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The role of contractual arrangements in improving health sector ...

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Tunisia<br />

<strong>in</strong> the <strong>in</strong>vestment <strong>of</strong> these facilities and, s<strong>in</strong>ce 1996, has made bill payments. This last mode <strong>of</strong><br />

payment was <strong>in</strong>troduced first <strong>in</strong> the university teach<strong>in</strong>g hospitals. S<strong>in</strong>ce 1999, it has been gradually<br />

extended to regional hospitals.<br />

<strong>The</strong> cont<strong>in</strong>ued growth <strong>of</strong> <strong>health</strong> care needs has pushed the social security funds to diversify<br />

their <strong>in</strong>terventions and coverage for some specialized services, under agreements with public or<br />

private <strong>in</strong>stitutions: cardiology and cardiovascular surgery, kidney transplants, CAT scan, magnetic<br />

resonance imag<strong>in</strong>g, lithotripsy, bone marrow transplant, heart transplant, haemodialysis procedures,<br />

spa treatment and functional rehabilitation, medical devices, prostheses, medic<strong>in</strong>es and care abroad.<br />

b) <strong>The</strong> State’s contribution to <strong>health</strong> coverage<br />

Some segments <strong>of</strong> the population benefit either from free <strong>health</strong> care and hospitalization <strong>in</strong><br />

public facilities or from reduced fees. This is stipulated <strong>in</strong> the Health Organization Law and detailed<br />

<strong>in</strong> decrees, orders and specific circulars for implementation. Ambulatory care and hospitalization<br />

are entirely free <strong>of</strong> charge for any citizen considered destitute and for his/her family.<br />

It concerns ma<strong>in</strong>ly <strong>in</strong>dividuals and families <strong>in</strong> need who benefit from permanent assistance<br />

under the follow<strong>in</strong>g programmes:<br />

National Programme <strong>of</strong> Assistance to families <strong>in</strong> need, def<strong>in</strong>ed as those families with <strong>in</strong>come below<br />

the poverty l<strong>in</strong>e, equivalent to 8.3% <strong>of</strong> the population <strong>in</strong> 2002 (162 650 families).<br />

Programme <strong>of</strong> assistance for deprived elderly people liv<strong>in</strong>g <strong>in</strong> their families, which <strong>in</strong>volves 3225<br />

elderly people (2002).<br />

Programme <strong>of</strong> assistance for disabled people, unable to work, which <strong>in</strong>volves 3456 people.<br />

<strong>The</strong> free <strong>health</strong> care scheme also concerns children without family support, <strong>in</strong>clud<strong>in</strong>g:<br />

Children resid<strong>in</strong>g at the National Institute for the Protection <strong>of</strong> Childhood<br />

Children liv<strong>in</strong>g <strong>in</strong> units managed by other associations for the protection <strong>of</strong> children under agreement<br />

with National Institute<br />

Children liv<strong>in</strong>g <strong>in</strong> foster families that cannot afford to provide them with <strong>health</strong> coverage.<br />

<strong>The</strong> benefit <strong>of</strong> reduced costs for <strong>health</strong> care and hospitalization <strong>in</strong> public facilities is granted<br />

to some categories <strong>of</strong> households with limited <strong>in</strong>come. <strong>The</strong> criteria take <strong>in</strong>to consideration both the<br />

<strong>in</strong>come level and the size <strong>of</strong> the family. Other categories <strong>of</strong> the population benefit from <strong>health</strong> care<br />

and hospitalization <strong>in</strong> public facilities entirely free <strong>of</strong> charge. <strong>The</strong>y are ma<strong>in</strong>ly:<br />

persons covered with<strong>in</strong> the framework <strong>of</strong> scientific research and prevention campaigns or those<br />

suffer<strong>in</strong>g from epidemic diseases.<br />

certa<strong>in</strong> pr<strong>of</strong>essional categories who benefit from the full <strong>health</strong> coverage <strong>in</strong> the <strong>in</strong>stitutions under the<br />

supervision <strong>of</strong> the M<strong>in</strong>istry <strong>of</strong> Public Health or <strong>in</strong> facilities specific to them; they are the<br />

personnel <strong>of</strong> the army, national security forces, customs, and <strong>health</strong> personnel and veterans.<br />

c) Mutual <strong>in</strong>surance companies and group <strong>in</strong>surance<br />

<strong>The</strong> mutual <strong>in</strong>surance companies provide optional <strong>health</strong> coverage and accompanies the legal<br />

obligation <strong>of</strong> affiliation with the Social Security Fund. Mutual <strong>in</strong>surance companies are governed by<br />

230

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