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Prudential Premier Retirement Variable Annuities

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Highest Daily Lifetime 6 Plus with LIA AST BlackRock Value<br />

Spousal Highest Daily Lifetime 6 Plus AST CLS Moderate Asset Allocation<br />

GRO Plus II AST Capital Growth Asset Allocation<br />

Highest Daily GRO II AST Cohen & Steers Realty<br />

Highest Anniversary Value Death Benefit AST Federated Aggressive Growth<br />

Combination 5% Roll-Up and HAV Death Benefit AST FI Pyramis ® Asset Allocation<br />

AST First Trust Balanced Target<br />

AST First Trust Capital Appreciation Target<br />

AST Franklin Templeton Founding Funds Allocation<br />

AST Global Real Estate<br />

AST Goldman Sachs Concentrated Growth<br />

AST Goldman Sachs Large-Cap Value<br />

AST Goldman Sachs Mid-Cap Growth<br />

AST Goldman Sachs Small-Cap Value<br />

AST High Yield<br />

AST Horizon Moderate Asset Allocation<br />

AST International Growth<br />

AST International Value<br />

AST Jennison Large-Cap Growth<br />

AST Jennison Large-Cap Value<br />

AST J.P. Morgan Global Thematic<br />

AST JPMorgan International Equity<br />

AST JPMorgan Strategic Opportunities<br />

AST Large-Cap Value<br />

AST Lord Abbett Core-Fixed Income<br />

AST Marsico Capital Growth<br />

AST MFS Global Equity<br />

AST MFS Growth<br />

AST MFS Large-Cap Value<br />

AST Mid-Cap Value<br />

AST Money Market<br />

AST Neuberger Berman Core Bond<br />

AST Neuberger Berman Mid-Cap Growth<br />

AST Neuberger Berman/LSV Mid-Cap Value<br />

AST New Discovery Asset Allocation<br />

AST Parametric Emerging Markets Equity<br />

AST PIMCO Limited Maturity Bond<br />

AST PIMCO Total Return Bond<br />

AST Preservation Asset Allocation<br />

AST <strong>Prudential</strong> Core Bond<br />

AST QMA US Equity Alpha<br />

AST Schroders Global Tactical<br />

AST Schroders Multi-Asset World Strategies<br />

AST Small-Cap Growth<br />

AST Small-Cap Value<br />

AST T. Rowe Price Asset Allocation<br />

AST T. Rowe Price Equity Income<br />

AST T. Rowe Price Global Bond<br />

AST T. Rowe Price Large-Cap Growth<br />

AST T. Rowe Price Natural Resources<br />

AST Wellington Management Hedged Equity<br />

AST Western Asset Core Plus Bond<br />

MARKET VALUE ADJUSTMENT OPTIONS<br />

When you allocate your Account Value to an MVA Option, you earn a fixed rate of interest over a set period of time called a<br />

Guarantee Period. There are two types of MVA Options available under each Annuity – the Long-Term MVA Options and the<br />

DCA MVA Options. We discuss each MVA Option below. In brief, under the Long-Term MVA Options, you earn interest over a<br />

multi-year time period that you have selected. Currently, the Guarantee Periods we offer are 3 years, 5 years, 7 years, and 10 years.<br />

We reserve the right to eliminate any or all of these Guarantee Periods or offer Guarantee Periods of different durations. Under the<br />

DCA MVA Options, you earn interest over a 6 month or 12 month period while your Account Value in that option is<br />

systematically transferred monthly to the Sub-accounts you have designated.<br />

31

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