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Review and Critical Analysis of International UHI Studies

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The frequency <strong>of</strong> these events results in rising insurance premiums. Data from the insurance<br />

industry shows that the losses incurred by weather related catastrophes increased by 2% a year<br />

since the 1970s [172].<br />

In Phoenix, Arizona the urban heat isl<strong>and</strong> effect is reported to have increased average daily<br />

temperatures by 3.1°c <strong>and</strong> nighttime minimum temperatures by 5°c. They have reported impacts<br />

on plants experiencing heat stress, Phoenix’s crop <strong>of</strong> cotton on the city fringes has reduced in<br />

quality <strong>and</strong> quantity <strong>and</strong> they have reported increasing quantities <strong>of</strong> arthropods (agricultural<br />

pests <strong>and</strong> carriers <strong>of</strong> vector borne disease). Dairy cows also experience heat stress which has a<br />

negative effect on their milk production, up to 16% less in farms with the closest proximity to<br />

urban areas compared to rural [173].<br />

Another industry which may come under threat is the tourism industry, as tourists will be less<br />

attracted to areas associated with extreme heat [056].<br />

<strong>Review</strong> <strong>and</strong> <strong>Critical</strong> <strong>Analysis</strong> <strong>of</strong> <strong>International</strong> <strong>UHI</strong> <strong>Studies</strong><br />

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