Prudential Premier Retirement Variable Annuities

GLOSSARY OF TERMS
We set forth here definitions of some of the key terms used throughout this prospectus. In addition to the definitions here, we also
define certain terms in the section of the prospectus that uses such terms.
Account Value: The total value of all allocations to the Sub-accounts and/or the MVA Options on any Valuation Day. The
Account Value is determined separately for each Sub-account and for each MVA Option, and then totaled to determine the
Account Value for your entire Annuity. The Account Value of each MVA Option will be calculated using any applicable MVA.
Accumulation Period: The period of time from the Issue Date through the last Valuation Day immediately preceding the
Annuity Date.
Annuitant: The natural person upon whose life annuity payments made to the Owner are based.
Annuitization: Annuitization is the process by which you “annuitize” your Unadjusted Account Value. When you annuitize, we
apply the Unadjusted Account Value to one of the available annuity options to begin making periodic payments to the Owner.
Annuity Date: The date on which we apply your Unadjusted Account Value to the applicable annuity option and begin the payout
period. As discussed in the Annuity Options section, there is an age by which you must begin receiving annuity payments, which
we call the “Latest Annuity Date.”
Annuity Year: The first Annuity Year begins on the Issue Date and continues through and includes the day immediately preceding
the first anniversary of the Issue Date. Subsequent Annuity Years begin on the anniversary of the Issue Date and continue through
and include the day immediately preceding the next anniversary of the Issue Date.
Beneficiary(ies): The natural person(s) or entity(ies) designated as the recipient(s) of the Death Benefit or to whom any remaining
period certain payments may be paid in accordance with the annuity payout options section of this Annuity.
Beneficiary Annuity: You may purchase an Annuity if you are a Beneficiary of an account that was owned by a decedent, subject
to the requirements discussed in this prospectus. You may transfer the proceeds of the decedent’s account into one of the Annuities
described in this prospectus and continue receiving the distributions that are required by the tax laws. This transfer option is only
available for purchase of an IRA, Roth IRA, or a non-qualified Beneficiary Annuity.
Code: The Internal Revenue Code of 1986, as amended from time to time and the regulations promulgated thereunder.
Contingent Deferred Sales Charge (CDSC): This is a sales charge that may be deducted when you make a surrender or take a
partial withdrawal from your Annuity. We refer to this as a “contingent” charge because it is imposed only if you surrender or take
a withdrawal from your Annuity. The charge is a percentage of each applicable Purchase Payment that is being surrendered
or withdrawn.
Dollar Cost Averaging (“DCA”) MVA Option: An Investment Option that offers a fixed rate of interest for a specified period.
The DCA MVA Option is used only with our 6 or 12 Month Dollar Cost Averaging Program, under which the Purchase Payments
that you have allocated to that DCA MVA Option are transferred to the designated Sub-accounts over a 6 month or 12 month
period. Withdrawals or transfers from the DCA MVA Option will be subject to a Market Value Adjustment if made other than
pursuant to the 6 or 12 month DCA Program.
Due Proof of Death: Due Proof of Death is satisfied when we receive all of the following in Good Order: (a) a death certificate or
similar documentation acceptable to us; (b) all representations we require or which are mandated by applicable law or regulation in
relation to the death claim and the payment of death proceeds; and (c) any applicable election of the method of payment of the
death benefit, if not previously elected by the Owner, by at least one Beneficiary.
Free Look: The right to examine your Annuity, during a limited period of time, to decide if you want to keep it or cancel it. The
length of this time period, and the amount of refund, depends on applicable law and thus may vary. In addition, there is a different
Free Look period that applies if your Annuity is held within an IRA. In your Annuity contract, your Free Look right is referred to
as your “Right to Cancel.”
Good Order: Good Order is the standard that we apply when we determine whether an instruction is satisfactory. An instruction
will be considered in Good Order if it is received at our Service Office: (a) in a manner that is satisfactory to us such that it is
sufficiently complete and clear that we do not need to exercise any discretion to follow such instruction and complies with all
relevant laws and regulations; (b) on specific forms, or by other means we then permit (such as via telephone or electronic
submission); and/or (c) with any signatures and dates as we may require. We will notify you if an instruction is not in Good Order.
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