Prudential Premier Retirement Variable Annuities

Guarantee Period: The period of time during which we credit a fixed rate of interest to an MVA Option.
Investment Option: A Sub-account or MVA Option available as of any given time to which Account Value may be allocated.
Issue Date: The effective date of your Annuity.
Key Life: Under the Beneficiary Continuation Option, or the Beneficiary Annuity, the person whose life expectancy is used to
determine the required distributions.
Market Value Adjustment (“MVA”): A positive or negative adjustment used to determine the Account Value in an
MVA Option.
Market Value Adjustment Options (“MVA Options”): Investment Options to which a fixed rate of interest is credited for a
specified Guarantee Period and to which an MVA may apply. The MVA Options consist of (a) the DCA MVA Option used with
our 6 or 12 Month DCA Program and (b) the “Long-Term MVA Options”, under which Guarantee Periods of different yearly
lengths are offered.
Maturity Date: With respect to an MVA Option, the last day in a Guarantee Period.
Owner: With an Annuity issued as an individual annuity contract, the Owner is either an eligible entity or person named as having
ownership rights in relation to the Annuity. In certain states, with an Annuity issued as a certificate under a group annuity contract,
the “Owner” refers to the person or entity that has the rights and benefits designated to the “participant” in the certificate. Thus, an
Owner who is a participant has rights that are comparable to those of the Owner of an individual annuity contract.
Purchase Credit: Under the X Series only, an amount that we add to your Annuity when you make a Purchase Payment during the
first four Annuity Years. We are entitled to recapture Purchase Credits under certain circumstances.
Purchase Payment: A cash consideration in currency of the United States of America given to us in exchange for the rights,
privileges, and benefits of the Annuity.
Service Office: The place to which all requests and payments regarding the Annuity are to be sent. We may change the address of
the Service Office at any time, and will notify you in advance of any such change of address. Please see the section of this
prospectus entitled “How to Contact Us” for the Service Office address.
Separate Account: Referred to as the “Variable Separate Account” in your Annuity, this is the variable Separate Account(s)
shown in the Annuity.
Sub-Account: A division of the Separate Account.
Surrender Value: The Account Value (which includes the effect of any MVA) less any applicable CDSC, any applicable tax
charges, any charges assessable as a deduction from the Account Value for any optional benefits provided by rider or endorsement,
and any Annual Maintenance Fee.
Unadjusted Account Value: The Unadjusted Account Value is equal to the Account Value prior to the application of any MVA.
Unit: A share of participation in a Sub-account used to calculate your Unadjusted Account Value prior to the Annuity Date.
Valuation Day: Every day the New York Stock Exchange is open for trading or any other day the Securities and Exchange
Commission requires mutual funds or unit investment trusts to be valued.
we, us, our: Pruco Life Insurance Company.
you, your: The Owner(s) shown in the Annuity.
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