Market Gaps on Access to Finance - Bank of Valletta
Market Gaps on Access to Finance - Bank of Valletta
Market Gaps on Access to Finance - Bank of Valletta
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- Iktar minn €10 miljuni sa €50 miljun............................................................................... 5<br />
- Iktar minn €50 miljun.................................................................................................... 6<br />
D4 – F’liema sena ġiet irreġistrata l-intrapriża? ___________________________________<br />
D5 - F’liema stadju ta’ żvilupp hija klassifikata il- kumpanija? (Prompt)<br />
- Għada idea/ Żvilupp tal- pro<strong>to</strong>tip.................................................................................... 1<br />
- Żvilupp tal- pjan tan- negozju/ Twaqqif tal- kumpanija...................................................... 2<br />
- Il- Kumpanija ġiet iffurmata/ Il- Prodott ġie ikkreat/ Introduzzj<strong>on</strong>i tal –prodott fis- suq/<br />
Ittestjar fis- suq tal- prodott...........................................................................................<br />
- Il- kumpanija irreġistrat l-ewwel qliegħ tagħha riċentement/ Ingaġġar ta’ iktar<br />
impjegati......................................................................................................................<br />
- Enfasi fuq klijenti leali/ Issaħħah il- pożizzj<strong>on</strong>i fis- suq....................................................... 5<br />
- Tnaqqis fl-ispejjes/ Teħid ta’ deċiżj<strong>on</strong>ijiet fuq produzzj<strong>on</strong>i iktar effiċjenti/ Introduzzj<strong>on</strong>i ta’<br />
iktar prodotti................................................................................................................<br />
- Bini ta’ fabbrika/ uffiċini ġodda/ Pjanijiet ta’ esportazzj<strong>on</strong>i fil- futur qarib/ Esportazzj<strong>on</strong>i<br />
tal- prodott...................................................................................................................<br />
- Oħrajn (Speċifika) _________________________________________________________________ 8<br />
Q1 – Min huma is- sidien tal- kumpanija?<br />
- Sid wieħed biss............................................................................................................. 1<br />
- Familja jew intraprendituri [iktar minn sid wieħed]........................................................... 2<br />
- Impriżi oħra jew assoċjati tan- negozju............................................................................ 3<br />
- Il- Kumpanija hi irreġistrata fuq il- Borża (public shareholders).......................................... 4<br />
- Oħrajn (speċifika) _________________________________________________________________ 5<br />
- Ma nafx/Mhux Disp<strong>on</strong>ibbli.............................................................................................. 6<br />
Q2 – Jekk jogħġbok ipprovdi indikazzj<strong>on</strong>i fuq is- sors preżenti tal- kapital tal- kumpanija (Prompt)<br />
Iva Le<br />
(Ma nistax<br />
ngħid)<br />
A Own financing (incl. retained earnings) 1 2 99<br />
B Financing from family/ friends 1 2 99<br />
C <strong>Bank</strong> overdraft, credit line or credit cards overdraft 1 2 99<br />
D <strong>Bank</strong> loans (excluding overdraft and credit lines) 1 2 99<br />
E Trade credit (purchase <strong>of</strong> goods/ services from another business without making immediate cash payment) 1 2 99<br />
F Oħrajn (Speċifika) ______________________ 1 2 99<br />
4 Finanzi – Mill- perspettiva tal- kumpanija<br />
F’din is- sezzj<strong>on</strong>i ser ngħatu ħarsa ġenerali lejn x’jaħsbu il-kumpaniji li qed jipparteċipaw f’dan<br />
l’eżerċizzju fuq l’għajnuna finanzjarja mogħtija lin- negozju żgħir jew medju tagħhom.<br />
Q3 – Kif tiklassifika il- ħila tal- kumpanija biex iżżid il- finanzjament tagħha (minn skala ta bejn 1 u 5,<br />
fejn 1 ifisser “diffiċli ħafna” u 5 tfisser “faċli ħafna”) għal kull wahda minn dawn? (Prompt A<br />
<strong>to</strong> F)<br />
Difficli ħafna Diffiċli<br />
Mhux<br />
daqshekk<br />
diffiċli<br />
Faċli Faċli ħafna (Ma nafx)<br />
A Normal Day <strong>to</strong> day operati<strong>on</strong>s – internal finance 1 2 3 4 5 99<br />
Page | 89<br />
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