Filing at a Glance General Information - Delaware Insurance ...
Filing at a Glance General Information - Delaware Insurance ...
Filing at a Glance General Information - Delaware Insurance ...
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ALLSTATE INSURANCE GROUP*<br />
ALLSTATE INDEMNITY CO.<br />
PRIVATE PASSENGER AUTOMOBILE INSURANCE<br />
Countrywide Experience for Other Acquisition Expenses<br />
2007 2008 2009<br />
1. Direct Premium Earned Less Reinsurance Premium** $22,348,897 $22,179,653 $21,698,432<br />
2. Other Acquisition Expense Incurred 1,403,527 1,286,955 1,259,684<br />
3. R<strong>at</strong>io (2)/(1) 0.0628 0.0580 0.0581<br />
4. Three Year Average 0.060<br />
5. Adjusted Three Year Average*** 0.047<br />
6. Proposed Provision 0.047<br />
* Allst<strong>at</strong>e <strong>Insurance</strong> Company, Allst<strong>at</strong>e Property and Casualty <strong>Insurance</strong> Company, Allst<strong>at</strong>e Indemnity Company, Northbrook Indemnity Company, Allst<strong>at</strong>e Fire & Casualty<br />
<strong>Insurance</strong> Company and Allst<strong>at</strong>e County Mutual. D<strong>at</strong>a includes Personal Property Lines (excluding Earthquake) and Priv<strong>at</strong>e Passenger Autombobile <strong>Insurance</strong><br />
** Premiums for Net Cost of Reinsurance (NCOR) do not include provisions for Other Acquisition expenses. Therefore, direct premiums<br />
must be reduced by NCOR premiums to get the premium base upon which the other acquisition expense provision is applied.<br />
***Reduced by 1.27% to reflect the amount of Installment Fees collected for Allst<strong>at</strong>e <strong>Insurance</strong> Group and by 0.64% to reflect the amount of Policy Fees<br />
collected by Allst<strong>at</strong>e Indemnity Company. Includes a 0.65% provision for Allst<strong>at</strong>e Indemnity Company and Northbrook Indemnity Company premiums written off.<br />
(000 Omitted)<br />
Attachment III<br />
Exhibit 11