Prudential Premier Retirement Variable Annuities

Days, we are required to return the Purchase Payment to you at that time, unless you specifically consent to our retaining the
Purchase Payment while we gather the required information. Once we obtain the required information, we will invest the Purchase
Payment (and any associated Purchase Credit with respect to the X Series) and issue an Annuity within two (2) Valuation Days.
With respect to your initial Purchase Payment that is pending investment in our separate account, we may hold the amount
temporarily in a suspense account and may earn interest on such amount. You will not be credited with interest during that period.
As permitted by applicable law, the broker-dealer firm through which you purchase your Annuity may forward your initial
Purchase Payment to us prior to approval of your purchase by a registered principal of the firm. These arrangements are subject to
a number of regulatory requirements, including that until such time that the insurer is notified of the firm's principal approval and is
provided with the application, or is notified of the firm principal's rejection, customer funds will be held by the insurer in a
segregated bank account. In addition, the insurer must promptly return the customer's funds at the customer's request prior to the
firm's principal approval or upon the firm's rejection of the application. The monies held in the bank account will be held in a
suspense account within our general account and we may earn interest on amounts held in that suspense account. Contract owners
will not be credited with any interest earned on amounts held in that suspense account. The monies in such suspense account may
be subject to our general creditors. Moreover, because the FINRA rule authorizing the use of such accounts is new, there may be
uncertainty as to the segregation and treatment of such insurance company general account assets under applicable Federal and
State laws.
Additional Purchase Payments: We will apply any additional Purchase Payments (and any associated Purchase Credit with
respect to the X Series) on the Valuation Day that we receive the Purchase Payment at our Service Office in Good Order.
Scheduled Transactions: Scheduled transactions include transfers under Dollar Cost Averaging, the Asset Allocation Program,
Auto-Rebalancing, Systematic Withdrawals, Systematic Investments, Required Minimum Distributions, substantially equal
periodic payments under section 72(t)/72(q) of the Code, and annuity payments. Scheduled transactions are processed and valued
as of the date they are scheduled, unless the scheduled day is not a Valuation Day. In that case, the transaction will be processed
and valued on the next Valuation Day, unless (with respect to Required Minimum Distributions, substantially equal periodic
payments under Section 72(t)/72(q) of the Code, and annuity payments only), the next Valuation Day falls in the subsequent
calendar year, in which case the transaction will be processed and valued on the prior Valuation Day.
Unscheduled Transactions: “Unscheduled” transactions include any other non-scheduled transfers and requests for partial
withdrawals or Free Withdrawals or Surrenders. With respect to certain written requests to withdraw Account Value, we may seek
to verify the requesting Owner's signature. Specifically, we reserve the right to perform a signature verification for (a) any
withdrawal exceeding a certain dollar amount and (b) a withdrawal exceeding a certain dollar amount if the payee is someone other
than the Owner. In addition, we will not honor a withdrawal request in which the requested payee is the Financial Professional or
agent of record. We reserve the right to request a signature guarantee with respect to a written withdrawal request. If we do perform
a signature verification, we will pay the withdrawal proceeds within 7 days after the withdrawal request was received by us in
Good Order, and will process the transaction in accordance with the discussion in “Processing And Valuing Transactions”
Medically-related Surrenders & Death Benefits: Medically-related surrender requests and Death Benefit claims require our
review and evaluation before processing. We price such transactions as of the date we receive at our Service Office in Good Order
all supporting documentation we require for such transactions.
We are generally required by law to pay any surrender request or death benefit claims from the Separate Account within 7 days of
our receipt of your request in Good Order at our Service Office.
Termination of Optional Benefits: In general, if an optional benefit terminates, we will no longer deduct the charge we apply to
purchase the optional benefit. However, for the Highest Daily Lifetime Income 2.0, Highest Daily Lifetime Income or Highest
Daily Lifetime 6 Plus benefits, if the benefit terminates for any reason other than death or annuitization, we will deduct a final
charge upon termination, based on the number of days since the charge for the benefit was most recently deducted. Certain optional
benefits may be added after you have purchased your Annuity. On the date a charge no longer applies or a charge for an optional
benefit begins to be deducted, your Annuity will become subject to a different charge.
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