Prudential Premier Retirement Variable Annuities

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Sub-Accounts Accumulation Unit Value At Beginning of Period Accumulation Unit Value at End of Period Number of Accumulation Units Outstanding at End of Period AST Jennison Large-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.97058 $10.46272 0 01/01/2011 to 12/31/2011 $10.46272 $9.54353 609 AST JPMorgan International Equity Portfolio 03/15/2010 to 12/31/2010 $9.92076 $10.45935 2,892 01/01/2011 to 12/31/2011 $10.45935 $9.20807 2,804 AST JPMorgan Strategic Opportunities Portfolio 03/15/2010 to 12/31/2010 $9.99741 $10.48911 21,821 01/01/2011 to 12/31/2011 $10.48911 $10.18829 12,596 AST Large-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.98940 $10.51978 381 01/01/2011 to 12/31/2011 $10.51978 $9.76774 0 AST Lord Abbett Core-Fixed Income Portfolio formerly, AST Lord Abbett Bond-Debenture Portfolio 03/15/2010 to 12/31/2010 $9.98759 $10.72077 0 01/01/2011 to 12/31/2011 $10.72077 $11.44584 3,372 AST Marsico Capital Growth Portfolio 03/15/2010 to 12/31/2010 $9.99152 $11.20032 1,490 01/01/2011 to 12/31/2011 $11.20032 $10.75460 540 AST MFS Global Equity Portfolio 03/15/2010 to 12/31/2010 $9.98654 $10.79352 4,063 01/01/2011 to 12/31/2011 $10.79352 $10.13184 2,388 AST MFS Growth Portfolio 03/15/2010 to 12/31/2010 $9.99741 $10.76921 0 01/01/2011 to 12/31/2011 $10.76921 $10.37396 0 AST Mid-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.98768 $11.39417 0 01/01/2011 to 12/31/2011 $11.39417 $10.66050 75 AST Money Market Portfolio 03/15/2010 to 12/31/2010 $9.99742 $9.75110 46,500 01/01/2011 to 12/31/2011 $9.75110 $9.45154 22,871 AST Neuberger Berman Core Bond Portfolio 10/31/2011* to 12/31/2011 $10.02732 $10.04497 0 AST Neuberger Berman Mid-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.95771 $11.81265 0 01/01/2011 to 12/31/2011 $11.81265 $11.64008 67 AST Neuberger Berman Small-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.97184 $11.32074 0 01/01/2011 to 04/29/2011 $11.32074 $12.63664 0 AST Neuberger Berman / LSV Mid-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.98997 $11.12942 120 01/01/2011 to 12/31/2011 $11.12942 $10.51702 112 AST Parametric Emerging Markets Equity Portfolio 03/15/2010 to 12/31/2010 $9.93789 $11.56611 7,273 01/01/2011 to 12/31/2011 $11.56611 $8.93590 1,727 AST PIMCO Limited Maturity Bond Portfolio 03/15/2010 to 12/31/2010 $10.00684 $9.98655 18,130 01/01/2011 to 12/31/2011 $9.98655 $9.89522 10,015 AST PIMCO Total Return Bond Portfolio 03/15/2010 to 12/31/2010 $10.00576 $10.25672 89,579 01/01/2011 to 12/31/2011 $10.25672 $10.25520 37,788 A-22
Sub-Accounts Accumulation Unit Value At Beginning of Period Accumulation Unit Value at End of Period Number of Accumulation Units Outstanding at End of Period AST Preservation Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.98838 $10.49789 53,416 01/01/2011 to 12/31/2011 $10.49789 $10.27441 41,263 AST <strong>Prudential</strong> Core Bond Portfolio 10/31/2011* to 12/31/2011 $10.01733 $10.04487 0 AST QMA US Equity Alpha Portfolio 03/15/2010 to 12/31/2010 $9.99741 $10.78915 0 01/01/2011 to 12/31/2011 $10.78915 $10.81676 0 AST Quantitative Modeling Portfolio 05/02/2011* to 12/31/2011 $9.99741 $8.81153 0 AST Schroders Multi-Asset World Strategies Portfolio 03/15/2010 to 12/31/2010 $9.98130 $10.66410 68,435 01/01/2011 to 12/31/2011 $10.66410 $9.98477 28,608 AST Small-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.95979 $12.49968 106 01/01/2011 to 12/31/2011 $12.49968 $11.99419 0 AST Small-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.96322 $11.35991 1,291 01/01/2011 to 12/31/2011 $11.35991 $10.35036 443 AST T. Rowe Price Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.99111 $10.59310 19,835 01/01/2011 to 12/31/2011 $10.59310 $10.46904 6,894 AST T. Rowe Price Equity Income Portfolio formerly, AST AllianceBernstein Core Value Portfolio 03/15/2010 to 12/31/2010 $9.98475 $10.43978 0 01/01/2011 to 12/31/2011 $10.43978 $9.95083 154 AST T. Rowe Price Global Bond Portfolio 03/15/2010 to 12/31/2010 $9.97910 $10.21510 6,742 01/01/2011 to 12/31/2011 $10.21510 $10.30720 6,593 AST T. Rowe Price Large-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.96999 $11.03301 2,084 01/01/2011 to 12/31/2011 $11.03301 $10.51030 1,018 AST T. Rowe Price Natural Resources Portfolio 03/15/2010 to 12/31/2010 $9.85867 $11.36954 23,386 01/01/2011 to 12/31/2011 $11.36954 $9.37388 8,708 AST Wellington Management Hedged Equity Portfolio formerly, AST Aggressive Asset Allocation Portfolio 05/02/2011* to 12/31/2011 $9.99741 $8.74958 513 AST Western Asset Core Plus Bond Portfolio 03/15/2010 to 12/31/2010 $9.99741 $10.30343 3,618 01/01/2011 to 12/31/2011 $10.30343 $10.58626 2,172 Franklin Templeton VIP Founding Funds Allocation Fund 03/15/2010 to 12/31/2010 $9.96994 $10.54128 36,580 01/01/2011 to 12/31/2011 $10.54128 $10.04431 28,670 * Denotes the start date of these sub-accounts A-23
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PRUCO LIFE INSURANCE COMPANY PRUCO
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UNDERLYING PORTFOLIO UNDERLYING MUT
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ii. To the list of available variab
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II. NEW OPTIONAL BENEFITS This supp
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that may periodically transfer your
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Anniversary, we identify the Unadju
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Non-Lifetime Withdrawal Feature You
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▪ If annuity payments are to begi
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(iv) our receipt of Due Proof of De
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Example (assume the income basis is
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taken first from your own Account V
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While Spousal Highest Daily Lifetim
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** In this example, the first daily
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▪ Any Lifetime Withdrawal that yo
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to the death claim and the payment
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ages 59 1 ⁄2 to 64; 4.5% for ages
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Example of proportional reductions
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In general, withdrawals made from t
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certain in order to comply with the
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Upon termination of Highest Daily L
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Key Feature - Annual Income Amount
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Example of dollar-for-dollar reduct
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Highest Daily Death Benefit A Death
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newly-elected benefit will commence
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How Spousal Highest Daily Lifetime
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[THIS PAGE INTENTIONALLY LEFT BLANK
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The Prudential Insurance Company of
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COMBOSUP2 ADVANCED SERIES TRUST Sup
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Subadvisers Investment Categories a
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STYLE/ TYPE Asset Allocation COMBOS
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GENPROD2 PRUCO LIFE INSURANCE COMPA
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In the section titled “Investment
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Advanced Series Trust AST Academic
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DEATH BENEFITS ....................
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Guarantee Period: The period of tim
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C SERIES There is no CDSC or other
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OPTIONAL BENEFIT ANNUALIZED OPTIONA
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OPTIONAL BENEFIT ANNUALIZED OPTIONA
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EXPENSE EXAMPLES These examples are
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Please see “Investment Options,
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INVESTMENT OPTIONS The Investment O
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INVESTMENT OBJECTIVES/POLICIES ADVA
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INVESTMENT OBJECTIVES/POLICIES AST
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group (Group II) our “Custom Port
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For the Long-Term MVA Option, a Gua
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FEES, CHARGES AND DEDUCTIONS In thi
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Settlement Service Charge: If your
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additional Purchase Payments, unles
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Please note the following additiona
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MANAGING YOUR ACCOUNT VALUE There a
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Please Note: Contracts managed by y
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ACCESS TO ACCOUNT VALUE TYPES OF DI
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prior to age 59 1 ⁄2 if you elect
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ANNUITY OPTIONS Annuitization invol
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LIVING BENEFITS Pruco Life offers d
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Income 2.0 may be appropriate if yo
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subsequent Purchase Payments and wi
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make will be the first Lifetime Wit
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certain in order to comply with the
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transfer all amounts held in the AS
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Example: Assuming the Target Ratio
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If you elect Highest Daily Lifetime
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If the Annuity permits additional P
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If you have not made a Lifetime Wit
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▪ Spousal Highest Daily Lifetime
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Required Minimum Distributions See
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▪ One Annuity Owner, where the Ow
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effective date of the benefit, the
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Highest Daily Lifetime Income 2.0 w
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▪ The Annuitant was 70 years old
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▪ Please note that if your Unadju
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The benefit automatically terminate
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(c) all Purchase Payments (includin
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▪ Both designated lives were 70 y
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Required Minimum Distributions See
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newly-elected benefit will commence
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GUARANTEED RETURN OPTION PLUS II (G
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time. The formula determines the ap
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Value” above for more details). Y
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HD GRO II uses a predetermined math
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Page 192 and 193: TAX CONSIDERATIONS The tax consider
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Page 196 and 197: A Nonqualified annuity may also be
Page 198 and 199: In any event, you must begin receiv
Page 200 and 201: ERISA Requirements ERISA (the “Em
Page 202 and 203: out of any other business we may co
Page 204 and 205: Cost Averaging, auto rebalancing, a
Page 206 and 207: Infinex Investments, Inc. ING Finan
Page 208 and 209: County, Illinois, was served on Pru
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Page 212 and 213: Sub-Accounts Accumulation Unit Valu
Page 230 and 231: PREMIER RETIREMENT L SERIES Pruco L
Page 234 and 235: Sub-Accounts PREMIER RETIREMENT C S
Page 244 and 245: Annuity Comparison X Series B Serie
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Page 250 and 251: holidays), plus the amount of any P
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Page 260 and 261: to as the “LIA Amount”) if you
Page 262 and 263: the latter scenario, we determine w
Page 264 and 265: The “Periodic Value” is initial
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Page 268 and 269: Here is the calculation: Withdrawal
Page 270 and 271: Election of and Designations under
Page 274 and 275: holidays), plus the amount of any P
Page 276 and 277: Examples of dollar-for-dollar and p
Page 278 and 279: Required Minimum Distributions Requ
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Generally, the formula, which is ap
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Additional Tax Considerations If yo
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LIA Amount after the first Lifetime
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section above entitled “How Highe
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Highest Daily Auto Step-Up An autom
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Non-Lifetime Withdrawal Feature You
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apply to current participants in th
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If the formula ratio is less than a
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We reserve the right to waive the l
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If the formula ratio is less than a
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▪ T - the amount of a transfer in
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You can have a traditional IRA whet
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2. Rollovers from an employer retir
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Distributions from traditional IRAs
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income, and dividend income), pensi
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c. Made to a Beneficiary or to your
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CONTINGENT DEFERRED SALES CHARGE 1
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The Prudential Insurance Company of
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Prudential Premier Retirement Variable Annuities

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