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Presentation (correction slide 18) - Dexia.com

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Network: DenizBank to open 300+ new branches focusing<br />

on Metropolitans and rural areas with diversified formats<br />

199<br />

DenizBank branch expansion plan<br />

~40/year<br />

320<br />

~60/year 500+<br />

More than<br />

80/year<br />

800+<br />

Deniz to continue opening more branches than<br />

the market<br />

Leverage of its successful model and<br />

experienced teams<br />

Deniz share of doors to move from 5 to 7%<br />

over 2010-2014 with specific stress on big<br />

cities and rural areas<br />

2004<br />

05-07 2007 08-10E 2010E 11E-14E 2014E<br />

Share of doors (%) 5% 7%<br />

Big branches (Deposit & Loan oriented)<br />

Full fledged branches serving all kind of<br />

customers at the center of urban model<br />

In small cities, branches offering Agri. services<br />

Two well-defined formats to achieve full<br />

coverage of a zone<br />

• Ocean as a wall of money<br />

• ‘Green Drop’ branches in small cities and rural<br />

areas serving agricultural customers<br />

Fully automated branches<br />

‘Green Drops’<br />

146

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