3 4 CHAIRMAN: Good morning, Mr. Murphy. 5 - The Tribunal of ...

7314:11:291 A. Each one was an individual transaction.2 Q. 483 Well was it ever the case that it was done differently?3 A. Not that I'm aware of.4 Q. 484 I see. And with respect to balancing the books at the end of the day. Was it14:11:305 ever the case that there was a difficulty in balancing the figures?6 A. Not that I can remember.7 Q. 485 Yes.8 A. That's not to say it didn't happen.9 Q. 486 I see. So in your experience, it didn't happen?14:11:4310 A. I didn't say that, no.11 Q. 487 Well I'm asking you in your experience did it happen?12 A. We have -- I have had experiences where we've had discrepancies, yes. But I13 can't remember offhand on individual cases but over 20 years in the Irish14 Permanent, yes we have had experiences.14:12:0015 Q. 488 How could that arise in the Irish Permanent in Drumcondra in 1994, when you had16 a set exchange rate all day? What would give rise to that type of discrepancy?17 A. If the person made a mistake in counting the amount of money taken in you would18 get a discrepancy there.19 Q. 489 Did you ever come across an instance where the books were made to balance by14:12:3620 the completion of one of these forms which was on the screen at 5 o'clock in21 the evening?22 A. No.23 Q. 490 You never came across that?24 A. No.14:12:4325 Q. 491 I see. Could I turn then to the transactions which were conducted on the 9th26 of May. And if I could refer you to page No. 27239. Now, this transaction is27 substantially different than one on the 9th of March because there is one28 Sterling transaction here, isn't that correct?29 A. Yep.14:13:1130 Q. 492 So the Sterling transaction is conducted at 11:07 and it's transaction No. 25Premier Captioning & Realtime Limitedwww.pcr.ie Day 839