3 4 CHAIRMAN: Good morning, Mr. Murphy. 5 - The Tribunal of ...

10815:06:341 Irish Life & Permanent plc in relation to the above transactions. The Tribunal2 would approach appreciation receiving your client's earliest pons to the3 matters raised here."415:06:485 Ms. Carruth, I take it that this letter was wrought brought to your attention6 relatively after its receipt by your solicitor, Mr. Millar, is that correct?7 A. I did see it, yes.8 Q. 627 And is there anything in this document that is unclear to you as regards the9 requests for information which were being made of you in this letter?15:07:1310 A. No.11 Q. 628 No. You were subsequently invited to attend at interview and to provide a12 narrative statement to the Tribunal in respect of the matters you have dealt13 with herein. To date you have done neither, isn't that so?14 A. That's correct.15:07:3115 Q. 629 So can we deal now perhaps in the most general way with the queries which you16 are raised here. And can you tell me whether or not it is the case that on the17 9th of March 1994, that you conducted three Sterling transactions at the Irish18 Permanent Building Society in Drumcondra. The first of them involving the19 exchange of 4,000 pounds Sterling so as to result in 4,119.59 pounds. Did you15:08:0220 conduct such a transaction?21 A. I have no recollection of any foreign, on any dealings with Sterling22 whatsoever.23 Q. 630 Is that to be taken as a no, that you didn't conduct a transaction or are you24 saying that it may have happened but you simply can't recollect it?15:08:2825 A. I have no recollections on any Sterling transactions whatsoever.26 Q. 631 Yes. I have already heard that response, Ms. Carruth. I am asking you whether27 or not the Tribunal is to accept from that response which you have given twice28 that it may be that such a transaction took place and you simply cannot29 recollect it or is it the case that no such transaction took place?15:08:5330 A. The transaction took place but I had no dealings with Sterling. I have noPremier Captioning & Realtime Limitedwww.pcr.ie Day 839