Prudential Premier Retirement Variable Annuities

The shaded values indicate the highest Surrender Values in that year based on the stated assumptions. Assuming a 0% gross annual
return, the C-Series has the highest Surrender Value in the first four Annuity Years, the L-Series has the highest Surrender Value in
Annuity Years five, six and seven, the B-Series has the highest Surrender Value in Annuity Years eight and nine, and the X-Series
has the highest Surrender Value from the tenth Annuity Year on.
For X Series Annuities issued in the state of Connecticut:
Due to the state-specific CDSC schedule for X Series Annuities issued in Connecticut, the Surrender Values shown above may
differ. Please refer to Appendix F for details.
6% Gross Rate of Return
6% Gross Rate of Return 6% Gross Rate of Return 6% Gross Rate of Return 6% Gross Rate of Return
L Share
B Share
X Share
C Share
Net rate of return Net rate of return Net rate of return Net rate of return
Yrs 1-10 3.07% All years 3.49% Yrs 1-10 2.92% Yrs 1-10 3.02%
Yrs 10+ 3.49%
Yrs 10+ 3.49% Yrs 10+ 3.49%
Annuity Contract Surrender Contract Surrender Contract Surrender Contract Surrender
Year Value Value
Value
Value Value Value Value Value
1 103,075 96,075 103,493 96,493 109,093 100,093 103,022 103,022
2 106,252 99,252 107,118 100,118 112,285 103,285 106,144 106,144
3 109,528 103,528 110,870 104,870 115,570 106,570 109,361 109,361
4 112,905 107,905 114,753 108,753 118,951 109,951 112,676 112,676
5 116,386 116,386 118,772 113,772 122,431 114,431 116,090 116,090
6 119,974 119,974 122,932 117,932 126,013 118,013 119,609 119,609
7 123,673 123,673 127,238 122,238 129,700 121,700 123,234 123,234
8 127,486 127,486 131,694 131,694 133,495 128,495 126,968 126,968
9 131,417 131,417 136,307 136,307 137,401 134,901 130,816 130,816
10 135,468 135,468 141,081 141,081 141,421 141,421 134,781 134,781
11 140,212 140,212 146,023 146,023 146,372 146,372 139,500 139,500
12 145,123 145,123 151,137 151,137 151,499 151,499 144,386 144,386
13 150,206 150,206 156,431 156,431 156,805 156,805 149,443 149,443
14 155,467 155,467 161,910 161,910 162,297 162,297 154,678 154,678
15 160,912 160,912 167,581 167,581 167,982 167,982 160,095 160,095
16 166,548 166,548 173,450 173,450 173,865 173,865 165,703 165,703
17 172,381 172,381 179,526 179,526 179,955 179,955 171,506 171,506
18 178,419 178,419 185,814 185,814 186,258 186,258 177,514 177,514
19 184,668 184,668 192,322 192,322 192,782 192,782 183,731 183,731
20 191,136 191,136 199,058 199,058 199,534 199,534 190,166 190,166
21 197,831 197,831 206,030 206,030 206,523 206,523 196,827 196,827
22 204,760 204,760 213,246 213,246 213,756 213,756 203,721 203,721
23 211,932 211,932 220,715 220,715 221,243 221,243 210,856 210,856
24 219,355 219,355 228,446 228,446 228,992 228,992 218,242 218,242
25 227,038 227,038 236,447 236,447 237,013 237,013 225,886 225,886
Assumptions:
a. $100,000 initial investment
b. Fund Expenses = 1.07%
c. No optional death benefits or living benefits elected
d. Annuity was issued on or after May 1, 2012
e. Surrender value assumes surrender 2 days before Annuity Anniversary
The shaded values indicate the highest Surrender Values in that year based on the stated assumptions. Assuming a 6% gross annual
return, the C-Series has the highest Surrender Value in the first four Annuity Years, the L-Series has the highest Surrender Value in
Annuity Years five, six and seven, the B-Series has the highest Surrender Value in Annuity Years eight and nine, and the X-Series
has the highest Surrender Value from the tenth Annuity Year on.
B-4