Annual report 2010 - Dexia.com

More documents

Recommendations

Info

Notes to the consolidated financial statementsManagement reportConsolidatedfinancial statementsAdditional information Annual financial statements12.4. Interest-rate repricing risk: breakdown by remaining maturity until next refixinginterest rateCurrent accounts and saving deposits are presented in the column “Atsight and on demand“ as the information presented below takes intoaccount the remaining maturity until the next date at which interesta. Assets 31/12/09At sightand ondemandUp to 3monthsMore than3 monthsto 1 yearMore than1 to 5yearsrates are reset from an accounting point of view, rather than onassumptions based on observed behavioral data. This latter approachis realised in the BSM sensitivity (see note12.5.).Over 5yearsUndeterminedmaturityAccruedinterestCash and balances withcentral banks 2,466 202 0 0 0 0 5 0 0 2,673Loans and advances duefrom banks 13,721 23,075 2,676 5,008 2,247 0 128 643 (71) 47,427Loans and advances tocustomers 15,923 73,054 63,229 51,067 140,864 1,236 2,855 9,831 (4,072) 353,987Financial assets held fortrading 6 2,947 1,119 631 1,826 177 24 (368) 0 6,362Financial assetsdesignated at fair value 0 358 97 82 61 3,143 4 (30) 0 3,715Financial assets availablefor sale 657 21,680 9,458 18,356 48,261 2,522 1,559 2,046 (853) 103,686Investments held tomaturity 0 381 180 194 760 0 50 0 0 1,565Derivatives 8,129 32,599 0 40,728Fair value revaluation ofportfolio hedge 3,579 3,579Investments in associates 171 171Tangible fixed assets 2,396 2,396Intangible assets andgoodwill 2,177 2,177Tax assets 2,919 2,919Other assets 428 651 233 26 40 800 0 19 (302) 1,895Non-current assets heldfor sale 4,395 0 35 (80) 4,350Total 33,201 122,348 76,992 75,364 194,059 19,936 12,754 48,354 (5,378) 577,630Fair valueadjustmentImpairmentTotal222 Dexia Annual report 2010
Notes to the consolidated financial statementsb. Liabilities 31/12/09At sight andon demandUp to 3monthsMore than 3months to 1yearMore than 1to 5 yearsOver 5 yearsUndeterminedmaturityAccruedinterestFair valueadjustmentDue to banks 19,536 59,127 42,003 1,450 1,184 2 267 155 123,724Customer borrowingsand deposits 74,262 33,570 6,046 4,729 1,462 41 791 49 120,950Financial liabilitiesheld for trading 4 102 5 52 98 13 1 0 275Financial liabilitiesdesignated at fairvalue 323 1,745 2,165 8,161 3,086 3,121 250 219 19,070Derivatives 10,081 48,283 58,364Fair value revaluationof portfolio hedge 1,939 1,939Debt securities 2,525 58,135 33,720 59,128 54,485 0 2,969 2,103 213,065Subordinated debts 418 855 377 855 1,281 138 98 89 4,111Technical provisionsof insurancecompanies 13,408 13,408Provisions and otherobligations 1,581 1,581Tax liabilities 238 238Other liabilities 1,996 1,386 105 38 101 955 4 0 4,585Liabilities included indisposal groups heldfor sale 4,332 0 0 4,332Total 99,064 154,920 84,421 74,413 61,697 23,829 14,461 52,837 565,642TotalManagement reportConsolidatedfinancial statementsc. Net position 31/12/09At sight and ondemandUp to 3 months More than 3months to 1yearMore than 1 to5 yearsOver 5 yearsUndeterminedmaturityOn-balance-sheet sensitivity gap (65,863) (32,572) (7,429) 951 132,362 (3,893)Balance-sheet sensitivity gap is hedged through derivatives.Additional information Annual financial statementsAnnual report 2010 Dexia223
Page 1:
A n n u a lr e p o r t2 0 1 0
Page 4 and 5:
4 Group profile8 Message from the c
Page 6 and 7:
Group profileManagement reportConso
Page 8 and 9:
Group profileRESULTS Dexia GAAP IFR
Page 10 and 11:
Message from the ChairmenManagement
Page 12 and 13:
2010 and early 2011 highlightsManag
Page 14 and 15:
2010 and early 2011 highlightsDecem
Page 16 and 17:
Update on the transformation planMa
Page 18 and 19:
Update on the transformation planMa
Page 20 and 21:
StrategyManagement reportConsolidat
Page 22 and 23:
Declaration of corporategovernanceM
Page 24 and 25:
Declaration of corporate governance
Page 26 and 27:
Page 28 and 29:
Page 30 and 31:
Page 32 and 33:
Page 34 and 35:
Page 36 and 37:
Page 38 and 39:
Page 40 and 41:
Page 42 and 43:
Page 44 and 45:
Page 46 and 47:
Page 48 and 49:
Page 50 and 51:
Page 52 and 53:
Page 54 and 55:
Page 56 and 57:
Page 58 and 59:
Page 60 and 61:
Page 62 and 63:
Page 64 and 65:
Page 66 and 67:
Page 68 and 69:
Page 70 and 71:
Shareholder informationManagement r
Page 72 and 73:
Shareholder informationManagement r
Page 74 and 75:
Human ResourcesMEMBERS OF STAFFGEND
Page 76 and 77:
Human ResourcesFinally, questions r
Page 78 and 79:
Sustainable developmentEnergy perfo
Page 80 and 81:
Risk managementManagement reportCon
Page 82 and 83:
Risk managementThe Operational Risk
Page 84 and 85:
Page 86 and 87:
Page 88 and 89:
Page 90 and 91:
Page 92 and 93:
Page 94 and 95:
Page 96 and 97:
Page 98 and 99:
Capital managementManagement report
Page 100 and 101:
Capital managementEconomic capitalE
Page 102 and 103:
Financial resultsConsolidated state
Page 104 and 105:
Financial resultsManagement reportC
Page 106 and 107:
Activity and results of the busines
Page 108 and 109:
Page 110 and 111:
Page 112 and 113:
Page 114 and 115:
Page 116:
Page 119 and 120:
C o n s o l i d a t e d f i n a n c
Page 121 and 122:
Liabilities Note 31/12/09 31/12/10(
Page 123 and 124:
Consolidated statementof changes in
Page 125 and 126:
Gains and losses not recognised in
Page 127 and 128:
Consolidated cash flow statement(in
Page 129 and 130:
Notes to the consolidated financial
Page 131 and 132:
Page 133:
Page 136 and 137:
Page 138 and 139:
Page 140 and 141:
Page 142:
Page 145:
Page 148 and 149:
Page 151 and 152:
Page 153 and 154:
Page 155 and 156:
Page 157 and 158:
Page 159 and 160:
Page 161 and 162:
Page 163 and 164:
Page 165 and 166:
Page 167 and 168:
Page 169 and 170:
Page 171 and 172:
Page 173 and 174: Notes to the consolidated financial
Page 223: Notes to the consolidated financial
Page 237 and 238: Dexia saStatutory Auditor's reporto
Page 240 and 241: 240 Balance sheet241 Off-balance-sh
Page 242 and 243: Balance sheet(before income appropr
Page 244 and 245: Statement of incomeManagement repor
Page 246 and 247: Notes to the annual financial state
Page 262 and 263: Statutory Auditor's reportManagemen
Page 264 and 265: Additional informationManagement re
Page 267 and 268: Photographs: page 8: C. LEBEDINSKY/
show all

Annual report 2010 - Dexia.com

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?