3 4 CHAIRMAN: Good morning, Mr. Murphy. 5 - The Tribunal of ...

6512:54:3212 CHAIRMAN: Well I think he has made that clear. I think he has made it clear3 that a lot of this documentation was not generated by himself but that it's4 bank documentation. Now, of interest I suppose is the, of particular interest12:54:465 is the date or sorry the time. And I am just wondering, Mr. Hughes, when you6 put your name to this statement there presumably was something to suggest that7 the transaction had been completed at either 13:49 or 15:49. Can you explain,8 Mr. Hughes again, just where you have a lodgement. Sorry. Where you have a9 document showing Sterling transaction which is, which comes after the lodgement12:55:3310 to the account. What does that tell us in relation to the sequencing? I mean,11 presumably, in the ordinary way you would expect if a customer goes into a bank12 and wants to lodge say, the proceeds of 1,000 pounds Sterling to their account.13 They will, they will be told and obviously the teller will have to know before14 the lodgement docket is filled out what the amount to go into the account is.12:56:0415 So one would expect to see in terms of the sequencing of transactions one would16 expect that you would see the lodgement. Sorry, the Sterling transaction17 occurring first.18 A. Correct.1912:56:2520 CHAIRMAN: Followed by the lodgement to the account. But in this instance we21 have that in reverse.22 A. Normally it would happen. You would get the exchange rate. Now, it would not23 would not necessarily have to be processed through the account prior to the24 lodgement. It could be done at a later stage in the afternoon. As long as it12:56:5225 went through the account prior to balancing that evening. So and also --2627 CHAIRMAN: But where would you would the teller get the Sterling exchange?28 A. He could do it. He could put it through the machine, get the amount and then.2912:57:0930 CHAIRMAN: Would that show him on a screen?Premier Captioning & Realtime Limitedwww.pcr.ie Day 839