Prudential Premier Retirement Variable Annuities

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Sub-Accounts Accumulation Unit Value at Beginning of Period Accumulation Unit Value at End of Period Number of Accumulation Units Outstanding at End of Period AST High Yield Portfolio 03/15/2010 to 12/31/2010 $9.98373 $10.69768 7,053 01/01/2011 to 12/31/2011 $10.69768 $10.73964 4,175 AST Horizon Growth Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.97599 $10.80651 43,981 01/01/2011 to 12/31/2011 $10.80651 $10.45528 24,067 AST Horizon Moderate Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.98749 $10.63651 72,494 01/01/2011 to 12/31/2011 $10.63651 $10.29738 48,274 AST International Growth Portfolio 03/15/2010 to 12/31/2010 $9.92858 $11.18912 2,179 01/01/2011 to 12/31/2011 $11.18912 $9.48026 1,444 AST International Value Portfolio 03/15/2010 to 12/31/2010 $9.92845 $10.73053 5,116 01/01/2011 to 12/31/2011 $10.73053 $9.13080 1,473 AST Jennison Large-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.97060 $10.71155 978 01/01/2011 to 12/31/2011 $10.71155 $10.49190 691 AST Jennison Large-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.97092 $10.49745 1,268 01/01/2011 to 12/31/2011 $10.49745 $9.61464 591 AST JPMorgan International Equity Portfolio 03/15/2010 to 12/31/2010 $9.92110 $10.49411 7,494 01/01/2011 to 12/31/2011 $10.49411 $9.27676 2,122 AST JPMorgan Strategic Opportunities Portfolio 03/15/2010 to 12/31/2010 $9.99775 $10.52387 109,605 01/01/2011 to 12/31/2011 $10.52387 $10.26420 34,237 AST Large-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.98974 $10.55472 0 01/01/2011 to 12/31/2011 $10.55472 $9.84054 5 AST Lord Abbett Core-Fixed Income Portfolio formerly, AST Lord Abbett Bond-Debenture Portfolio 03/15/2010 to 12/31/2010 $9.98793 $10.75645 3,124 01/01/2011 to 12/31/2011 $10.75645 $11.53116 2,250 AST Marsico Capital Growth Portfolio 03/15/2010 to 12/31/2010 $9.99185 $11.23754 269 01/01/2011 to 12/31/2011 $11.23754 $10.83471 752 AST MFS Global Equity Portfolio 03/15/2010 to 12/31/2010 $9.98688 $10.82935 1,534 01/01/2011 to 12/31/2011 $10.82935 $10.20729 1,229 AST MFS Growth Portfolio 03/15/2010 to 12/31/2010 $9.99775 $10.80508 391 01/01/2011 to 12/31/2011 $10.80508 $10.45133 202 AST Mid-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.98801 $11.43201 2,869 01/01/2011 to 12/31/2011 $11.43201 $10.73996 1,007 AST Money Market Portfolio 03/15/2010 to 12/31/2010 $9.99776 $9.78359 8,153 01/01/2011 to 12/31/2011 $9.78359 $9.52209 3,391 AST Neuberger Berman Core Bond Portfolio 10/31/2011* to 12/31/2011 $10.02766 $10.05209 0 A-14
Sub-Accounts Accumulation Unit Value at Beginning of Period Accumulation Unit Value at End of Period Number of Accumulation Units Outstanding at End of Period AST Neuberger Berman Mid-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.95805 $11.85179 6,638 01/01/2011 to 12/31/2011 $11.85179 $11.72679 2,775 AST Neuberger Berman Small-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.97218 $11.35834 150 01/01/2011 to 04/29/2011 $11.35834 $12.69571 0 AST Neuberger Berman / LSV Mid-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.99030 $11.16638 6,135 01/01/2011 to 12/31/2011 $11.16638 $10.59540 1,821 AST Parametric Emerging Markets Equity Portfolio 03/15/2010 to 12/31/2010 $9.93823 $11.60441 10,653 01/01/2011 to 12/31/2011 $11.60441 $9.00244 4,727 AST PIMCO Limited Maturity Bond Portfolio 03/15/2010 to 12/31/2010 $10.00718 $10.01971 1,873 01/01/2011 to 12/31/2011 $10.01971 $9.96892 1,154 AST PIMCO Total Return Bond Portfolio 03/15/2010 to 12/31/2010 $10.00610 $10.29072 186,153 01/01/2011 to 12/31/2011 $10.29072 $10.33172 105,236 AST Preservation Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.98872 $10.53285 163,174 01/01/2011 to 12/31/2011 $10.53285 $10.35103 97,357 AST <strong>Prudential</strong> Core Bond Portfolio 10/31/2011* to 12/31/2011 $10.01767 $10.05196 0 AST QMA US Equity Alpha Portfolio 03/15/2010 to 12/31/2010 $9.99775 $10.82499 1,770 01/01/2011 to 12/31/2011 $10.82499 $10.89734 482 AST Quantitative Modeling Portfolio 05/02/2011* to 12/31/2011 $9.99775 $8.83594 0 AST Schroders Multi-Asset World Strategies Portfolio 03/15/2010 to 12/31/2010 $9.98163 $10.69944 100,007 01/01/2011 to 12/31/2011 $10.69944 $10.05905 75,435 AST Small-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.96013 $12.54113 3,649 01/01/2011 to 12/31/2011 $12.54113 $12.08356 1,404 AST Small-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.96356 $11.39766 2,103 01/01/2011 to 12/31/2011 $11.39766 $10.42757 600 AST T. Rowe Price Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.99145 $10.62833 209,082 01/01/2011 to 12/31/2011 $10.62833 $10.54700 113,620 AST T. Rowe Price Equity Income Portfolio formerly, AST AllianceBernstein Core Value Portfolio 03/15/2010 to 12/31/2010 $9.98509 $10.47453 429 01/01/2011 to 12/31/2011 $10.47453 $10.02508 180 AST T. Rowe Price Global Bond Portfolio 03/15/2010 to 12/31/2010 $9.97944 $10.24908 3,543 01/01/2011 to 12/31/2011 $10.24908 $10.38419 2,198 AST T. Rowe Price Large-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.97033 $11.06962 1,325 01/01/2011 to 12/31/2011 $11.06962 $10.58857 2,150 A-15
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PRUCO LIFE INSURANCE COMPANY PRUCO
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UNDERLYING PORTFOLIO UNDERLYING MUT
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ii. To the list of available variab
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II. NEW OPTIONAL BENEFITS This supp
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that may periodically transfer your
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Anniversary, we identify the Unadju
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Non-Lifetime Withdrawal Feature You
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▪ If annuity payments are to begi
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(iv) our receipt of Due Proof of De
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Example (assume the income basis is
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taken first from your own Account V
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While Spousal Highest Daily Lifetim
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** In this example, the first daily
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▪ Any Lifetime Withdrawal that yo
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to the death claim and the payment
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ages 59 1 ⁄2 to 64; 4.5% for ages
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Example of proportional reductions
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In general, withdrawals made from t
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certain in order to comply with the
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Upon termination of Highest Daily L
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Key Feature - Annual Income Amount
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Example of dollar-for-dollar reduct
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Highest Daily Death Benefit A Death
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newly-elected benefit will commence
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How Spousal Highest Daily Lifetime
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[THIS PAGE INTENTIONALLY LEFT BLANK
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The Prudential Insurance Company of
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COMBOSUP2 ADVANCED SERIES TRUST Sup
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Subadvisers Investment Categories a
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STYLE/ TYPE Asset Allocation COMBOS
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GENPROD2 PRUCO LIFE INSURANCE COMPA
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In the section titled “Investment
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Advanced Series Trust AST Academic
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DEATH BENEFITS ....................
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Guarantee Period: The period of tim
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C SERIES There is no CDSC or other
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OPTIONAL BENEFIT ANNUALIZED OPTIONA
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OPTIONAL BENEFIT ANNUALIZED OPTIONA
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EXPENSE EXAMPLES These examples are
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Please see “Investment Options,
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INVESTMENT OPTIONS The Investment O
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INVESTMENT OBJECTIVES/POLICIES ADVA
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INVESTMENT OBJECTIVES/POLICIES AST
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group (Group II) our “Custom Port
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For the Long-Term MVA Option, a Gua
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FEES, CHARGES AND DEDUCTIONS In thi
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Settlement Service Charge: If your
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additional Purchase Payments, unles
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Please note the following additiona
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MANAGING YOUR ACCOUNT VALUE There a
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Please Note: Contracts managed by y
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ACCESS TO ACCOUNT VALUE TYPES OF DI
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prior to age 59 1 ⁄2 if you elect
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ANNUITY OPTIONS Annuitization invol
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LIVING BENEFITS Pruco Life offers d
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Income 2.0 may be appropriate if yo
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subsequent Purchase Payments and wi
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make will be the first Lifetime Wit
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certain in order to comply with the
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transfer all amounts held in the AS
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Example: Assuming the Target Ratio
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If you elect Highest Daily Lifetime
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If the Annuity permits additional P
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If you have not made a Lifetime Wit
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▪ Spousal Highest Daily Lifetime
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Required Minimum Distributions See
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▪ One Annuity Owner, where the Ow
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effective date of the benefit, the
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Highest Daily Lifetime Income 2.0 w
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▪ The Annuitant was 70 years old
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▪ Please note that if your Unadju
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The benefit automatically terminate
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(c) all Purchase Payments (includin
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▪ Both designated lives were 70 y
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Required Minimum Distributions See
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newly-elected benefit will commence
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Page 180 and 181: HD GRO II uses a predetermined math
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Page 192 and 193: TAX CONSIDERATIONS The tax consider
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Page 196 and 197: A Nonqualified annuity may also be
Page 198 and 199: In any event, you must begin receiv
Page 200 and 201: ERISA Requirements ERISA (the “Em
Page 202 and 203: out of any other business we may co
Page 204 and 205: Cost Averaging, auto rebalancing, a
Page 206 and 207: Infinex Investments, Inc. ING Finan
Page 208 and 209: County, Illinois, was served on Pru
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Page 212 and 213: Sub-Accounts Accumulation Unit Valu
Page 230 and 231: PREMIER RETIREMENT L SERIES Pruco L
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Page 250 and 251: holidays), plus the amount of any P
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Page 260 and 261: to as the “LIA Amount”) if you
Page 262 and 263: the latter scenario, we determine w
Page 264 and 265: The “Periodic Value” is initial
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Page 268 and 269: Here is the calculation: Withdrawal
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holidays), plus the amount of any P
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Examples of dollar-for-dollar and p
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Required Minimum Distributions Requ
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▪ If you elect this benefit and i
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Generally, the formula, which is ap
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Additional Tax Considerations If yo
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LIA Amount after the first Lifetime
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section above entitled “How Highe
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Highest Daily Auto Step-Up An autom
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Non-Lifetime Withdrawal Feature You
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apply to current participants in th
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If the formula ratio is less than a
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We reserve the right to waive the l
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If the formula ratio is less than a
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▪ T - the amount of a transfer in
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You can have a traditional IRA whet
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2. Rollovers from an employer retir
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Distributions from traditional IRAs
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income, and dividend income), pensi
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c. Made to a Beneficiary or to your
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CONTINGENT DEFERRED SALES CHARGE 1
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The Prudential Insurance Company of
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Prudential Premier Retirement Variable Annuities

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