Prudential Premier Retirement Variable Annuities

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Sub-Accounts Accumulation Unit Value at Beginning of Period Accumulation Unit Value at End of Period Number of Accumulation Units Outstanding at End of Period AST BlackRock Global Strategies Portfolio 05/02/2011* to 12/31/2011 $9.99737 $9.07275 0 AST BlackRock Value Portfolio formerly, AST Value Portfolio 03/15/2010 to 12/31/2010 $9.98498 $10.56426 0 01/01/2011 to 12/31/2011 $10.56426 $10.18166 0 AST Bond Portfolio 2017 03/15/2010 to 12/31/2010 $9.99737 $10.48198 0 01/01/2011 to 12/31/2011 $10.48198 $11.31079 22,632 AST Bond Portfolio 2018 03/15/2010 to 12/31/2010 $10.00607 $10.52439 0 01/01/2011 to 12/31/2011 $10.52439 $11.57785 81,083 AST Bond Portfolio 2019 03/15/2010 to 12/31/2010 $9.99737 $10.52727 0 01/01/2011 to 12/31/2011 $10.52727 $11.82506 0 AST Bond Portfolio 2020 03/15/2010 to 12/31/2010 $10.00819 $10.55776 0 01/01/2011 to 12/31/2011 $10.55776 $12.13573 0 AST Bond Portfolio 2021 03/15/2010 to 12/31/2010 $10.00713 $10.65842 0 01/01/2011 to 12/31/2011 $10.65842 $12.41931 11,924 AST Bond Portfolio 2022 01/03/2011* to 12/31/2011 $9.99737 $11.85586 7,595 AST Capital Growth Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.97654 $10.72680 27,750 01/01/2011 to 12/31/2011 $10.72680 $10.13738 18,154 AST CLS Growth Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.97662 $10.86594 0 01/01/2011 to 12/31/2011 $10.86594 $10.27282 0 AST CLS Moderate Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.98643 $10.68027 1,516 01/01/2011 to 12/31/2011 $10.68027 $10.15662 5,998 AST Cohen & Steers Realty Portfolio 03/15/2010 to 12/31/2010 $9.95876 $11.67022 0 01/01/2011 to 12/31/2011 $11.67022 $12.04822 0 AST Federated Aggressive Growth Portfolio 03/15/2010 to 12/31/2010 $9.97070 $12.03897 0 01/01/2011 to 12/31/2011 $12.03897 $10.13136 0 AST FI Pyramis ® Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.99737 $10.77453 0 01/01/2011 to 12/31/2011 $10.77453 $10.17772 0 AST First Trust Balanced Target Portfolio 03/15/2010 to 12/31/2010 $9.97485 $10.90682 24,028 01/01/2011 to 12/31/2011 $10.90682 $10.40498 9,697 AST First Trust Capital Appreciation Target Portfolio 03/15/2010 to 12/31/2010 $9.96236 $11.39622 16,090 01/01/2011 to 12/31/2011 $11.39622 $10.35183 13,018 AST Global Real Estate Portfolio 03/15/2010 to 12/31/2010 $9.96904 $11.43200 0 01/01/2011 to 12/31/2011 $11.43200 $10.51446 0 A-28
Sub-Accounts Accumulation Unit Value at Beginning of Period Accumulation Unit Value at End of Period Number of Accumulation Units Outstanding at End of Period AST Goldman Sachs Concentrated Growth Portfolio 03/15/2010 to 12/31/2010 $10.01737 $10.67505 0 01/01/2011 to 12/31/2011 $10.67505 $9.93022 0 AST Goldman Sachs Large-Cap Value Portfolio formerly, AST AllianceBernstein Growth & Income Portfolio 03/15/2010 to 12/31/2010 $9.99062 $10.65958 0 01/01/2011 to 12/31/2011 $10.65958 $9.75450 0 AST Goldman Sachs Mid-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $10.01869 $11.30416 0 01/01/2011 to 12/31/2011 $11.30416 $10.62257 0 AST Goldman Sachs Small-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.96400 $11.37837 376 01/01/2011 to 12/31/2011 $11.37837 $11.16407 209 AST High Yield Portfolio 03/15/2010 to 12/31/2010 $9.98334 $10.65785 0 01/01/2011 to 12/31/2011 $10.65785 $10.65035 0 AST Horizon Growth Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.97561 $10.76623 0 01/01/2011 to 12/31/2011 $10.76623 $10.36828 0 AST Horizon Moderate Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.98711 $10.59691 2,695 01/01/2011 to 12/31/2011 $10.59691 $10.21172 1,268 AST International Growth Portfolio 03/15/2010 to 12/31/2010 $9.92820 $11.14735 0 01/01/2011 to 12/31/2011 $11.14735 $9.40131 0 AST International Value Portfolio 03/15/2010 to 12/31/2010 $9.92807 $10.69064 0 01/01/2011 to 12/31/2011 $10.69064 $9.05485 0 AST Jennison Large-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.97022 $10.67165 0 01/01/2011 to 12/31/2011 $10.67165 $10.40451 0 AST Jennison Large-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.97054 $10.45834 0 01/01/2011 to 12/31/2011 $10.45834 $9.53461 0 AST JPMorgan International Equity Portfolio 03/15/2010 to 12/31/2010 $9.92072 $10.45502 0 01/01/2011 to 12/31/2011 $10.45502 $9.19945 0 AST JPMorgan Strategic Opportunities Portfolio 03/15/2010 to 12/31/2010 $9.99737 $10.48468 11,371 01/01/2011 to 12/31/2011 $10.48468 $10.17871 4,894 AST Large-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.98936 $10.51537 0 01/01/2011 to 12/31/2011 $10.51537 $9.75858 0 AST Lord Abbett Core-Fixed Income Portfolio formerly, AST Lord Abbett Bond-Debenture Portfolio 03/15/2010 to 12/31/2010 $9.98755 $10.71635 0 01/01/2011 to 12/31/2011 $10.71635 $11.43521 0 AST Marsico Capital Growth Portfolio 03/15/2010 to 12/31/2010 $9.99147 $11.19566 0 01/01/2011 to 12/31/2011 $11.19566 $10.74445 353 A-29
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PRUCO LIFE INSURANCE COMPANY PRUCO
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UNDERLYING PORTFOLIO UNDERLYING MUT
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ii. To the list of available variab
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II. NEW OPTIONAL BENEFITS This supp
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that may periodically transfer your
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Anniversary, we identify the Unadju
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Non-Lifetime Withdrawal Feature You
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▪ If annuity payments are to begi
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(iv) our receipt of Due Proof of De
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Example (assume the income basis is
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taken first from your own Account V
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While Spousal Highest Daily Lifetim
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** In this example, the first daily
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▪ Any Lifetime Withdrawal that yo
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to the death claim and the payment
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ages 59 1 ⁄2 to 64; 4.5% for ages
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Example of proportional reductions
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In general, withdrawals made from t
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certain in order to comply with the
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Upon termination of Highest Daily L
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Key Feature - Annual Income Amount
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Example of dollar-for-dollar reduct
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Highest Daily Death Benefit A Death
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newly-elected benefit will commence
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How Spousal Highest Daily Lifetime
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[THIS PAGE INTENTIONALLY LEFT BLANK
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The Prudential Insurance Company of
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COMBOSUP2 ADVANCED SERIES TRUST Sup
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Subadvisers Investment Categories a
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STYLE/ TYPE Asset Allocation COMBOS
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GENPROD2 PRUCO LIFE INSURANCE COMPA
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In the section titled “Investment
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Advanced Series Trust AST Academic
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DEATH BENEFITS ....................
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Guarantee Period: The period of tim
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C SERIES There is no CDSC or other
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OPTIONAL BENEFIT ANNUALIZED OPTIONA
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OPTIONAL BENEFIT ANNUALIZED OPTIONA
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EXPENSE EXAMPLES These examples are
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Please see “Investment Options,
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INVESTMENT OPTIONS The Investment O
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INVESTMENT OBJECTIVES/POLICIES ADVA
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INVESTMENT OBJECTIVES/POLICIES AST
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group (Group II) our “Custom Port
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For the Long-Term MVA Option, a Gua
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FEES, CHARGES AND DEDUCTIONS In thi
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Settlement Service Charge: If your
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additional Purchase Payments, unles
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Please note the following additiona
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MANAGING YOUR ACCOUNT VALUE There a
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Please Note: Contracts managed by y
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ACCESS TO ACCOUNT VALUE TYPES OF DI
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prior to age 59 1 ⁄2 if you elect
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ANNUITY OPTIONS Annuitization invol
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LIVING BENEFITS Pruco Life offers d
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Income 2.0 may be appropriate if yo
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subsequent Purchase Payments and wi
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make will be the first Lifetime Wit
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certain in order to comply with the
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transfer all amounts held in the AS
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Example: Assuming the Target Ratio
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If you elect Highest Daily Lifetime
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If the Annuity permits additional P
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If you have not made a Lifetime Wit
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▪ Spousal Highest Daily Lifetime
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Required Minimum Distributions See
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▪ One Annuity Owner, where the Ow
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effective date of the benefit, the
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Highest Daily Lifetime Income 2.0 w
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▪ The Annuitant was 70 years old
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▪ Please note that if your Unadju
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The benefit automatically terminate
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(c) all Purchase Payments (includin
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▪ Both designated lives were 70 y
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Required Minimum Distributions See
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newly-elected benefit will commence
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GUARANTEED RETURN OPTION PLUS II (G
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time. The formula determines the ap
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Value” above for more details). Y
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HD GRO II uses a predetermined math
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Any amounts invested in the AST bon
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DEATH BENEFITS TRIGGERS FOR PAYMENT
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Calculation of Highest Anniversary
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Page 192 and 193: TAX CONSIDERATIONS The tax consider
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Page 196 and 197: A Nonqualified annuity may also be
Page 198 and 199: In any event, you must begin receiv
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Page 202 and 203: out of any other business we may co
Page 204 and 205: Cost Averaging, auto rebalancing, a
Page 206 and 207: Infinex Investments, Inc. ING Finan
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Page 212 and 213: Sub-Accounts Accumulation Unit Valu
Page 230 and 231: PREMIER RETIREMENT L SERIES Pruco L
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Page 244 and 245: Annuity Comparison X Series B Serie
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Page 250 and 251: holidays), plus the amount of any P
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Page 262 and 263: the latter scenario, we determine w
Page 264 and 265: The “Periodic Value” is initial
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Page 268 and 269: Here is the calculation: Withdrawal
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Page 274 and 275: holidays), plus the amount of any P
Page 276 and 277: Examples of dollar-for-dollar and p
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Page 280 and 281: ▪ If you elect this benefit and i
Page 282 and 283: Generally, the formula, which is ap
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section above entitled “How Highe
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Highest Daily Auto Step-Up An autom
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Non-Lifetime Withdrawal Feature You
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apply to current participants in th
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If the formula ratio is less than a
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We reserve the right to waive the l
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If the formula ratio is less than a
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▪ T - the amount of a transfer in
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You can have a traditional IRA whet
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2. Rollovers from an employer retir
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Distributions from traditional IRAs
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income, and dividend income), pensi
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c. Made to a Beneficiary or to your
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CONTINGENT DEFERRED SALES CHARGE 1
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The Prudential Insurance Company of
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Prudential Premier Retirement Variable Annuities

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