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DELAWARE
VOLUNTARY PRIVATE PASSENGER AUTO
DRIVER CLASSIFICATION FACTORS
RULE 11
Classification Mileage Use Class Code AA BB VA DD HH
Long Pleasure SMA2LP 1.03 0.95 0.85 0.92 0.87
Work 0-3 SMA2LW 0-3 1.03 0.95 0.85 0.92 0.87
Work 3.1-9.9 SMA2LW 3.1-9.9 1.03 0.95 0.85 0.92 0.87
Work 10-20 SMA2LW 10-20 1.03 0.95 0.85 0.92 0.87
Work 20+ SMA2LW 20+ 1.03 0.95 0.85 0.92 0.87
Business SMA2LB 1.38 1.10 0.85 0.92 0.87
60-64 Single Short Pleasure SMA3SP 1.03 0.94 0.85 0.91 0.76
Work 0-3 SMA3SW 0-3 1.03 0.94 0.85 0.91 0.76
Work 3.1-9.9 SMA3SW 3.1-9.9 1.03 0.94 0.85 0.91 0.76
Work 10-20 SMA3SW 10-20 1.03 0.94 0.85 0.91 0.76
Work 20+ SMA3SW 20+ 1.03 0.94 0.85 0.91 0.76
Business SMA3SB 1.38 1.10 0.85 0.91 0.76
Long Pleasure SMA3LP 1.03 0.94 0.85 0.91 0.76
Work 0-3 SMA3LW 0-3 1.03 0.94 0.85 0.91 0.76
Work 3.1-9.9 SMA3LW 3.1-9.9 1.03 0.94 0.85 0.91 0.76
Work 10-20 SMA3LW 10-20 1.03 0.94 0.85 0.91 0.76
Work 20+ SMA3LW 20+ 1.03 0.94 0.85 0.91 0.76
Business SMA3LB 1.38 1.10 0.85 0.91 0.76
65-70 Single Short All SMA4S 1.08 1.03 0.83 0.97 0.76
71-75 Single SMA5S 1.18 1.16 0.83 0.98 0.76
76-80 Single SMA6S 1.22 1.29 0.72 1.13 0.76
81-85 Single SMA7S 1.23 1.51 0.72 1.23 0.76
86+ Single SMA8S 1.23 1.57 0.72 1.25 0.76
65-70 Single Long All SMA4L 1.08 1.03 0.83 0.97 0.76
71-75 Single SMA5L 1.18 1.16 0.83 0.98 0.76
76-80 Single SMA6L 1.22 1.29 0.72 1.13 0.76
81-85 Single SMA7L 1.23 1.51 0.72 1.23 0.76
86+ Single SMA8L 1.23 1.57 0.72 1.25 0.76
50-54 Married Short Pleasure MMA1SP 1.03 0.94 0.94 0.91 0.79
Work 0-3 MMA1SW 0-3 1.03 0.94 0.94 0.91 0.79
Work 3.1-9.9 MMA1SW 3.1-9.9 1.03 0.94 0.94 0.91 0.79
Work 10-20 MMA1SW 10-20 1.03 0.94 0.94 0.91 0.79
Work 20+ MMA1SW 20+ 1.03 0.94 0.94 0.91 0.79
Business MMA1SB 1.38 1.09 0.94 0.91 0.79
Long Pleasure MMA1LP 1.03 0.94 0.94 0.91 0.79
Work 0-3 MMA1LW 0-3 1.03 0.94 0.94 0.91 0.79
Work 3.1-9.9 MMA1LW 3.1-9.9 1.03 0.94 0.94 0.91 0.79
Work 10-20 MMA1LW 10-20 1.03 0.94 0.94 0.91 0.79
Work 20+ MMA1LW 20+ 1.03 0.94 0.94 0.91 0.79
Business MMA1LB 1.38 1.09 0.94 0.91 0.79
55-59 Married Short Pleasure MMA2SP 0.96 0.94 0.84 0.88 0.79
Work 0-3 MMA2SW 0-3 0.96 0.94 0.84 0.88 0.79
Work 3.1-9.9 MMA2SW 3.1-9.9 0.96 0.94 0.84 0.88 0.79
Work 10-20 MMA2SW 10-20 0.96 0.94 0.84 0.88 0.79
Work 20+ MMA2SW 20+ 0.96 0.94 0.84 0.88 0.79
Business MMA2SB 1.29 1.09 0.84 0.88 0.79
Long Pleasure MMA2LP 0.96 0.94 0.84 0.88 0.79
Work 0-3 MMA2LW 0-3 0.96 0.94 0.84 0.88 0.79
Work 3.1-9.9 MMA2LW 3.1-9.9 0.96 0.94 0.84 0.88 0.79
Work 10-20 MMA2LW 10-20 0.96 0.94 0.84 0.88 0.79
Work 20+ MMA2LW 20+ 0.96 0.94 0.84 0.88 0.79
Business MMA2LB 1.29 1.09 0.84 0.88 0.79
December 1, 2011 Allstate Indemnity Company RP-7A