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Crop Insurance as a Risk Management Strategy in Bangladesh

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Table 5.5: Partial list<strong>in</strong>g of cyclones along co<strong>as</strong>tal <strong>Bangladesh</strong> and respective surge heights<br />

Cyclone Event Se<strong>as</strong>on Storm Surge Height (<strong>in</strong> meter)<br />

November 1876 Post-monsoon 3.0 ~ 10.0<br />

May 1941 Pre-monsoon 4.0<br />

May 1960 Pre-monsoon 3.2<br />

October 1960 (1 st event) Post-monsoon 5.1<br />

October 1960 (2 nd event) Post-monsoon 6.6<br />

May 1961 (1 st event) Pre-monsoon 3.0<br />

May 1961 (2 nd event) Pre-monsoon 6.0 ~ 8.0<br />

May 1965 Pre-monsoon 7.6<br />

December 1965 Post-monsoon/w<strong>in</strong>ter 8.8<br />

October 1967 Post-monsoon 7.6<br />

May 1970 Pre-monsoon 5.0<br />

October 1970 Post-monsoon 4.7<br />

November 1970 Post-monsoon 9.0<br />

September 1971 Monsoon 5.0<br />

December 1973 Post-monsoon/w<strong>in</strong>ter 4.5<br />

August 1974 Monsoon 6.7<br />

November 1975 Post-monsoon 3.1<br />

May 1985 Pre-monsoon 4.3<br />

November 1988 Post-monsoon 4.4<br />

April 1991 Pre-monsoon 4.0 ~ 8.0<br />

Note: Surge height varies b<strong>as</strong>ed on location, modified from Ali, 2003)<br />

Drought<br />

Drought is a recurr<strong>in</strong>g problem <strong>in</strong> <strong>Bangladesh</strong> : 19 occurred between 1960 and 1991. Drought<br />

is typically caused when the monsoon ra<strong>in</strong>s, which normally produce 80% of <strong>Bangladesh</strong>’s<br />

annual precipitation, are significantly reduced. The climate change is thought to <strong>in</strong>cre<strong>as</strong><strong>in</strong>g<br />

the frequencies of droughts, <strong>as</strong> only five dev<strong>as</strong>tat<strong>in</strong>g droughts occurred <strong>in</strong> the hundred years<br />

dur<strong>in</strong>g the period of 1800-1900, yet s<strong>in</strong>ce 1981, four major droughts have occurred <strong>in</strong> the l<strong>as</strong>t<br />

35 years mostly <strong>in</strong> northwestern <strong>Bangladesh</strong>.<br />

The southwest and northwest regions of the country are most vulnerable to drought. The<br />

estimates from the climate models do not yield a clear picture of how droughts will change.<br />

The estimated changes <strong>in</strong> precipitation are not significant. The models tend to show <strong>in</strong>cre<strong>as</strong>ed<br />

monsoon precipitation and annual precipitation, which could mean fewer droughts. But, a<br />

number of climate models estimate decre<strong>as</strong>ed annual precipitation, and the models tend to<br />

show reduced precipitation <strong>in</strong> the w<strong>in</strong>ter months.<br />

69

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