Filing at a Glance General Information - Delaware Insurance ...

Allstate Indemnity Company
Private Passenger Auto
Delaware
Investment Income - Liability Coverages
Calculation of Present Value, as of the Average Earning Date of a
Policy Year, of all Income and Outgo @ 2.4% †force of interest,
assuming an Operating Profit of 7.10% and six month Policy Terms
Cumulative
Discounted‡ to
Years From Start Percent of Yearly Percent Time from Start Average Time of Discounted
of Policy Year Losses Paid of Losses Paid of Policy Year Profit @ 2.4% Payments
1 37.7 % 37.70 % 0.69 1.001 37.7 %
2 86.0 48.30 1.39 0.985 47.6
3 103.2 17.20 2.45 0.960 16.5
4 101.7 -1.50 3.47 0.937 -1.4
5 100.9 -0.80 4.45 0.915 -0.7
6 100.0 -0.90 5.44 0.894 -0.8
Subsequent 100.0 0.00 7.46 0.851 0.0
Total
Expected Losses and Loss Expense Ratio
Present Value of Loss and Loss Expense Payments
General Expense
Other Acquisition
Taxes
Licenses and Fees
Commissions
Debt Provision
Profit
98.9 %
69.9 %
69.1 %
4.8 % 0.63 1.003 4.8 %
4.7 % 0.56 1.005 4.7 %
2.3 % 0.52 1.006 2.3 %
0.1 % 0.52 1.006 0.1 %
7.6 % 0.58 1.004 7.6 %
1.3 % 0.75 1.000 1.3 %
9.3 % 0.75 1.000 9.3 %
Total Present Value of Outgo
99.2 %
Premiums
100.0 % 0.61 1.003 100.3 %
Difference, Present Value of Income Less Present Value of Outgo
1.1 %
†Discount rate from Investment Department forecast
‡exp (force of interest x (timing of profit being earned – timing of cash flow))
Attachment III
Exhibit 14.1