds, contribute to United Way,join and make deposits to the credit union, pay health insurance premiums, andparticipate in a tax-deferred savings plan through automatic deductions from theirpay.2.21.8 Life InsuranceMembers of the Maryland State Retirement and Pension Systems have a deathbenefit after one year of service which entitles a beneficiary to one year ofemployee’s salary if the employee dies while in active service. The State offerstwo additional life insurance programs: Standard Term Life Insurance andMetropolitan Life Accidental Death and Dismemberment Plan.2.21.9 Direct DepositDirect deposit is available to any bank.2.21.10 Credit UnionPermanent full-time or part-time faculty members are eligible to join the StateEmployees Credit Union. Employee payroll checks can be automaticallydeposited to the SECU accounts. The credit union offers a variety of financialservices to State employees, including: checking accounts, IRA’s, various loans,money market certificates, traveler’s checks, no fee VISA cards and an automaticteller machine card access. Applications and brochures are available in theOffice of Human Resources.2.22 Summer ContractsFaculty members on 9½- month contracts can earn up to 26.3% of their regularuniversity salary teaching during the 2½- month summer period and facultymembers on 10- month contracts can earn 22% of the regular University salaryteaching during the two month summer period.For additional details, see Appendix page 138 Procedures for Payment ofSummer Contracts for Faculty.
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