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PRUCO LIFE INSURANCE COMPANY PRUCO
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UNDERLYING PORTFOLIO UNDERLYING MUT
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UNDERLYING PORTFOLIO UNDERLYING MUT
- Page 7 and 8: ii. To the list of available variab
- Page 9 and 10: II. NEW OPTIONAL BENEFITS This supp
- Page 11 and 12: that may periodically transfer your
- Page 13 and 14: Anniversary, we identify the Unadju
- Page 15 and 16: Non-Lifetime Withdrawal Feature You
- Page 17 and 18: ▪ If annuity payments are to begi
- Page 19 and 20: (iv) our receipt of Due Proof of De
- Page 21 and 22: Example (assume the income basis is
- Page 23 and 24: taken first from your own Account V
- Page 25 and 26: While Spousal Highest Daily Lifetim
- Page 27 and 28: ** In this example, the first daily
- Page 29 and 30: ▪ Any Lifetime Withdrawal that yo
- Page 31 and 32: to the death claim and the payment
- Page 33 and 34: ages 59 1 ⁄2 to 64; 4.5% for ages
- Page 35 and 36: Example of proportional reductions
- Page 37 and 38: In general, withdrawals made from t
- Page 39 and 40: certain in order to comply with the
- Page 41 and 42: Upon termination of Highest Daily L
- Page 43 and 44: Key Feature - Annual Income Amount
- Page 45 and 46: Example of dollar-for-dollar reduct
- Page 47 and 48: Highest Daily Death Benefit A Death
- Page 49 and 50: newly-elected benefit will commence
- Page 51 and 52: How Spousal Highest Daily Lifetime
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- Page 61 and 62: PRUCO LIFE INSURANCE COMPANY PRUCO
- Page 63 and 64: C. All references to the Portfolio
- Page 65 and 66: to subadvisory fees paid by Prudent
- Page 67 and 68: ADVANCED SERIES TRUST Supplement da
- Page 69 and 70: STYLE/ TYPE AST Funds Asset Allocat
- Page 71 and 72: PROMPT RETURN OF ADDITIONAL PURCHAS
- Page 73 and 74: [WO# 431801] PRUDENTIAL RETIREMENT
- Page 75 and 76: PRUCO LIFE INSURANCE COMPANY A Prud
- Page 77 and 78: CONTENTS GLOSSARY OF TERMS ........
- Page 79 and 80: GLOSSARY OF TERMS We set forth here
- Page 81 and 82: SUMMARY OF CONTRACT FEES AND CHARGE
- Page 83 and 84: The following table sets forth the
- Page 85 and 86: OPTIONAL BENEFIT ANNUALIZED OPTIONA
- Page 87 and 88: The following are the total annual
- Page 89 and 90: UNDERLYING PORTFOLIO UNDERLYING MUT
- Page 91 and 92: SUMMARY This Summary describes key
- Page 93 and 94: These benefits are: ▪ Highest Dai
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- Page 97 and 98: INVESTMENT OBJECTIVES/POLICIES AST
- Page 99 and 100: INVESTMENT OBJECTIVES/POLICIES AST
- Page 101 and 102: INVESTMENT OBJECTIVES/POLICIES AST
- Page 103 and 104: INVESTMENT OBJECTIVES/POLICIES AST
- Page 105 and 106: INVESTMENT OBJECTIVES/POLICIES AST
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Highest Daily Lifetime 6 Plus with
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when an MVA is assessed (regardless
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immediately preceding the end of it
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PURCHASING YOUR ANNUITY REQUIREMENT
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DESIGNATION OF OWNER, ANNUITANT, AN
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MANAGING YOUR ANNUITY CHANGE OF OWN
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operating at the same time (so long
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variable life contracts that are is
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To determine if a CDSC applies to p
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SURRENDERS SURRENDER VALUE During t
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▪ Joint Life Annuity Option. Unde
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Under any of the Guaranteed Lifetim
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associated Purchase Credits) and re
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Here is the calculation: Account Va
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We will assume your first withdrawa
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If the deduction of the charge woul
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▪ The amount allocated to and the
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▪ If you are participating in Hig
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unless you instruct us to do so. If
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We offer a benefit that guarantees,
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Any Purchase Payment that you make
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▪ This amount ($116,100) is furth
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that is treated as Excess Income is
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How Spousal Highest Daily Lifetime
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your Annual Income Amount (if any)
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greater than $5,921.40. Here are th
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The amount you may withdraw in the
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▪ If you elect this benefit and i
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An integral component of Spousal Hi
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After your first Lifetime Withdrawa
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▪ The adjusted October 29 Highest
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▪ If annuity payments are to begi
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2.0 with HD DB and terminate it, yo
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If you make a withdrawal, we will d
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Under the operation of the formula,
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January 6, 2011, we would create a
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(currently, 85%), then the formula
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Charges under the Benefit We deduct
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MINIMUM DEATH BENEFIT Each Annuity
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What are the charges for the option
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For a Roth IRA, if death occurs bef
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Days, we are required to return the
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Taxes on Annuity Payments A portion
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Annuity Qualification Diversificati
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SEPs. SEPs are a variation on a sta
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of your spouse with such payments b
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OTHER INFORMATION PRUCO LIFE AND TH
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During 2011, with regard to amounts
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amount paid, were $19.35 and $6,443
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You should note that firms and indi
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▪ writing to us via overnight mai
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APPENDIX A-ACCUMULATION UNIT VALUES
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Sub-Accounts Accumulation Unit Valu
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Sub-Accounts Accumulation Unit Valu
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Sub-Accounts Accumulation Unit Valu
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Sub-Accounts Accumulation Unit Valu
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Sub-Accounts Accumulation Unit Valu
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Sub-Accounts Accumulation Unit Valu
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Sub-Accounts Accumulation Unit Valu
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Sub-Accounts Accumulation Unit Valu
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Sub-Accounts Accumulation Unit Valu
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Sub-Accounts Accumulation Unit Valu
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Sub-Accounts Accumulation Unit Valu
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Sub-Accounts Accumulation Unit Valu
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Sub-Accounts Accumulation Unit Valu
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Sub-Accounts Accumulation Unit Valu
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Sub-Accounts Accumulation Unit Valu
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APPENDIX B-SELECTING THE VARIABLE A
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The Account Value assumes no surren
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For X Series Annuities issued in th
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APPENDIX C-HIGHEST DAILY LIFETIME 6
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You may use the Systematic Withdraw
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** In this example, the first daily
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additional payments are made. Howev
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Program, or 6 or 12 Month DCA Progr
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Prior to the first Lifetime Withdra
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v. Transferring: Moving into or out
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▪ your surrender of the Annuity;
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your Annual Income Amount (if any)
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Date* Account value Highest Daily V
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Other Important Considerations ▪
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How Spousal Highest Daily Lifetime
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APPENDIX D-HIGHEST DAILY LIFETIME I
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the Purchase Payment (including any
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** In this example, the first daily
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Value to zero are more than the Ann
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(ii) your surrender of the Annuity,
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Additionally, on each monthly Annui
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would not cause the Unadjusted Acco
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Guarantee Payments. If your Unadjus
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This means that if you do not take
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Example of Proportional Reductions
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Required Minimum Distribution (as d
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enefit, and your guarantees under S
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APPENDIX E: FORMULA FOR GRO PLUS II
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APPENDIX F-SPECIAL CONTRACT PROVISI
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APPENDIX G - MVA FORMULAS MVA FORMU
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If the “Treasury constant maturit
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APPENDIX H-FORMULA FOR HIGHEST DAIL
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▪ d i is the discount rate associ
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APPENDIX I-FORMULA FOR HIGHEST DAIL
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“A” Factors for Liability Calcu
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PRUCO LIFE INSURANCE COMPANY (PRUCO
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Deducting Contributions Generally,
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Required Minimum Distributions If y
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The taxable compensation limit appl
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PRUCO LIFE INSURANCE COMPANY (PRUCO
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Conversions You can convert a tradi
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You may not have to pay the 10% add
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FINANCIAL DISCLOSURE Prudential Pre
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An example of a CDSC is illustrated
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PLEASE SEND ME A STATEMENT OF ADDIT