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COLLISION AND COMPREHENSIVE
MODEL YEAR FACTORS
RULE 21
LEASE OR LOAN GAP COVERAGE (RULE 41)
COLLISION FACTOR = 0.07
COMPREHENSIVE FACTOR = 0.07
MODEL
YEAR FACTOR Note: Both Collision and Comprehensive must be purchased.
2012 3.82
2011 3.57 REPAIR OR REPLACEMENT COST COVERAGE (RULE 42)
2010 3.34
2009 3.12 COLLISION FACTOR = 0.10
2008 2.92
2007 2.78 Note: Both Collision and Comprehensive must be purchased.
2006 2.65
2005 2.52
2004 2.40
2003 2.29
2002 & 2.18
PRIOR
DELAWARE
VOLUNTARY PRIVATE PASSENGER AUTO
PHYSICAL DAMAGE RATING FACTORS
SUBSEQUENT MODEL YEAR ADJUSTMENT:
For model year factors not shown in the table, apply the following
annual increase to the most recent model year factor shown above.
Round to two decimal places after each calculations.
Collision = 7%
Comprehensive = 7%
DEDUCTIBLE BY PGS FACTOR DEDUCTIBLE BY PGS FACTOR
RULES 19 AND 20 RULES 19 AND 20
COLLISION COMPREHENSIVE
DEDUCTIBLE DEDUCTIBLE
PGS $200* $250 $500 $1,000 PGS $100 $150 $250 $500 $1,000
M 0.75 0.71 0.54 0.34 M 0.71 0.60 0.48 0.37 0.26
O 0.91 0.87 0.71 0.51 O 0.92 0.80 0.67 0.54 0.41
S 1.03 1.00 0.85 0.64 S 1.34 1.17 1.00 0.83 0.66
T 1.18 1.15 0.99 0.73 T 1.80 1.59 1.37 1.16 0.94
U 1.33 1.29 1.12 0.89 U 2.28 2.06 1.83 1.68 1.37
V 1.49 1.44 1.25 1.01 V 2.77 2.56 2.31 2.01 1.74
W 1.68 1.63 1.43 1.16 W 3.34 3.12 2.80 2.48 2.15
N 1.88 1.84 1.60 1.32 N 4.05 3.79 3.44 3.02 2.62
P 1.88 1.84 1.60 1.32 P 4.05 3.79 3.44 3.02 2.62
Q 2.19 2.14 1.93 1.63 Q 5.29 4.95 4.50 3.94 3.43
R 2.19 2.14 1.93 1.63 R 5.29 4.95 4.50 3.94 3.43
G 2.19 2.14 1.93 1.63 G 5.29 4.95 4.50 3.94 3.43
I 2.64 2.59 2.34 1.98 I 7.14 6.84 6.39 5.71 4.96
K 2.64 2.59 2.34 1.98 K 7.14 6.84 6.39 5.71 4.96
C 3.19 3.13 2.86 2.46 C 9.42 9.03 8.44 7.75 6.77
D 3.70 3.63 3.36 2.89 D 11.68 11.31 10.58 9.85 8.64
E 4.33 4.24 3.92 3.38 E 13.77 13.34 12.48 11.62 10.18
F 4.96 4.85 4.54 3.92 F 16.01 15.51 14.50 13.50 11.84
H 5.61 5.49 5.14 4.44 H 18.64 18.05 16.88 15.72 13.78
J 5.97 5.85 5.47 4.73 J 21.82 21.14 19.77 18.41 16.14
L 6.69 6.55 6.13 5.29 L 23.09 22.36 20.92 19.48 17.07
* These deductibles are available for existing policyholders prior to September 28, 1987 and Allstate Insurance Company transfers only.
December 1, 2011 Allstate Indemnity Company RP-10A