Prudential Premier Retirement Variable Annuities

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Sub-Accounts Accumulation Unit Value at Beginning of Period Accumulation Unit Value at End of Period Number of Accumulation Units Outstanding at End of Period AST MFS Global Equity Portfolio 03/15/2010 to 12/31/2010 $9.98650 $10.78896 991 01/01/2011 to 12/31/2011 $10.78896 $10.12224 580 AST MFS Growth Portfolio 03/15/2010 to 12/31/2010 $9.99737 $10.76474 0 01/01/2011 to 12/31/2011 $10.76474 $10.36420 0 AST Mid-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.98763 $11.38945 0 01/01/2011 to 12/31/2011 $11.38945 $10.65051 0 AST Money Market Portfolio 03/15/2010 to 12/31/2010 $9.99738 $9.74705 131 01/01/2011 to 12/31/2011 $9.74705 $9.44271 80 AST Neuberger Berman Core Bond Portfolio 10/31/2011* to 12/31/2011 $10.02728 $10.04409 0 AST Neuberger Berman Mid-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.95766 $11.80765 0 01/01/2011 to 12/31/2011 $11.80765 $11.62918 0 AST Neuberger Berman Small-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.97179 $11.31606 0 01/01/2011 to 04/29/2011 $11.31606 $12.62932 0 AST Neuberger Berman / LSV Mid-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.98992 $11.12480 500 01/01/2011 to 12/31/2011 $11.12480 $10.50718 288 AST Parametric Emerging Markets Equity Portfolio 03/15/2010 to 12/31/2010 $9.93785 $11.56130 340 01/01/2011 to 12/31/2011 $11.56130 $8.92749 235 AST PIMCO Limited Maturity Bond Portfolio 03/15/2010 to 12/31/2010 $10.00679 $9.98227 2,155 01/01/2011 to 12/31/2011 $9.98227 $9.88577 1,471 AST PIMCO Total Return Bond Portfolio 03/15/2010 to 12/31/2010 $10.00572 $10.25235 2,432 01/01/2011 to 12/31/2011 $10.25235 $10.24571 1,698 AST Preservation Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.98834 $10.49355 13,064 01/01/2011 to 12/31/2011 $10.49355 $10.26483 6,907 AST <strong>Prudential</strong> Core Bond Portfolio 10/31/2011* to 12/31/2011 $10.01729 $10.04397 0 AST QMA US Equity Alpha Portfolio 03/15/2010 to 12/31/2010 $9.99737 $10.78463 0 01/01/2011 to 12/31/2011 $10.78463 $10.80665 0 AST Quantitative Modeling Portfolio 05/02/2011* to 12/31/2011 $9.99737 $8.80844 0 AST Schroders Multi-Asset World Strategies Portfolio 03/15/2010 to 12/31/2010 $9.98125 $10.65964 4,647 01/01/2011 to 12/31/2011 $10.65964 $9.97537 4,121 AST Small-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.95975 $12.49444 0 01/01/2011 to 12/31/2011 $12.49444 $11.98301 0 AST Small-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.96318 $11.35515 0 01/01/2011 to 12/31/2011 $11.35515 $10.34059 0 A-30
Sub-Accounts Accumulation Unit Value at Beginning of Period Accumulation Unit Value at End of Period Number of Accumulation Units Outstanding at End of Period AST T. Rowe Price Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.99106 $10.58861 7,496 01/01/2011 to 12/31/2011 $10.58861 $10.45913 3,445 AST T. Rowe Price Equity Income Portfolio formerly, AST AllianceBernstein Core Value Portfolio 03/15/2010 to 12/31/2010 $9.98471 $10.43543 0 01/01/2011 to 12/31/2011 $10.43543 $9.94161 0 AST T. Rowe Price Global Bond Portfolio 03/15/2010 to 12/31/2010 $9.97905 $10.21091 974 01/01/2011 to 12/31/2011 $10.21091 $10.29784 580 AST T. Rowe Price Large-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.96995 $11.02841 491 01/01/2011 to 12/31/2011 $11.02841 $10.50050 279 AST T. Rowe Price Natural Resources Portfolio 03/15/2010 to 12/31/2010 $9.85862 $11.36484 255 01/01/2011 to 12/31/2011 $11.36484 $9.36523 153 AST Wellington Management Hedged Equity Portfolio formerly, AST Aggressive Asset Allocation Portfolio 05/02/2011* to 12/31/2011 $9.99737 $8.74653 0 AST Western Asset Core Plus Bond Portfolio 03/15/2010 to 12/31/2010 $9.99737 $10.29910 1,222 01/01/2011 to 12/31/2011 $10.29910 $10.57630 771 Franklin Templeton VIP Founding Funds Allocation Fund 03/15/2010 to 12/31/2010 $9.96990 $10.53697 2,458 01/01/2011 to 12/31/2011 $10.53697 $10.03503 3,725 * Denotes the start date of these sub-accounts A-31
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PRUCO LIFE INSURANCE COMPANY PRUCO
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UNDERLYING PORTFOLIO UNDERLYING MUT
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ii. To the list of available variab
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II. NEW OPTIONAL BENEFITS This supp
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that may periodically transfer your
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Anniversary, we identify the Unadju
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Non-Lifetime Withdrawal Feature You
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▪ If annuity payments are to begi
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(iv) our receipt of Due Proof of De
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Example (assume the income basis is
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taken first from your own Account V
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While Spousal Highest Daily Lifetim
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** In this example, the first daily
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▪ Any Lifetime Withdrawal that yo
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to the death claim and the payment
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ages 59 1 ⁄2 to 64; 4.5% for ages
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Example of proportional reductions
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In general, withdrawals made from t
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certain in order to comply with the
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Upon termination of Highest Daily L
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Key Feature - Annual Income Amount
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Example of dollar-for-dollar reduct
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Highest Daily Death Benefit A Death
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newly-elected benefit will commence
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How Spousal Highest Daily Lifetime
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[THIS PAGE INTENTIONALLY LEFT BLANK
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The Prudential Insurance Company of
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COMBOSUP2 ADVANCED SERIES TRUST Sup
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Subadvisers Investment Categories a
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STYLE/ TYPE Asset Allocation COMBOS
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GENPROD2 PRUCO LIFE INSURANCE COMPA
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In the section titled “Investment
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Advanced Series Trust AST Academic
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DEATH BENEFITS ....................
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Guarantee Period: The period of tim
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C SERIES There is no CDSC or other
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OPTIONAL BENEFIT ANNUALIZED OPTIONA
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OPTIONAL BENEFIT ANNUALIZED OPTIONA
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EXPENSE EXAMPLES These examples are
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Please see “Investment Options,
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INVESTMENT OPTIONS The Investment O
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INVESTMENT OBJECTIVES/POLICIES ADVA
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INVESTMENT OBJECTIVES/POLICIES AST
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group (Group II) our “Custom Port
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For the Long-Term MVA Option, a Gua
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FEES, CHARGES AND DEDUCTIONS In thi
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Settlement Service Charge: If your
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additional Purchase Payments, unles
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Please note the following additiona
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MANAGING YOUR ACCOUNT VALUE There a
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Please Note: Contracts managed by y
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ACCESS TO ACCOUNT VALUE TYPES OF DI
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prior to age 59 1 ⁄2 if you elect
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ANNUITY OPTIONS Annuitization invol
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LIVING BENEFITS Pruco Life offers d
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Income 2.0 may be appropriate if yo
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subsequent Purchase Payments and wi
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make will be the first Lifetime Wit
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certain in order to comply with the
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transfer all amounts held in the AS
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Example: Assuming the Target Ratio
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If you elect Highest Daily Lifetime
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If the Annuity permits additional P
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If you have not made a Lifetime Wit
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▪ Spousal Highest Daily Lifetime
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Required Minimum Distributions See
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▪ One Annuity Owner, where the Ow
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effective date of the benefit, the
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Highest Daily Lifetime Income 2.0 w
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▪ The Annuitant was 70 years old
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▪ Please note that if your Unadju
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The benefit automatically terminate
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(c) all Purchase Payments (includin
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▪ Both designated lives were 70 y
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Required Minimum Distributions See
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newly-elected benefit will commence
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GUARANTEED RETURN OPTION PLUS II (G
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time. The formula determines the ap
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Value” above for more details). Y
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HD GRO II uses a predetermined math
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Any amounts invested in the AST bon
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DEATH BENEFITS TRIGGERS FOR PAYMENT
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Calculation of Highest Anniversary
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A surviving spouse’s ability to c
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Page 192 and 193: TAX CONSIDERATIONS The tax consider
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Page 196 and 197: A Nonqualified annuity may also be
Page 198 and 199: In any event, you must begin receiv
Page 200 and 201: ERISA Requirements ERISA (the “Em
Page 202 and 203: out of any other business we may co
Page 204 and 205: Cost Averaging, auto rebalancing, a
Page 206 and 207: Infinex Investments, Inc. ING Finan
Page 208 and 209: County, Illinois, was served on Pru
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Page 212 and 213: Sub-Accounts Accumulation Unit Valu
Page 230 and 231: PREMIER RETIREMENT L SERIES Pruco L
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Page 244 and 245: Annuity Comparison X Series B Serie
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Page 250 and 251: holidays), plus the amount of any P
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Page 260 and 261: to as the “LIA Amount”) if you
Page 262 and 263: the latter scenario, we determine w
Page 264 and 265: The “Periodic Value” is initial
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Page 268 and 269: Here is the calculation: Withdrawal
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Page 274 and 275: holidays), plus the amount of any P
Page 276 and 277: Examples of dollar-for-dollar and p
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Page 280 and 281: ▪ If you elect this benefit and i
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Highest Daily Auto Step-Up An autom
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Non-Lifetime Withdrawal Feature You
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apply to current participants in th
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If the formula ratio is less than a
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We reserve the right to waive the l
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If the formula ratio is less than a
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▪ T - the amount of a transfer in
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You can have a traditional IRA whet
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2. Rollovers from an employer retir
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Distributions from traditional IRAs
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income, and dividend income), pensi
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c. Made to a Beneficiary or to your
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CONTINGENT DEFERRED SALES CHARGE 1
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The Prudential Insurance Company of
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Prudential Premier Retirement Variable Annuities

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