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Prudential Premier Retirement Variable Annuities

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C SERIES<br />

There is no CDSC or other sales load applicable to the C Series.<br />

For X Series <strong>Annuities</strong> issued in Connecticut, the CDSC amounts are different. See Appendix F.<br />

FEE/CHARGE X SERIES B SERIES L SERIES C SERIES<br />

Transfer Fee 2 $10 $10 $10 $10<br />

Tax Charge<br />

(current) 3<br />

0% to 3.5% 0% to 3.5% 0% to 3.5% 0% to 3.5%<br />

1 The years referenced in the above CDSC tables refer to the length of time since a Purchase Payment was made (i.e., the age of the Purchase Payment).<br />

Contingent Deferred Sales Charges are applied against the Purchase Payment(s) being withdrawn. Thus, the appropriate percentage is multiplied by the<br />

Purchase Payment(s) being withdrawn to determine the amount of the CDSC. For example, if with respect to the X Series on November 1, 2016 you<br />

withdrew a Purchase Payment made on August 1, 2011, that Purchase Payment would be between 5 and 6 years old, and thus subject to an 8% CDSC.<br />

Purchase Payments are withdrawn on a “first-in, first-out” basis.<br />

2 Currently, we deduct the fee after the 20 th transfer each Annuity Year.<br />

3 We reserve the right to deduct the charge either at the time the tax is imposed, upon a full surrender of the Annuity, or upon Annuitization.<br />

The following table provides a summary of the periodic fees and charges you will pay while you own your Annuity, excluding the<br />

underlying portfolio annual expenses. These fees and charges are described in more detail within this prospectus.<br />

PERIODIC FEES AND CHARGES<br />

FEE/CHARGE X SERIES B SERIES L SERIES C SERIES<br />

Annual Maintenance<br />

Fee 4<br />

Lesser of $50 or 2% of Lesser of $50 or 2% of Lesser of $50 or 2% of Lesser of $50 or 2% of<br />

Unadjusted Account Unadjusted Account Unadjusted Account Unadjusted Account<br />

Value<br />

Value<br />

Value<br />

Value<br />

ANNUALIZED INSURANCE FEES/CHARGES<br />

(assessed daily as a percentage of the net assets of the Sub-accounts)<br />

FEE/CHARGE X SERIES B SERIES L SERIES C SERIES<br />

Mortality & Expense<br />

Risk Charge: During<br />

First 9 Annuity Years<br />

1.70% 1.15% 1.55% 1.60%<br />

After 9th Annuity<br />

Year<br />

Administration<br />

Charge<br />

Total Annualized<br />

Insurance Fees/<br />

Charges: During First<br />

9 Annuity Years 5,6<br />

After 9 th Annuity<br />

Year 5,6<br />

1.15% 1.15% 1.15% 1.15%<br />

0.15% 0.15% 0.15% 0.15%<br />

1.85% 1.30% 1.70% 1.75%<br />

1.30% 1.30% 1.30% 1.30%<br />

4 Assessed annually on the Annuity's anniversary date or upon surrender. Only applicable if the sum of the Purchase Payments at the time the fee is due is<br />

less than $100,000.<br />

5 The Insurance Charge is the combination of Mortality & Expense Risk Charge and the Administration Charge. For the X Series, C Series, and L Series, on<br />

the Valuation Day immediately following the 9 th Annuity Anniversary, the Mortality & Expense Risk Charge drops to 1.15% annually (the B Series is a<br />

constant 1.15% annually).<br />

6 For Beneficiaries who elect the Beneficiary Continuation Option, the Annual Maintenance Fee is the lesser of $30 or 2% of Unadjusted Account Value and<br />

is only applicable if Unadjusted Account Value is less than $25,000 at the time the fee is assessed. For Beneficiaries who elect the Beneficiary<br />

Continuation Option, the Mortality and Expense and Administration Charges do not apply. However, a Settlement Service Charge equal to 1.00% is<br />

assessed as a percentage of the daily net assets of the Sub-accounts as an annual charge.<br />

4

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