Market Gaps on Access to Finance - Bank of Valletta

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B Normal day to day operations -external finance 1 2 3 4 5 99 C Specific projects or investments – internal finance 1 2 3 4 5 99 D Specific projects or investments – external finance 1 2 3 4 5 99 E Internal finance in your start-up phase [FOR COMPANIES IN EMERGING GROWTH, DEVELOPMENT GROWTH OR EXPANSION GROWTH AS PER Q5] F External finance in your start-up phase [FOR COMPANIES IN EMERGING GROWTH, DEVELOPMENT GROWTH OR EXPANSION GROWTH AS PER Q5] 1 2 3 4 5 99 1 2 3 4 5 99 Jekk jogħġbok għati kummenti fuq mistoqsija 3: ____________________________________________________________________________________ ____________________________________________________________________________________ Q4 – Qatt uzajt jew applikajt ghal xi sorsi ta finanzi minn dawn ta hawn taht u jekk le, ghalfejn?(Prompt A to I) Iva, użajt Iva, applikajt Iva, applikajt imma mhux aċċettat Iva, applikajt imma mhux kollha aċċettati Ma użajtho mx- ma kontx naf fuq il- vantaġġi tagħhom Page | 90 Ma użajtho mx- ma kinux disponni bli f’Malta Ma użajtho mx- finanzi mill- bank kienu biżżejjed Ma użajtho mx- finanzi mill- intern kienu biżżejjed Ma użajtho mx- finanzi mill- bank u mill- intern kienu biżżejjed Ma uzajtho mx- ma kinux relevanti għal- impriża A National Grants/ Public aid 1 2 3 4 5 6 7 8 9 10 11 B EU funds 1 2 3 4 5 6 7 8 9 10 11 C Bank overdraft, credit line or credit card overdraft 1 2 3 4 5 6 7 8 9 10 11 D Bank loans 1 2 3 4 5 6 7 8 9 10 11 E Trade credit 1 2 3 4 5 6 7 8 9 10 11 F Other loan (e.g. related company/ shareholders, family, friends) G Leasing/ hirepurchase/ factoring H Equity from other sources (ex: business angels, venture capital funds) I Public issue of own shares or own bonds Ma użajtho mx (raġuni oħra, speċifika ) 1 2 3 4 5 6 7 8 9 10 11 1 2 3 4 5 6 7 8 9 10 11 1 2 3 4 5 6 7 8 9 10 11 1 2 3 4 5 6 7 8 9 10 11 Jekk jogħġbok għati kummenti fuq mistoqsija 4: ____________________________________________________________________________________ ____________________________________________________________________________________
Q5 – [TO BE ASKED TO RESPONDENTS WHOSE APPLICATION WAS REJECTED/ PARTIALLY MET IN Q9] X’kienet ir- raġuni għalfejn it- talba tiegħek ġiet irrifjutata/ parzjalment aċċettata/ id- |deċiżjoni tiegħek ma tkomplitx iktar? Prospetti ekonomiċi Is- settur li l- kumpanija taħdem fih l-istadju li fih tinsab il- kumpanija Jekk jogħġbok għati kummenti fuq mistoqsija 5: ____________________________________________________________________________________ ____________________________________________________________________________________ Q6 – Kieku t- tipi ta’ finanzjament li hawn fil- lista li jmiss ikunu f’Malta, tapplika għalihom? Għalfejn? Iva Le Ma nafx A National Grants/ Public aid (incl. Tax rebates) 1 2 4 B EU funds (grants) 1 2 4 C Bank overdraft, credit line or credit cards overdraft 1 2 4 D Bank loans (incl. EU programmes like JEREMIE) 1 2 4 E Trade credit 1 2 4 F Other loan (e.g. related company/ shareholders, family, friends) 1 2 4 G Leasing/ hire-purchase/ factoring 1 2 4 H Equity from other sources( Business angels, seed funding, venture capital, securitized mezzanine finance) Page | 91 Nuqqas ta’ firm collateral Storja tal- kreditu tal- kumpanija Irrifjutat- lispiża kienet wisq għolja 1 2 4 Irrifjutat – termini u kundizzjoniji et inaċċetabli A National Grants/ Public aid (incl. Tax rebates) 1 2 3 4 5 6 7 8 B EU funds (grants) 1 2 3 4 5 6 7 8 C Bank overdraft, credit line or credit card overdraft 1 2 3 4 5 6 7 8 D Bank loans 1 2 3 4 5 6 7 8 E Trade credit 1 2 3 4 5 6 7 8 F Other loan (e.g. related company/ shareholders, family, friends) L Public issue of own shares or own bonds 1 2 4 K Oħrajn (Speċifika) _________________ 1 2 4 Jekk jogħġbok għati kummenti fuq mistoqsija 6: ____________________________________________________________________________________ ____________________________________________________________________________________ [FOR RESPONDENTS WHO HAVE USED/ APPLIED FOR A LOAN IN Q9] Q7 – X’kien l- ammont ta’ l-aħħar self li ittieħed mill- kumpanija f’dawn l- aħħar sentejn? - Inqas minn €25,000 ..................................................................................................... 1 - €25,000 - €99,999 ...................................................................................................... 2 - €100,000 - €1 miljun .................................................................................................... 3 - Iktar minn €1 miljun ...................................................................................................... 4 Q8 – Għal xiex intuża l-aħħar self li ttieħed? - Working capital ............................................................................................................ 1 - Land/ buildings or Equipment/vehicles ........................................................................... 2 - R&D or intellectual property .......................................................................................... 3 - Promotion .................................................................................................................... 4 - Staff training ................................................................................................................ 5 - Buying another business ............................................................................................... 6 Xi ħaga oħra( Jekk jogħġbok speċifika) 1 2 3 4 5 6 7 8 G Leasing/ hire-purchase/ factoring 1 2 3 4 5 6 7 8 H Equity from other sources 1 2 3 4 5 6 7 8 I Public issue of own shares or own bonds 1 2 3 4 5 6 7 8
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Market Gaps on Access to Finance - Bank of Valletta

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