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Presentation (correction slide 18) - Dexia.com

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DVV: Investment plan to develop tied agents’ network<br />

Key challenges<br />

Investment plan<br />

<br />

<br />

<br />

Development of the DVV brand<br />

and channel<br />

Improvement of the quality<br />

and services of the back offices<br />

Reduction of administrative time<br />

in front office<br />

<br />

<br />

<br />

<br />

<br />

60 new branches<br />

10% additional sales representatives<br />

Acquisition of portfolios<br />

Investment in brand and <strong>com</strong>munication<br />

Optimize <strong>com</strong>mercial results in existing<br />

branches<br />

• Commercial coaching<br />

• Commissions and incentives<br />

• Up-to-date <strong>com</strong>mercial front IT-environment<br />

and CRM<br />

<br />

Increase profitability on existing portfolio<br />

Expected results<br />

15% premium growth by 2012, then 10% up to 2014<br />

• 80,000 new contracts in currently untapped areas by 2012<br />

• 35,000 new clients by 2012<br />

Improved productivity: +35% in 2012 vs. 2009<br />

120

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