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Social Insurance and Public Assistance

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PRIVATE WELFARE Series Bf802–813 825<br />

TABLE Bf802–813 Employee-benefit plans – estimated number of workers covered, by type of benefit: 1950–1975<br />

Continued<br />

annual issues; <strong>and</strong> Health <strong>Insurance</strong> Institute, Source Book of Health <strong>Insurance</strong><br />

Data (1975–1976). Data are modified to exclude participants not actively<br />

employed <strong>and</strong> to allow for duplication resulting from participation in more<br />

than one plan, using benchmark data from a special household survey of<br />

employed workers conducted in conjunction with the April 1972 Current<br />

Population Survey. The data are adjusted to include employees covered by<br />

group comprehensive major-medical expenses insurance.<br />

Series Bf804–805. Hospitalization coverage includes private hospital plans<br />

written in compliance with state temporary disability insurance law in<br />

California, shown separately in series Bf805.<br />

Series Bf808. Major medical expenses coverage represents coverage under<br />

group supplementary <strong>and</strong> comprehensive major-medical insurance underwritten<br />

by commercial insurance carriers.<br />

Series Bf809–810. Temporary disability <strong>and</strong> formal sick leave programs include<br />

private plans written in compliance with state temporary disability<br />

insurance laws in California, Hawai’i, New Jersey, <strong>and</strong> New York, shown separately<br />

in series Bf810. The data are from A Survey of Accident <strong>and</strong> Health<br />

Coverage in the United States (Health <strong>Insurance</strong> Council, 1950) <strong>and</strong> the Health<br />

<strong>Insurance</strong> Association of America <strong>and</strong> Health <strong>Insurance</strong> Institute <strong>and</strong> are<br />

adjusted to exclude credit, accident, <strong>and</strong> health insurance. Data for 1950<br />

are modified slightly to adjust for the effect of state temporary disability<br />

insurance laws on formal paid sick leave <strong>and</strong> self-insured plan coverage. Before<br />

1963, this series includes group long-term disability, which was minimal<br />

before that time.<br />

Series Bf811. The long-term disability coverage series reported separately in<br />

1963 comes from Health <strong>Insurance</strong> Institute, Source Book of Health <strong>Insurance</strong><br />

Data (1975–1976).<br />

Series Bf812. Information on supplemental unemployment insurance is<br />

based on trade-union <strong>and</strong> industry reports <strong>and</strong> “Financing Supplemental<br />

Unemployment Benefit Plans,” Monthly Labor Review, November 1969, <strong>and</strong><br />

a 1976 survey of reports filed with the U.S. Department of Labor under<br />

the Welfare <strong>and</strong> Pension Plans Disclosure Act. The data exclude dismissal<br />

wage <strong>and</strong> separation allowances, except when financed from supplemental<br />

unemployment benefit funds covering temporary <strong>and</strong> permanent<br />

layoffs.<br />

Series Bf813. Retirement coverage is estimated by the <strong>Social</strong> Security Administration<br />

from data furnished primarily by the Institute of Life <strong>Insurance</strong><br />

<strong>and</strong> the Securities <strong>and</strong> Exchange Commission. The data are adjusted for<br />

duplication resulting from participation in more than one plan <strong>and</strong> the vesting<br />

of benefits, using benchmark data from a special household survey of<br />

employed workers conducted in conjunction with the April 1972 Current<br />

Population Survey. The series includes pay-as-you-go <strong>and</strong> deferred profitsharing<br />

plans, plans of nonprofit organizations, union pension plans, <strong>and</strong><br />

railroad plans supplementing the federal Railroad Retirement program. It<br />

excludes beneficiaries as well as pension plans for federal, state, <strong>and</strong> local<br />

government employees, tax-sheltered annuity plans, <strong>and</strong> plans for the<br />

self-employed.

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