Prudential Premier Retirement Variable Annuities

For X Series Annuities issued in the state of Connecticut:
Due to the state-specific CDSC schedule for X Series Annuities issued in Connecticut, the Surrender Values shown above may
differ. Please refer to Appendix F for details. The C-Series has the highest Surrender Value in the first four Annuity Years, the
L-Series has the highest Surrender Value in Annuity Years five and six, the B-Series has the highest Surrender Value in Annuity
Years eight and nine, and the X-Series has the highest Surrender Value in year seven and from the tenth Annuity Year on.
10% Gross Rate of Return
10% Gross Rate of Return 10% Gross Rate of Return 10% Gross Rate of Return 10% Gross Rate of Return
L Share
B Share
X Share
C Share
Net rate of return Net rate of return Net rate of return Net rate of return
Yrs 1-10 6.96% All years 7.40% Yrs 1-10 6.80% Yrs 1-10 6.91%
Yrs 10+ 7.40%
Yrs 10+ 7.40% Yrs 10+ 7.40%
Annuity Contract Surrender Contract Surrender Contract Surrender Contract Surrender
Year Value Value
Value
Value Value Value Value Value
1 106,953 99,953 107,387 100,387 113,198 104,198 106,899 106,899
2 114,411 107,411 115,343 108,343 120,906 111,906 114,295 114,295
3 122,389 116,389 123,888 117,888 129,140 120,140 122,203 122,203
4 130,923 125,923 133,066 127,066 137,934 128,934 130,657 130,657
5 140,052 140,052 142,924 137,924 147,327 139,327 139,697 139,697
6 149,818 149,818 153,512 148,512 157,360 149,360 149,362 149,362
7 160,265 160,265 164,885 159,885 168,076 160,076 159,696 159,696
8 171,441 171,441 177,100 177,100 179,521 174,521 170,744 170,744
9 183,395 183,395 190,220 190,220 191,746 189,246 182,558 182,558
10 196,183 196,183 204,312 204,312 204,804 204,804 195,188 195,188
11 210,715 210,715 219,448 219,448 219,973 219,973 209,645 209,645
12 226,325 226,325 235,705 235,705 236,269 236,269 225,177 225,177
13 243,092 243,092 253,167 253,167 253,772 253,772 241,858 241,858
14 261,101 261,101 271,922 271,922 272,573 272,573 259,776 259,776
15 280,444 280,444 292,067 292,067 292,766 292,766 279,021 279,021
16 301,220 301,220 313,704 313,704 314,455 314,455 299,692 299,692
17 323,536 323,536 336,944 336,944 337,750 337,750 321,894 321,894
18 347,504 347,504 361,906 361,906 362,772 362,772 345,741 345,741
19 373,248 373,248 388,717 388,717 389,647 389,647 371,354 371,354
20 400,900 400,900 417,515 417,515 418,513 418,513 398,865 398,865
21 430,599 430,599 448,446 448,446 449,518 449,518 428,414 428,414
22 462,499 462,499 481,668 481,668 482,820 482,820 460,152 460,152
23 496,763 496,763 517,351 517,351 518,588 518,588 494,242 494,242
24 533,565 533,565 555,678 555,678 557,007 557,007 530,857 530,857
25 573,093 573,093 596,844 596,844 598,272 598,272 570,184 570,184
Assumptions:
a. $100,000 initial investment
b. Fund Expenses = 1.07%
c. No optional death benefits or living benefits elected
d. Annuity was issued on or after May 1, 2012
e. Surrender value assumes surrender 2 days before Annuity Anniversary
The shaded values indicate the highest Surrender Values in that year based on the stated assumptions. Assuming a 10% gross
annual return, the C-Series has the highest Surrender Value in the first four Annuity Years, the L-Series has the highest Surrender
Value in Annuity Years five, six and seven, the B-Series has the highest Surrender Value in Annuity Years eight and nine, and the
X-Series has the highest Surrender Value from the tenth Annuity Year on.
For X Series Annuities issued in the state of Connecticut:
Due to the state-specific CDSC schedule for X Series Annuities issued in Connecticut, the Surrender Values shown above may
differ. Please refer to Appendix F for details. The C-Series has the highest Surrender Value in the first four Annuity Years, the
L-Series has the highest Surrender Value in Annuity Years five and six, the B-Series has the highest Surrender Value in Annuity
Years eight and nine, and the X-Series has the highest Surrender Value in year seven and from the tenth Annuity Year on.
B-5