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Limitation of Actions Consultation - Law Commission

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We discuss in a later section the interrelationship between postponement <strong>of</strong> actions<br />

and long-stops. 129<br />

12.98 A move to a limitation system where the limitation periods for all causes <strong>of</strong> action<br />

start on the date <strong>of</strong> discoverability, however defined, would change the balance in<br />

favour <strong>of</strong> the plaintiff, as opposed to the defendant, and, unless safeguards are<br />

adopted, it would expose defendants in some cases to the risk <strong>of</strong> liability for an<br />

indefinite period. 130<br />

When an action is brought after many years, there is also a risk<br />

<strong>of</strong> serious injustice to the defendant, who may not have witnesses available and<br />

who may have little documentary evidence. Such a system can also lack certainty.<br />

For this reason, law reform bodies which have proposed increased use <strong>of</strong> the date<br />

<strong>of</strong> discoverability as the commencement point for the limitation period also<br />

propose that there should be one or more long-stops, or ultimate limitation<br />

periods, beyond which no action can be brought, regardless <strong>of</strong> the plaintiff’s state<br />

<strong>of</strong> knowledge. For example, the <strong>Law</strong> Reform Committee, considering the<br />

advisability <strong>of</strong> a long-stop, concluded that<br />

We consider it important that the law should provide some degree <strong>of</strong><br />

finality and we think that any concern lest the long-stop should operate to<br />

deprive plaintiffs <strong>of</strong> worthwhile cases <strong>of</strong> action can be met by selecting a<br />

sufficiently lengthy period. 131<br />

12.99 Though the <strong>Law</strong> Reform Committee had earlier decided that a long-stop<br />

limitation period was not desirable in the case <strong>of</strong> personal injury claims, 132<br />

it has<br />

since been suggested that the lack <strong>of</strong> a long-stop limitation period for personal<br />

injury claims and claims by plaintiffs under a disability should be re-examined. 133<br />

Colegrove v Smyth 134<br />

illustrates some <strong>of</strong> the problems caused. In this case<br />

129 See paras 12.138 - 12.145, 12.149 - 12.150, 12.173 - 12.177 below.<br />

130 One result would be to increase the costs faced by all potential defendants, including the<br />

costs <strong>of</strong> storing records for an indefinite period, and the costs <strong>of</strong> maintaining liability<br />

insurance. The availability <strong>of</strong> insurance over an extended limitation period may well be<br />

limited. See the discussion in <strong>Law</strong> Reform Committee, Twenty-Fourth Report (Latent<br />

Damage) (1984) Cmnd 9390, para 2.6.<br />

131 Twenty-Fourth Report (Latent Damage) (1984) Cmnd 9390, para 4.11. The <strong>Law</strong> Reform<br />

Committee was very aware <strong>of</strong> the problems that would face defendants in the absence <strong>of</strong> a<br />

long-stop limitation period: that “Defendants may be confronted with allegations <strong>of</strong><br />

negligence at an impossibly remote date and be quite unable to meet them either<br />

evidentially or financially. There is also the problem <strong>of</strong> whether they will have been able to<br />

insure themselves adequately”.<br />

132 Twentieth Report (Interim Report on <strong>Limitation</strong> <strong>of</strong> <strong>Actions</strong>: in Personal Injury Claims) (1974)<br />

Cmnd 5630, para 37. The <strong>Law</strong> Reform Committee noted that “[The long-stop limitation<br />

period] is open to the objection ... that it is less favourable to plaintiff than [the 1963 Act].<br />

It is also open to the objection that the long-stop limitation period itself will either be too<br />

long to serve any useful purpose in the majority <strong>of</strong> cases, or too short to cover those cases<br />

with which we are particularly concerned, namely insidious diseases.”<br />

133 See S v W [1995] 1 FLR 862, 867 per Sir Ralph Gibson. See the same judge’s comments in<br />

Headford v Bristol & District Health Authority [1995] PIQR P180, 185: “I agree that the<br />

present state <strong>of</strong> the statute law, in which no ultimate or long-stop period <strong>of</strong> limitation is<br />

provided, in any case with reference to a person under a disability, seems to call for<br />

consideration in the light <strong>of</strong> such cases as this.” See also M Jones, “<strong>Limitation</strong> Periods and<br />

Plaintiffs Under a Disability - A Zealous Protection?” (1995) 14 CJQ 258, 269.<br />

134 [1994] 5 Med LR 111.<br />

284

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