Annual report 2010 - Dexia.com

Notes to the consolidated financial statements7.15. Quality of financial assetsManagement reportAnalysis of normal loans and securitiesGross amount (A)31/12/09 31/12/10Normal loans and advances due from banks 47,485 53,395Normal loans and advances to customers 353,252 351,249Normal investments held to maturity 1,565 1,446Normal financial assets available-for-sale 103,272 85,477of which fixed-income instruments 100,094 83,042of which equity instruments 3,178 2,435Collective impairment on not specifically impaired loans (-) (1,477) (1,308)Total 504,097 490,259Consolidatedfinancial statementsAnalysis of impaired loans and securities Gross amount (B) Specific loan loss allowance(C)Total (B)+(C)31/12/09 31/12/10 31/12/09 31/12/10 31/12/09 31/12/10Impaired loans and advances due frombanks 13 35 (9) (25) 4 10Impaired loans and advances to customers 4,807 5,554 (2,657) (3,214) 2,151 2,340Impaired financial assets available-for-sale 1,267 1,166 (853) (722) 413 444of which fixed-income instruments 810 794 (652) (571) 158 222of which equity instruments 457 372 (201) (151) 256 221Total 6,087 6,755 (3,519) (3,961) 2,568 2,794Additional information Annual financial statementsNormal + impaired Gross amount (A)+(B) Specific loan loss allowance Total (A)+(B)+(C)(C)31/12/09 31/12/10 31/12/09 31/12/10 31/12/09 31/12/10Loans and advances due from banks 47,498 53,430 (9) (25) 47,489 53,405Loans and advances to customers 358,059 356,803 (2,657) (3,214) 355,402 353,589Investments held to maturity 1,565 1,446 0 0 1,565 1,446Financial assets available-for-sale 104,538 86,643 (853) (722) 103,685 85,921of which fixed-income instruments 100,904 83,836 (652) (571) 100,252 83,265of which equity instruments 3,634 2,806 (201) (151) 3,433 2,656Collective impairment on not impairedloans (-) (1,477) (1,308) 0 0 (1,477) (1,308)Total 510,184 497,014 (3,519) (3,961) 506,665 493,053164 Dexia Annual report 2010