3 4 CHAIRMAN: Good morning, Mr. Murphy. 5 - The Tribunal of ...

7714:17:071 MR. HOLLAND: So if transactions 22, 23 and 24 were FX transactions we'd have2 them. We therefore assume that they are not. And we have no way of finding3 them, because we don't know what account they would have been transacted on.414:17:215 CHAIRMAN: All right.67 MR. MILLAR: Mr. Chairman, I find is that somewhat unsatisfactory that with8 respect to Mr. Holland, I mean, the evidence that's been put forward here on9 behalf of the Irish Permanent is the evidence of this witness. He is not in a14:17:3610 position to say what these transactions were. Who conducted them. What11 accounts they are related to. What currency they were in. No evidence what so12 ever.1314 CHAIRMAN: Wait now. He does -- apparently the Irish Permanent are in a14:17:4915 position to say they are not foreign exchange.1617 MR. MILLAR: With respect, Chairman, this witness doesn't know that.18 Mr. Holland has asserted that, with respect Mr. Holland is not giving evidence.19 This man is the witness who is giving evidence on behalf of the Irish Permanent14:18:0620 and he knows nothing of these transactions.2122 JUDGE KEYS: Between 10:56 and 11:07 according to the documentation, isn't23 that right?2414:18:1425 MR. MILLAR: Correct.2627 JUDGE KEYS: All within ten minutes of each other.2829 MR. MILLAR: Yeah, the point being though, Judge Keys, that there were three14:18:2230 transactions though in the meantime. That's the point.Premier Captioning & Realtime Limitedwww.pcr.ie Day 839