Prudential Premier Retirement Variable Annuities

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Sub-Accounts Accumulation Unit Value at Beginning of Period Accumulation Unit Value at End of Period Number of Accumulation Units Outstanding at End of Period AST First Trust Balanced Target Portfolio 03/15/2010 to 12/31/2010 $9.97594 $11.02450 10,460,931 01/01/2011 to 12/31/2011 $11.02450 $10.65807 19,667,799 AST First Trust Capital Appreciation Target Portfolio 03/15/2010 to 12/31/2010 $9.96346 $11.51915 12,510,633 01/01/2011 to 12/31/2011 $11.51915 $10.60363 20,525,257 AST Global Real Estate Portfolio 03/15/2010 to 12/31/2010 $9.97014 $11.55536 274,439 01/01/2011 to 12/31/2011 $11.55536 $10.77031 415,059 AST Goldman Sachs Concentrated Growth Portfolio 03/15/2010 to 12/31/2010 $10.01847 $10.79024 453,210 01/01/2011 to 12/31/2011 $10.79024 $10.17178 638,844 AST Goldman Sachs Large-Cap Value Portfolio formerly, AST AllianceBernstein Growth & Income Portfolio 03/15/2010 to 12/31/2010 $9.99171 $10.77467 523,595 01/01/2011 to 12/31/2011 $10.77467 $9.99185 856,280 AST Goldman Sachs Mid-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $10.01979 $11.42605 820,867 01/01/2011 to 12/31/2011 $11.42605 $10.88116 1,298,500 AST Goldman Sachs Small-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.96509 $11.50123 1,034,338 01/01/2011 to 12/31/2011 $11.50123 $11.43580 1,623,604 AST High Yield Portfolio 03/15/2010 to 12/31/2010 $9.98444 $10.77285 781,633 01/01/2011 to 12/31/2011 $10.77285 $10.90929 1,470,127 AST Horizon Growth Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.97670 $10.88236 5,496,657 01/01/2011 to 12/31/2011 $10.88236 $10.62051 10,013,676 AST Horizon Moderate Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.98821 $10.71140 7,230,953 01/01/2011 to 12/31/2011 $10.71140 $10.46023 12,879,029 AST International Growth Portfolio 03/15/2010 to 12/31/2010 $9.92930 $11.26762 429,967 01/01/2011 to 12/31/2011 $11.26762 $9.63007 601,698 AST International Value Portfolio 03/15/2010 to 12/31/2010 $9.92917 $10.80592 418,182 01/01/2011 to 12/31/2011 $10.80592 $9.27520 737,258 AST Investment Grade Bond Portfolio 03/15/2010 to 12/31/2010 $10.00670 $10.61020 41,027 01/01/2011 to 12/31/2011 $10.61020 $11.71022 110,706,033 AST Jennison Large-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.97132 $10.78687 233,153 01/01/2011 to 12/31/2011 $10.78687 $10.65776 635,357 AST Jennison Large-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.97163 $10.57122 430,116 01/01/2011 to 12/31/2011 $10.57122 $9.76664 690,215 AST JPMorgan International Equity Portfolio 03/15/2010 to 12/31/2010 $9.92182 $10.56777 725,442 01/01/2011 to 12/31/2011 $10.56777 $9.42340 1,083,762 AST JPMorgan Strategic Opportunities Portfolio 03/15/2010 to 12/31/2010 $9.99847 $10.59781 5,623,269 01/01/2011 to 12/31/2011 $10.59781 $10.42630 11,769,393 A-2
Sub-Accounts Accumulation Unit Value at Beginning of Period Accumulation Unit Value at End of Period Number of Accumulation Units Outstanding at End of Period AST Large-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.99045 $10.62894 264,381 01/01/2011 to 12/31/2011 $10.62894 $9.99613 458,796 AST Lord Abbett Core-Fixed Income Portfolio formerly, AST Lord Abbett Bond-Debenture Portfolio 03/15/2010 to 12/31/2010 $9.98864 $10.83202 445,793 01/01/2011 to 12/31/2011 $10.83202 $11.71326 3,851,027 AST Marsico Capital Growth Portfolio 03/15/2010 to 12/31/2010 $9.99257 $11.31652 599,023 01/01/2011 to 12/31/2011 $11.31652 $11.00602 954,711 AST MFS Global Equity Portfolio 03/15/2010 to 12/31/2010 $9.98760 $10.90539 654,025 01/01/2011 to 12/31/2011 $10.90539 $10.36861 1,170,710 AST MFS Growth Portfolio 03/15/2010 to 12/31/2010 $9.99847 $10.88101 254,897 01/01/2011 to 12/31/2011 $10.88101 $10.61657 334,532 AST Mid-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.98873 $11.51238 387,296 01/01/2011 to 12/31/2011 $11.51238 $10.90968 608,066 AST Money Market Portfolio 03/15/2010 to 12/31/2010 $9.99847 $9.85245 1,640,205 01/01/2011 to 12/31/2011 $9.85245 $9.67264 3,774,781 AST Neuberger Berman Core Bond Portfolio 10/31/2011* to 12/31/2011 $10.02838 $10.06723 112,651 AST Neuberger Berman Mid-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.95876 $11.93497 593,887 01/01/2011 to 12/31/2011 $11.93497 $11.91206 1,202,261 AST Neuberger Berman Small-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.97289 $11.43803 286,843 01/01/2011 to 04/29/2011 $11.43803 $12.82105 0 AST Neuberger Berman / LSV Mid-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.99102 $11.24476 814,527 01/01/2011 to 12/31/2011 $11.24476 $10.76281 1,232,918 AST Parametric Emerging Markets Equity Portfolio 03/15/2010 to 12/31/2010 $9.93894 $11.68593 1,551,512 01/01/2011 to 12/31/2011 $11.68593 $9.14486 1,985,084 AST PIMCO Limited Maturity Bond Portfolio 03/15/2010 to 12/31/2010 $10.00789 $10.09014 894,555 01/01/2011 to 12/31/2011 $10.09014 $10.12632 1,902,630 AST PIMCO Total Return Bond Portfolio 03/15/2010 to 12/31/2010 $10.00681 $10.36307 12,788,956 01/01/2011 to 12/31/2011 $10.36307 $10.49495 20,127,075 AST Preservation Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.98943 $10.60667 18,134,321 01/01/2011 to 12/31/2011 $10.60667 $10.51438 39,410,414 AST <strong>Prudential</strong> Core Bond Portfolio 10/31/2011* to 12/31/2011 $10.01839 $10.06713 216,960 AST QMA US Equity Alpha Portfolio 03/15/2010 to 12/31/2010 $9.99847 $10.90109 147,522 01/01/2011 to 12/31/2011 $10.90109 $11.06966 279,830 A-3
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PRUCO LIFE INSURANCE COMPANY PRUCO
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UNDERLYING PORTFOLIO UNDERLYING MUT
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ii. To the list of available variab
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II. NEW OPTIONAL BENEFITS This supp
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that may periodically transfer your
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Anniversary, we identify the Unadju
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Non-Lifetime Withdrawal Feature You
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▪ If annuity payments are to begi
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(iv) our receipt of Due Proof of De
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Example (assume the income basis is
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taken first from your own Account V
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While Spousal Highest Daily Lifetim
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** In this example, the first daily
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▪ Any Lifetime Withdrawal that yo
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to the death claim and the payment
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ages 59 1 ⁄2 to 64; 4.5% for ages
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Example of proportional reductions
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In general, withdrawals made from t
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certain in order to comply with the
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Upon termination of Highest Daily L
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Key Feature - Annual Income Amount
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Example of dollar-for-dollar reduct
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Highest Daily Death Benefit A Death
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newly-elected benefit will commence
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How Spousal Highest Daily Lifetime
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The Prudential Insurance Company of
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COMBOSUP2 ADVANCED SERIES TRUST Sup
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Subadvisers Investment Categories a
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STYLE/ TYPE Asset Allocation COMBOS
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GENPROD2 PRUCO LIFE INSURANCE COMPA
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In the section titled “Investment
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Advanced Series Trust AST Academic
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DEATH BENEFITS ....................
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Guarantee Period: The period of tim
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C SERIES There is no CDSC or other
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OPTIONAL BENEFIT ANNUALIZED OPTIONA
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OPTIONAL BENEFIT ANNUALIZED OPTIONA
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EXPENSE EXAMPLES These examples are
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Please see “Investment Options,
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INVESTMENT OPTIONS The Investment O
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INVESTMENT OBJECTIVES/POLICIES ADVA
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INVESTMENT OBJECTIVES/POLICIES AST
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group (Group II) our “Custom Port
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For the Long-Term MVA Option, a Gua
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FEES, CHARGES AND DEDUCTIONS In thi
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Settlement Service Charge: If your
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additional Purchase Payments, unles
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Please note the following additiona
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MANAGING YOUR ACCOUNT VALUE There a
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Please Note: Contracts managed by y
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ACCESS TO ACCOUNT VALUE TYPES OF DI
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prior to age 59 1 ⁄2 if you elect
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ANNUITY OPTIONS Annuitization invol
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LIVING BENEFITS Pruco Life offers d
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Income 2.0 may be appropriate if yo
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subsequent Purchase Payments and wi
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make will be the first Lifetime Wit
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certain in order to comply with the
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transfer all amounts held in the AS
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Example: Assuming the Target Ratio
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If you elect Highest Daily Lifetime
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If the Annuity permits additional P
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If you have not made a Lifetime Wit
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▪ Spousal Highest Daily Lifetime
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Required Minimum Distributions See
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▪ One Annuity Owner, where the Ow
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effective date of the benefit, the
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Highest Daily Lifetime Income 2.0 w
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▪ The Annuitant was 70 years old
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Page 172 and 173: newly-elected benefit will commence
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Page 176 and 177: time. The formula determines the ap
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Page 196 and 197: A Nonqualified annuity may also be
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Page 202 and 203: out of any other business we may co
Page 204 and 205: Cost Averaging, auto rebalancing, a
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Page 250 and 251: holidays), plus the amount of any P
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the latter scenario, we determine w
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The “Periodic Value” is initial
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Amount on a dollar-for-dollar basis
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Here is the calculation: Withdrawal
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Election of and Designations under
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holidays), plus the amount of any P
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Examples of dollar-for-dollar and p
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Required Minimum Distributions Requ
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▪ If you elect this benefit and i
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Generally, the formula, which is ap
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Additional Tax Considerations If yo
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LIA Amount after the first Lifetime
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section above entitled “How Highe
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Highest Daily Auto Step-Up An autom
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Non-Lifetime Withdrawal Feature You
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apply to current participants in th
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If the formula ratio is less than a
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We reserve the right to waive the l
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If the formula ratio is less than a
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▪ T - the amount of a transfer in
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You can have a traditional IRA whet
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2. Rollovers from an employer retir
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Distributions from traditional IRAs
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income, and dividend income), pensi
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c. Made to a Beneficiary or to your
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CONTINGENT DEFERRED SALES CHARGE 1
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The Prudential Insurance Company of
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Prudential Premier Retirement Variable Annuities

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