3 4 CHAIRMAN: Good morning, Mr. Murphy. 5 - The Tribunal of ...

11415:16:161 A. Yes.2 Q. 659 If that is true, then this lodgement to the girls account is a lodgement made3 by you, isn't that so?4 A. No, I don't believe that.15:16:275 Q. 660 Well then it would mean that somebody else other than you made lodgements to6 the girls accounts, whereas it was your evidence that you were the only person7 who made the lodgements to the girls accounts?8 A. I made lodgements to the girls accounts from his salary cheques.9 Q. 661 You were the only one who did so?15:16:4710 A. That was my belief, yes.11 Q. 662 Have you changed your belief now because you see this document and you are12 disclaiming this document as being a document which resulted in you making a13 lodgement?14 A. I don't know and I don't remember doing any of this.15:17:0915 Q. 663 Is the reason that you are disclaiming this document because you know it to be16 a lodgement of an amount which was generated from an exchange of 1,000 pounds17 Sterling?18 A. I never dealt in Sterling.19 Q. 664 Yes. Why do you say that you didn't make this lodgement, Ms. Carruth?15:17:3220 A. Because it equates from Sterling and I have no knowledge of Sterling.21 Q. 665 But there's nothing on the face of this to suggest to you that it is in fact22 Sterling?23 A. But you are saying earlier that it came from a process which was --24 Q. 666 That is the belief from?15:17:5025 A. -- sterling.26 Q. 667 That is the belief of the bank from the series of events that have been27 examined in detail over the course of the morning and the records of the bank28 which would show that this particular transaction No. 15 in series was preceded29 by transaction No. 14 which we'll see at page 27288 was the exchange. 27288,15:18:1630 the exchange of 1,000 pounds Sterling for the sum of 1,028.40 pounds. You seePremier Captioning & Realtime Limitedwww.pcr.ie Day 839