Prudential Premier Retirement Variable Annuities

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Sub-Accounts Accumulation Unit Value at Beginning of Period Accumulation Unit Value at End of Period Number of Accumulation Units Outstanding at End of Period AST First Trust Balanced Target Portfolio 03/15/2010 to 12/31/2010 $9.97476 $10.89777 41,613 01/01/2011 to 12/31/2011 $10.89777 $10.38550 35,895 AST First Trust Capital Appreciation Target Portfolio 03/15/2010 to 12/31/2010 $9.96228 $11.38660 63,452 01/01/2011 to 12/31/2011 $11.38660 $10.33249 33,759 AST Global Real Estate Portfolio 03/15/2010 to 12/31/2010 $9.96896 $11.42258 7,260 01/01/2011 to 12/31/2011 $11.42258 $10.49505 2,154 AST Goldman Sachs Concentrated Growth Portfolio 03/15/2010 to 12/31/2010 $10.01728 $10.66626 6,841 01/01/2011 to 12/31/2011 $10.66626 $9.91176 2,303 AST Goldman Sachs Large-Cap Value Portfolio formerly, AST AllianceBernstein Growth & Income Portfolio 03/15/2010 to 12/31/2010 $9.99053 $10.65075 599 01/01/2011 to 12/31/2011 $10.65075 $9.73635 169 AST Goldman Sachs Mid-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $10.01861 $11.29475 9,481 01/01/2011 to 12/31/2011 $11.29475 $10.60285 5,877 AST Goldman Sachs Small-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.96391 $11.36904 37,088 01/01/2011 to 12/31/2011 $11.36904 $11.14341 10,062 AST High Yield Portfolio 03/15/2010 to 12/31/2010 $9.98326 $10.64904 1,088 01/01/2011 to 12/31/2011 $10.64904 $10.63061 391 AST Horizon Growth Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.97552 $10.75721 50,255 01/01/2011 to 12/31/2011 $10.75721 $10.34891 24,771 AST Horizon Moderate Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.98703 $10.58812 39,331 01/01/2011 to 12/31/2011 $10.58812 $10.19269 24,837 AST International Growth Portfolio 03/15/2010 to 12/31/2010 $9.92811 $11.13809 5,276 01/01/2011 to 12/31/2011 $11.13809 $9.38377 2,037 AST International Value Portfolio 03/15/2010 to 12/31/2010 $9.92798 $10.68170 1,162 01/01/2011 to 12/31/2011 $10.68170 $9.03790 1,326 AST Jennison Large-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.97014 $10.66273 9,443 01/01/2011 to 12/31/2011 $10.66273 $10.38511 2,812 AST Jennison Large-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.97045 $10.44965 2,613 01/01/2011 to 12/31/2011 $10.44965 $9.51676 948 AST JPMorgan International Equity Portfolio 03/15/2010 to 12/31/2010 $9.92064 $10.44626 237 01/01/2011 to 12/31/2011 $10.44626 $9.18224 371 AST JPMorgan Strategic Opportunities Portfolio 03/15/2010 to 12/31/2010 $9.99728 $10.47594 23,043 01/01/2011 to 12/31/2011 $10.47594 $10.15974 12,836 AST Large-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.98927 $10.50667 1,704 01/01/2011 to 12/31/2011 $10.50667 $9.74042 962 A-6
Sub-Accounts Accumulation Unit Value at Beginning of Period Accumulation Unit Value at End of Period Number of Accumulation Units Outstanding at End of Period AST Lord Abbett Core-Fixed Income Portfolio formerly, AST Lord Abbett Bond-Debenture Portfolio 03/15/2010 to 12/31/2010 $9.98746 $10.70748 216 01/01/2011 to 12/31/2011 $10.70748 $11.41401 7,417 AST Marsico Capital Growth Portfolio 03/15/2010 to 12/31/2010 $9.99139 $11.18639 3,660 01/01/2011 to 12/31/2011 $11.18639 $10.72467 1,261 AST MFS Global Equity Portfolio 03/15/2010 to 12/31/2010 $9.98642 $10.78001 10,730 01/01/2011 to 12/31/2011 $10.78001 $10.10344 5,029 AST MFS Growth Portfolio 03/15/2010 to 12/31/2010 $9.99728 $10.75587 6,141 01/01/2011 to 12/31/2011 $10.75587 $10.34505 2,234 AST Mid-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.98755 $11.37997 33,871 01/01/2011 to 12/31/2011 $11.37997 $10.63064 11,219 AST Money Market Portfolio 03/15/2010 to 12/31/2010 $9.99729 $9.73891 7,345 01/01/2011 to 12/31/2011 $9.73891 $9.42516 42,315 AST Neuberger Berman Core Bond Portfolio 10/31/2011* to 12/31/2011 $10.02720 $10.04231 0 AST Neuberger Berman Mid-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.95758 $11.79780 4,654 01/01/2011 to 12/31/2011 $11.79780 $11.60753 3,614 AST Neuberger Berman Small-Cap Growth Portfolio 03/15/2010 to 12/31/2010 $9.97171 $11.30656 0 01/01/2011 to 04/29/2011 $11.30656 $12.61446 0 AST Neuberger Berman / LSV Mid-Cap Value Portfolio 03/15/2010 to 12/31/2010 $9.98984 $11.11549 36,520 01/01/2011 to 12/31/2011 $11.11549 $10.48759 12,178 AST Parametric Emerging Markets Equity Portfolio 03/15/2010 to 12/31/2010 $9.93776 $11.55161 13,074 01/01/2011 to 12/31/2011 $11.55161 $8.91087 2,840 AST PIMCO Limited Maturity Bond Portfolio 03/15/2010 to 12/31/2010 $10.00671 $9.97411 1,448 01/01/2011 to 12/31/2011 $9.97411 $9.86766 544 AST PIMCO Total Return Bond Portfolio 03/15/2010 to 12/31/2010 $10.00563 $10.24378 190,185 01/01/2011 to 12/31/2011 $10.24378 $10.22662 107,961 AST Preservation Asset Allocation Portfolio 03/15/2010 to 12/31/2010 $9.98825 $10.48476 258,537 01/01/2011 to 12/31/2011 $10.48476 $10.24577 148,696 AST <strong>Prudential</strong> Core Bond Portfolio 10/31/2011* to 12/31/2011 $10.01721 $10.04222 0 AST QMA US Equity Alpha Portfolio 03/15/2010 to 12/31/2010 $9.99728 $10.77565 0 01/01/2011 to 12/31/2011 $10.77565 $10.78653 0 AST Quantitative Modeling Portfolio 05/02/2011* to 12/31/2011 $9.99728 $8.80236 0 A-7
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PRUCO LIFE INSURANCE COMPANY PRUCO
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UNDERLYING PORTFOLIO UNDERLYING MUT
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ii. To the list of available variab
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II. NEW OPTIONAL BENEFITS This supp
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that may periodically transfer your
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Anniversary, we identify the Unadju
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Non-Lifetime Withdrawal Feature You
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▪ If annuity payments are to begi
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(iv) our receipt of Due Proof of De
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Example (assume the income basis is
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taken first from your own Account V
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While Spousal Highest Daily Lifetim
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** In this example, the first daily
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▪ Any Lifetime Withdrawal that yo
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to the death claim and the payment
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ages 59 1 ⁄2 to 64; 4.5% for ages
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Example of proportional reductions
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In general, withdrawals made from t
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certain in order to comply with the
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Upon termination of Highest Daily L
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Key Feature - Annual Income Amount
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Example of dollar-for-dollar reduct
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Highest Daily Death Benefit A Death
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newly-elected benefit will commence
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How Spousal Highest Daily Lifetime
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[THIS PAGE INTENTIONALLY LEFT BLANK
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The Prudential Insurance Company of
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COMBOSUP2 ADVANCED SERIES TRUST Sup
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Subadvisers Investment Categories a
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STYLE/ TYPE Asset Allocation COMBOS
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GENPROD2 PRUCO LIFE INSURANCE COMPA
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In the section titled “Investment
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Advanced Series Trust AST Academic
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DEATH BENEFITS ....................
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Guarantee Period: The period of tim
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C SERIES There is no CDSC or other
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OPTIONAL BENEFIT ANNUALIZED OPTIONA
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OPTIONAL BENEFIT ANNUALIZED OPTIONA
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EXPENSE EXAMPLES These examples are
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Please see “Investment Options,
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INVESTMENT OPTIONS The Investment O
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INVESTMENT OBJECTIVES/POLICIES ADVA
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INVESTMENT OBJECTIVES/POLICIES AST
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group (Group II) our “Custom Port
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For the Long-Term MVA Option, a Gua
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FEES, CHARGES AND DEDUCTIONS In thi
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Settlement Service Charge: If your
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additional Purchase Payments, unles
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Please note the following additiona
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MANAGING YOUR ACCOUNT VALUE There a
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Please Note: Contracts managed by y
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ACCESS TO ACCOUNT VALUE TYPES OF DI
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prior to age 59 1 ⁄2 if you elect
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ANNUITY OPTIONS Annuitization invol
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LIVING BENEFITS Pruco Life offers d
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Income 2.0 may be appropriate if yo
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subsequent Purchase Payments and wi
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make will be the first Lifetime Wit
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certain in order to comply with the
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transfer all amounts held in the AS
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Example: Assuming the Target Ratio
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If you elect Highest Daily Lifetime
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If the Annuity permits additional P
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If you have not made a Lifetime Wit
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▪ Spousal Highest Daily Lifetime
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Required Minimum Distributions See
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▪ One Annuity Owner, where the Ow
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effective date of the benefit, the
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Highest Daily Lifetime Income 2.0 w
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▪ The Annuitant was 70 years old
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▪ Please note that if your Unadju
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The benefit automatically terminate
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Page 196 and 197: A Nonqualified annuity may also be
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Page 202 and 203: out of any other business we may co
Page 204 and 205: Cost Averaging, auto rebalancing, a
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Amount on a dollar-for-dollar basis
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Here is the calculation: Withdrawal
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Election of and Designations under
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holidays), plus the amount of any P
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Examples of dollar-for-dollar and p
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Required Minimum Distributions Requ
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▪ If you elect this benefit and i
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Generally, the formula, which is ap
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Additional Tax Considerations If yo
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LIA Amount after the first Lifetime
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section above entitled “How Highe
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Highest Daily Auto Step-Up An autom
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Non-Lifetime Withdrawal Feature You
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apply to current participants in th
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If the formula ratio is less than a
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We reserve the right to waive the l
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If the formula ratio is less than a
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▪ T - the amount of a transfer in
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You can have a traditional IRA whet
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2. Rollovers from an employer retir
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Distributions from traditional IRAs
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income, and dividend income), pensi
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c. Made to a Beneficiary or to your
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CONTINGENT DEFERRED SALES CHARGE 1
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The Prudential Insurance Company of
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Prudential Premier Retirement Variable Annuities

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