3 4 CHAIRMAN: Good morning, Mr. Murphy. 5 - The Tribunal of ...

5712:39:241 and you can't offer any explanation as to why different rates applied to what2 you say was the same series of transactions?3 A. It would only be supposition on my part.4 Q. 409 Well make a supposition then?12:39:355 A. I'm not willing to do that.6 Q. 410 I see. I so I have to put it to you in the absence of an explanation from you,7 these were not related transactions at all, that they were different customers?8 A. You are entitled to take that view.9 Q. 411 Well would you agree with me that that's a possibility?12:39:5010 A. I would say it's highly unlikely.11 Q. 412 Would you agree it's possibility?12 A. I suppose it is a possibility but highly unlikely.13 Q. 413 I see. And isn't it possible -- Justs just look at what you say occurred. You14 say that the same customer stood at the desk and held out three different sums12:40:0615 of Sterling, is that what you are suggesting: One hand 4,000 in the next hand16 1,000 and then 1,000 in another pocket, is that what you're suggesting?17 A. I'm not, no. Is this not the one there are three, the lodgements split18 three-ways was it?19 Q. 414 Well, if you look at the documentation there are three Sterling exchanges first12:40:2720 isn't that's correct, on your evidence?21 A. Yeah but --22 Q. 415 Three different transactions?23 A. Right.24 Q. 416 Isn't that so?12:40:3525 A. Right. Excuse me.26 Q. 417 And you've applied a different exchange rate to one than you did to the other27 two. So I am putting it to you --2829 CHAIRMAN: Could we see the Sterling exchange that led to these three12:40:4730 lodgements.Premier Captioning & Realtime Limitedwww.pcr.ie Day 839