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Presentation (correction slide 18) - Dexia.com

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Branch re-clustering and optimizing footprint<br />

through clear branch segmentation<br />

Open Branch<br />

Concept<br />

Direct sales<br />

& services<br />

In-branch specialised<br />

sales & service<br />

Branch<br />

re-clustering<br />

Closing of double<br />

presences<br />

<br />

Closing of 80 double branches, located within the same municipality<br />

Network optimization<br />

<br />

<br />

Integration of small branches within bigger branches<br />

Reduced network size but maintained <strong>com</strong>mercial presence<br />

Enlargement of scale<br />

of clusters<br />

<br />

<br />

From 5 to 7-8 branches per cluster/region<br />

Mobility of Account Managers and Specialists within cluster<br />

More efficient distribution network<br />

86

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