Prudential Premier Retirement Variable Annuities

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Sub-Accounts Accumulation Unit Value at Beginning of Period Accumulation Unit Value at End of Period Number of Accumulation Units Outstanding at End of Period AST High Yield Portfolio 03/15/2010 to 12/31/2010 $9.98490 $10.82146 792,445 01/01/2011 to 12/31/2011 $10.82146 $11.01977 1,710,687 AST Horizon Growth Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.97716 $10.93142 10,881,087 01/01/2011 to 12/31/2011 $10.93142 $10.72799 19,401,400 AST Horizon Moderate Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.98867 $10.75964 12,766,919 01/01/2011 to 12/31/2011 $10.75964 $10.56611 22,958,371 AST International Growth Portfolio 03/15/2010 to 12/31/2010 $9.92975 $11.31839 490,015 01/01/2011 to 12/31/2011 $11.31839 $9.72769 771,375 AST International Value Portfolio 03/15/2010 to 12/31/2010 $9.92962 $10.85463 553,463 01/01/2011 to 12/31/2011 $10.85463 $9.36922 921,394 AST Investment Grade Bond Portfolio 03/15/2010 to 12/31/2010 $10.00716 $10.65798 10,192 01/01/2011 to 12/31/2011 $10.65798 $11.82865 157,599,837 AST Jennison Large-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.97178 $10.83550 346,402 01/01/2011 to 12/31/2011 $10.83550 $10.76565 797,535 AST Jennison Large-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.97209 $10.61893 455,800 01/01/2011 to 12/31/2011 $10.61893 $9.86566 872,595 AST JPMorgan International Equity Portfolio 03/15/2010 to 12/31/2010 $9.92228 $10.61546 1,262,302 01/01/2011 to 12/31/2011 $10.61546 $9.51892 1,916,869 AST JPMorgan Strategic Opportunities Portfolio 03/15/2010 to 12/31/2010 $9.99892 $10.64561 8,413,230 01/01/2011 to 12/31/2011 $10.64561 $10.53196 15,572,403 AST Large-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.99091 $10.67679 376,410 01/01/2011 to 12/31/2011 $10.67679 $10.09724 542,453 AST Lord Abbett Core-Fixed Income Portfolio formerly, AST Lord Abbett Bond-Debenture Portfolio 03/15/2010 to 12/31/2010 $9.98910 $10.88074 427,266 01/01/2011 to 12/31/2011 $10.88074 $11.83175 3,033,814 AST Marsico Capital Growth Portfolio 03/15/2010 to 12/31/2010 $9.99303 $11.36749 1,061,189 01/01/2011 to 12/31/2011 $11.36749 $11.11743 1,812,224 AST MFS Global Equity Portfolio 03/15/2010 to 12/31/2010 $9.98806 $10.95462 1,285,703 01/01/2011 to 12/31/2011 $10.95462 $10.47366 2,094,896 AST MFS Growth Portfolio 03/15/2010 to 12/31/2010 $9.99892 $10.93006 301,992 01/01/2011 to 12/31/2011 $10.93006 $10.72407 498,962 AST Mid-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.98919 $11.56425 396,950 01/01/2011 to 12/31/2011 $11.56425 $11.02019 757,319 AST Money Market Portfolio 03/15/2010 to 12/31/2010 $9.99893 $9.89691 1,375,388 01/01/2011 to 12/31/2011 $9.89691 $9.77005 4,326,809 A-10
Sub-Accounts Accumulation Unit Value at Beginning of Period Accumulation Unit Value at End of Period Number of Accumulation Units Outstanding at End of Period AST Neuberger Berman Core Bond Portfolio 10/31/2011* to 12/31/2011 $10.02883 $10.07694 93,055 AST Neuberger Berman Mid-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.95922 $11.98881 787,294 01/01/2011 to 12/31/2011 $11.98881 $12.03274 1,707,248 AST Neuberger Berman Small-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.97335 $11.48956 355,836 01/01/2011 to 04/29/2011 $11.48956 $12.90230 0 AST Neuberger Berman / LSV Mid-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.99148 $11.29548 892,994 01/01/2011 to 12/31/2011 $11.29548 $10.87188 1,477,755 AST Parametric Emerging Markets Equity Portfolio 03/15/2010 to 12/31/2010 $9.93940 $11.73867 1,846,677 01/01/2011 to 12/31/2011 $11.73867 $9.23763 3,023,669 AST PIMCO Limited Maturity Bond Portfolio 03/15/2010 to 12/31/2010 $10.00835 $10.13563 954,564 01/01/2011 to 12/31/2011 $10.13563 $10.22893 2,292,661 AST PIMCO Total Return Bond Portfolio 03/15/2010 to 12/31/2010 $10.00727 $10.40977 13,733,937 01/01/2011 to 12/31/2011 $10.40977 $10.60112 23,130,649 AST Preservation Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.98989 $10.65463 19,632,210 01/01/2011 to 12/31/2011 $10.65463 $10.62112 38,352,053 AST <strong>Prudential</strong> Core Bond Portfolio 10/31/2011* to 12/31/2011 $10.01884 $10.07683 225,014 AST QMA US Equity Alpha Portfolio 03/15/2010 to 12/31/2010 $9.99892 $10.95026 270,360 01/01/2011 to 12/31/2011 $10.95026 $11.18180 522,206 AST Quantitative Modeling Portfolio 05/02/2011* to 12/31/2011 $9.99892 $8.92125 1,754,314 AST Schroders Multi-Asset World Strategies Portfolio 03/15/2010 to 12/31/2010 $9.98281 $10.82328 19,393,966 01/01/2011 to 12/31/2011 $10.82328 $10.32161 32,534,496 AST Small-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.96131 $12.68615 507,467 01/01/2011 to 12/31/2011 $12.68615 $12.39878 1,173,374 AST Small-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.96474 $11.52948 303,510 01/01/2011 to 12/31/2011 $11.52948 $10.69970 674,683 AST T. Rowe Price Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.99262 $10.75123 31,800,974 01/01/2011 to 12/31/2011 $10.75123 $10.82213 63,513,321 AST T. Rowe Price Equity Income Portfolio formerly, AST AllianceBernstein Core Value Portfolio 03/15/2010 to 12/31/2010 $9.98627 $10.59566 611,914 01/01/2011 to 12/31/2011 $10.59566 $10.28660 844,623 AST T. Rowe Price Global Bond Portfolio 03/15/2010 to 12/31/2010 $9.98061 $10.36769 967,701 01/01/2011 to 12/31/2011 $10.36769 $10.65495 1,829,798 A-11
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PRUCO LIFE INSURANCE COMPANY PRUCO
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UNDERLYING PORTFOLIO UNDERLYING MUT
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ii. To the list of available variab
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II. NEW OPTIONAL BENEFITS This supp
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that may periodically transfer your
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Anniversary, we identify the Unadju
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Non-Lifetime Withdrawal Feature You
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▪ If annuity payments are to begi
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(iv) our receipt of Due Proof of De
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Example (assume the income basis is
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taken first from your own Account V
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While Spousal Highest Daily Lifetim
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** In this example, the first daily
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▪ Any Lifetime Withdrawal that yo
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to the death claim and the payment
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ages 59 1 ⁄2 to 64; 4.5% for ages
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Example of proportional reductions
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In general, withdrawals made from t
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certain in order to comply with the
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Upon termination of Highest Daily L
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Key Feature - Annual Income Amount
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Example of dollar-for-dollar reduct
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Highest Daily Death Benefit A Death
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newly-elected benefit will commence
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How Spousal Highest Daily Lifetime
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[THIS PAGE INTENTIONALLY LEFT BLANK
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The Prudential Insurance Company of
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COMBOSUP2 ADVANCED SERIES TRUST Sup
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Subadvisers Investment Categories a
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STYLE/ TYPE Asset Allocation COMBOS
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GENPROD2 PRUCO LIFE INSURANCE COMPA
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In the section titled “Investment
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Advanced Series Trust AST Academic
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DEATH BENEFITS ....................
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Guarantee Period: The period of tim
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C SERIES There is no CDSC or other
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OPTIONAL BENEFIT ANNUALIZED OPTIONA
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OPTIONAL BENEFIT ANNUALIZED OPTIONA
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EXPENSE EXAMPLES These examples are
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Please see “Investment Options,
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INVESTMENT OPTIONS The Investment O
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INVESTMENT OBJECTIVES/POLICIES ADVA
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INVESTMENT OBJECTIVES/POLICIES AST
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group (Group II) our “Custom Port
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For the Long-Term MVA Option, a Gua
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FEES, CHARGES AND DEDUCTIONS In thi
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Settlement Service Charge: If your
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additional Purchase Payments, unles
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Please note the following additiona
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MANAGING YOUR ACCOUNT VALUE There a
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Please Note: Contracts managed by y
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ACCESS TO ACCOUNT VALUE TYPES OF DI
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prior to age 59 1 ⁄2 if you elect
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ANNUITY OPTIONS Annuitization invol
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LIVING BENEFITS Pruco Life offers d
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Income 2.0 may be appropriate if yo
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subsequent Purchase Payments and wi
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make will be the first Lifetime Wit
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certain in order to comply with the
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transfer all amounts held in the AS
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Example: Assuming the Target Ratio
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If you elect Highest Daily Lifetime
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If the Annuity permits additional P
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If you have not made a Lifetime Wit
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▪ Spousal Highest Daily Lifetime
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Required Minimum Distributions See
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▪ One Annuity Owner, where the Ow
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effective date of the benefit, the
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Highest Daily Lifetime Income 2.0 w
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▪ The Annuitant was 70 years old
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▪ Please note that if your Unadju
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The benefit automatically terminate
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(c) all Purchase Payments (includin
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▪ Both designated lives were 70 y
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Page 172 and 173: newly-elected benefit will commence
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Page 176 and 177: time. The formula determines the ap
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Page 192 and 193: TAX CONSIDERATIONS The tax consider
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Page 196 and 197: A Nonqualified annuity may also be
Page 198 and 199: In any event, you must begin receiv
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Page 202 and 203: out of any other business we may co
Page 204 and 205: Cost Averaging, auto rebalancing, a
Page 206 and 207: Infinex Investments, Inc. ING Finan
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Page 250 and 251: holidays), plus the amount of any P
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Election of and Designations under
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holidays), plus the amount of any P
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Examples of dollar-for-dollar and p
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Required Minimum Distributions Requ
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▪ If you elect this benefit and i
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Generally, the formula, which is ap
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Additional Tax Considerations If yo
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LIA Amount after the first Lifetime
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section above entitled “How Highe
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Highest Daily Auto Step-Up An autom
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Non-Lifetime Withdrawal Feature You
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apply to current participants in th
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If the formula ratio is less than a
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We reserve the right to waive the l
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If the formula ratio is less than a
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▪ T - the amount of a transfer in
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You can have a traditional IRA whet
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2. Rollovers from an employer retir
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Distributions from traditional IRAs
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income, and dividend income), pensi
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c. Made to a Beneficiary or to your
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CONTINGENT DEFERRED SALES CHARGE 1
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The Prudential Insurance Company of
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Prudential Premier Retirement Variable Annuities

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