Prudential Premier Retirement Variable Annuities

OPTIONAL BENEFIT ANNUALIZED
OPTIONAL
BENEFIT
FEE/CHARGE 7
COMBINATION 5%
ROLL-UP AND HAV
DEATH BENEFIT
Charge 10
(assessed as a percentage
of the average daily net
assets of the
Sub-accounts)
YOUR OPTIONAL BENEFIT FEES AND CHARGES
TOTAL
ANNUALIZED
CHARGE 8
for X SERIES
TOTAL
ANNUALIZED
CHARGE 8
for B SERIES
TOTAL
ANNUALIZED
CHARGE 8
for L SERIES
TOTAL
ANNUALIZED
CHARGE 8
for C SERIES
0.80% 2.65% 2.10% 2.50% 2.55%
7 The charge for each of Highest Daily Lifetime Income Suite of Benefits listed above is assessed against the greater of Unadjusted Account Value and the
Protected Withdrawal Value (PWV). PWV is described in the Living Benefits section of this prospectus. The charge for each of GRO Plus II, Highest
Daily GRO II, Highest Anniversary Value Death Benefit, and Combination 5% Roll-Up and HAV Death Benefit is assessed as a percentage of the average
daily net assets of the Sub-accounts.
8 HOW THE OPTIONAL BENEFIT FEES AND CHARGES ARE DETERMINED
For Highest Daily Lifetime Income Suite of Benefits listed above: The charge is taken out of the Sub-accounts. For B Series, in all Annuity Years, the
current optional benefit charge is in addition to the 1.30% annualized charge of amounts invested in the Sub-accounts. For each of the L Series, X Series,
and C Series the annualized charge for the base Annuity drops after Annuity Year 9 as described below:
Highest Daily Lifetime Income 2.0: 1.00% current optional benefit charge is in addition to 1.30% annualized charge of amounts invested in the Subaccounts
for base Annuity after the 9 th Annuity Year.
Spousal Highest Daily Lifetime Income 2.0: 1.10% current optional benefit charge is in addition to 1.30% annualized charge of amounts invested in the
Sub-accounts for base Annuity after the 9 th Annuity Year.
Highest Daily Lifetime Income 2.0 with LIA: 1.50% current optional benefit charge is in addition to 1.30% annualized charge of amounts invested in the
Sub-accounts for base Annuity after the 9 th Annuity Year.
Highest Daily Lifetime Income 2.0 with Highest Daily Death Benefit: 1.50% current optional benefit charge is in addition to 1.30% annualized charge of
amounts invested in the Sub-accounts for base Annuity after the 9 th Annuity Year.
Spousal Highest Daily Lifetime Income 2.0 with Highest Daily Death Benefit: 1.60% current optional benefit charge is in addition to 1.30% annualized
charge of amounts invested in the Sub-accounts for base Annuity after the 9 th Annuity Year.
Highest Daily Lifetime Income and Spousal Highest Daily Lifetime Income: 0.95% current optional benefit charge is in addition to 1.30% annualized
charge of amounts invested in the Sub-accounts for base Annuity after the 9 th Annuity Year.
Highest Daily Lifetime Income with LIA: 1.30% current optional benefit charge is in addition to 1.30% annualized charge of amounts invested in the
Sub-accounts for base Annuity after the 9 th Annuity Year.
Highest Daily Lifetime 6 Plus: 0.85% current optional benefit charge is in addition to 1.30% annualized charge of amounts invested in the Sub-accounts for
base Annuity after the 9 th Annuity Year.
Highest Daily Lifetime 6 Plus with LIA: 1.20% current optional benefit charge is in addition to 1.30% annualized charge of amounts invested in the
Sub-accounts for base Annuity after the 9 th Annuity Year.
Spousal Highest Daily Lifetime 6 Plus: 0.95% current optional benefit charge is in addition to 1.30% annualized charge of amounts invested in the
Sub-accounts for base Annuity after the 9 th Annuity Year.
For GRO Plus II and Highest Daily GRO II: For B Series, the optional benefit charge plus base Annuity charge is 1.90% in all Annuity Years. In the case
of L Series, X Series, and C Series, the optional benefit charge plus base Annuity charge drops to 1.90% after the 9th Annuity Year.
Highest Anniversary Value Death Benefit: For B Series, the optional benefit charge plus base Annuity charge is 1.70% in all Annuity Years. In the case of
the L Series, X Series, and C Series, the optional benefit charge plus base Annuity charge drops to 1.70% after the 9 th Annuity Year.
Combination 5% Roll-Up and HAV Death Benefit: For B Series, the optional benefit charge plus base Annuity charge is 2.10% in all Annuity Years. In the
case of the L Series, X Series, and C Series, total charge drops to 2.10% after the 9 th Annuity Year.
9 We reserve the right to increase the charge to the maximum charge indicated, upon any step-up under the benefit. We also reserve the right to increase the
charge to the maximum charge indicated if you elect or re-add the benefit post-issue.
10 Because there is no higher charge to which we could increase the current charge, the current charge and maximum charge are one and the same. Thus, so
long as you retain the benefit, we cannot increase your charge for the benefit.
11 This benefit was offered from January 24, 2011 to August 19, 2012.
12 This benefit was offered from March 15, 2010 to January 23, 2011.
The following table provides the range (minimum and maximum) of the total annual expenses for the underlying mutual funds
(“Portfolios”) as of December 31, 2011 before any contractual waivers and expense reimbursements. Each figure is stated as a
percentage of the underlying Portfolio's average daily net assets.
TOTAL ANNUAL PORTFOLIO OPERATING EXPENSES
MINIMUM MAXIMUM
Total Portfolio Operating Expense 0.62% 1.66%
8