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DELAWARE VOLUNTARY PRIVATE PASSENGER AUTO HOUSEHOLD COMPOSITION FACTORS RULE 48 One Operator on Policy Number of Youngest Driver Age 14-20 Youngest Driver Age 21-24 Youngest Driver Age 25+ Vehicles AA BB VA DD HH AA BB VA DD HH AA BB VA DD HH 1 1.39 1.60 1.00 1.49 1.53 1.25 1.26 1.00 1.32 1.33 1.00 1.00 1.00 1.00 1.00 2 1.00 1.05 0.64 1.63 1.74 0.82 0.88 0.64 1.20 1.74 0.75 0.79 0.64 0.87 1.04 3 1.00 1.05 0.43 1.11 1.74 0.82 0.88 0.43 0.93 1.74 0.75 0.79 0.43 0.75 1.04 4+ 1.00 1.05 0.43 1.11 1.74 0.82 0.88 0.43 0.93 1.74 0.75 0.79 0.43 0.75 1.04 Two Operators on Policy Number of Youngest Driver Age 14-20 Youngest Driver Age 21-24 Youngest Driver Age 25+ Vehicles AA BB VA DD HH AA BB VA DD HH AA BB VA DD HH 1 1.14 1.37 1.13 1.34 1.48 1.00 1.05 1.13 1.06 1.30 0.86 0.94 1.14 0.91 1.04 2 0.94 1.07 0.82 1.16 1.03 0.82 0.91 0.82 0.98 1.03 0.74 0.80 0.82 0.80 0.90 3 1.00 1.05 0.64 1.11 1.10 0.82 0.88 0.64 0.93 1.10 0.75 0.79 0.64 0.75 1.04 4+ 1.00 1.05 0.43 1.11 1.14 0.82 0.88 0.43 0.93 1.14 0.75 0.79 0.43 0.75 1.04 Three Operators on Policy Number of Youngest Driver Age 14-20 Youngest Driver Age 21-24 Youngest Driver Age 25+ Vehicles AA BB VA DD HH AA BB VA DD HH AA BB VA DD HH 1 1.23 1.46 1.13 1.30 1.48 1.23 1.12 1.13 1.18 1.30 1.19 1.01 1.13 1.01 1.04 2 1.14 1.14 0.91 1.15 1.08 1.00 0.88 0.91 1.01 1.08 0.86 0.86 0.91 0.89 1.04 3 0.93 1.08 0.68 1.09 1.08 0.80 0.91 0.68 1.03 1.08 0.81 0.80 0.68 0.86 1.04 4+ 1.00 1.05 0.64 1.11 1.08 0.82 0.88 0.64 0.93 1.08 0.75 0.79 0.64 0.75 1.04 Four or More Operators on Policy Number of Youngest Driver Age 14-20 Youngest Driver Age 21-24 Youngest Driver Age 25+ Vehicles AA BB VA DD HH AA BB VA DD HH AA BB VA DD HH 1 1.23 1.46 1.13 1.30 1.48 1.23 1.12 1.13 1.18 1.30 1.19 1.01 1.13 1.01 1.04 2 1.23 1.46 0.91 1.30 1.09 1.23 1.12 0.91 1.18 1.09 1.19 1.01 0.91 1.01 1.04 3 1.14 1.14 0.91 1.15 1.09 1.00 0.88 0.91 1.01 1.09 0.86 0.86 0.91 0.89 1.04 4+ 0.93 1.08 0.68 1.09 1.09 0.80 0.91 0.68 1.03 1.09 0.81 0.80 0.68 0.86 1.04 December 1, 2011 Allstate Indemnity Company RP-9A
COLLISION AND COMPREHENSIVE MODEL YEAR FACTORS RULE 21 LEASE OR LOAN GAP COVERAGE (RULE 41) COLLISION FACTOR = 0.07 COMPREHENSIVE FACTOR = 0.07 MODEL YEAR FACTOR Note: Both Collision and Comprehensive must be purchased. 2012 3.82 2011 3.57 REPAIR OR REPLACEMENT COST COVERAGE (RULE 42) 2010 3.34 2009 3.12 COLLISION FACTOR = 0.10 2008 2.92 2007 2.78 Note: Both Collision and Comprehensive must be purchased. 2006 2.65 2005 2.52 2004 2.40 2003 2.29 2002 & 2.18 PRIOR DELAWARE VOLUNTARY PRIVATE PASSENGER AUTO PHYSICAL DAMAGE RATING FACTORS SUBSEQUENT MODEL YEAR ADJUSTMENT: For model year factors not shown in the table, apply the following annual increase to the most recent model year factor shown above. Round to two decimal places after each calculations. Collision = 7% Comprehensive = 7% DEDUCTIBLE BY PGS FACTOR DEDUCTIBLE BY PGS FACTOR RULES 19 AND 20 RULES 19 AND 20 COLLISION COMPREHENSIVE DEDUCTIBLE DEDUCTIBLE PGS $200* $250 $500 $1,000 PGS $100 $150 $250 $500 $1,000 M 0.75 0.71 0.54 0.34 M 0.71 0.60 0.48 0.37 0.26 O 0.91 0.87 0.71 0.51 O 0.92 0.80 0.67 0.54 0.41 S 1.03 1.00 0.85 0.64 S 1.34 1.17 1.00 0.83 0.66 T 1.18 1.15 0.99 0.73 T 1.80 1.59 1.37 1.16 0.94 U 1.33 1.29 1.12 0.89 U 2.28 2.06 1.83 1.68 1.37 V 1.49 1.44 1.25 1.01 V 2.77 2.56 2.31 2.01 1.74 W 1.68 1.63 1.43 1.16 W 3.34 3.12 2.80 2.48 2.15 N 1.88 1.84 1.60 1.32 N 4.05 3.79 3.44 3.02 2.62 P 1.88 1.84 1.60 1.32 P 4.05 3.79 3.44 3.02 2.62 Q 2.19 2.14 1.93 1.63 Q 5.29 4.95 4.50 3.94 3.43 R 2.19 2.14 1.93 1.63 R 5.29 4.95 4.50 3.94 3.43 G 2.19 2.14 1.93 1.63 G 5.29 4.95 4.50 3.94 3.43 I 2.64 2.59 2.34 1.98 I 7.14 6.84 6.39 5.71 4.96 K 2.64 2.59 2.34 1.98 K 7.14 6.84 6.39 5.71 4.96 C 3.19 3.13 2.86 2.46 C 9.42 9.03 8.44 7.75 6.77 D 3.70 3.63 3.36 2.89 D 11.68 11.31 10.58 9.85 8.64 E 4.33 4.24 3.92 3.38 E 13.77 13.34 12.48 11.62 10.18 F 4.96 4.85 4.54 3.92 F 16.01 15.51 14.50 13.50 11.84 H 5.61 5.49 5.14 4.44 H 18.64 18.05 16.88 15.72 13.78 J 5.97 5.85 5.47 4.73 J 21.82 21.14 19.77 18.41 16.14 L 6.69 6.55 6.13 5.29 L 23.09 22.36 20.92 19.48 17.07 * These deductibles are available for existing policyholders prior to September 28, 1987 and Allstate Insurance Company transfers only. December 1, 2011 Allstate Indemnity Company RP-10A
Page 1 and 2: SERFF Tracking Number: ALSE-1278234
Page 3 and 4: SERFF Tracking Number: ALSE-1278234
Page 5 and 6: DELAWARE VOLUNTARY PRIVATE PASSENGE
Page 11: DELAWARE VOLUNTARY PRIVATE PASSENGE
Page 23: SERFF Tracking Number: ALSE-1278234
Page 26 and 27: ATTACHMENT I Summary of Disclosures
Page 28 and 29: ALLSTATE INDEMNITY COMPANY VOLUNTAR
Page 30 and 31: ALLSTATE INDEMNITY COMPANY VOLUNTAR
Page 32 and 33: Loss Development ADJUSTMENTS TO LOS
Page 34 and 35: Attachment II Page 5 This approach
Page 36 and 37: period to derive the provision incl
Page 38 and 39: ADJUSTMENTS TO PREMIUMS Attachment
Page 40 and 41: Allstate Indemnity Company Private
Page 46 and 47: Fiscal Year Ending (1) Earned Expos
Page 52 and 53: Fiscal Accident Earned Year Ending
Page 58 and 59: Fiscal Accident Attachment III Exhi
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Fiscal Accident Attachment III Exhi
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Allstate Indemnity Company Delaware
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Coverage Bodily Injury Property Dam
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Allstate Indemnity Company Private
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Allstate Indemnity Year Ending Alls
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Allstate Indemnity Allstate Indemni
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ALLSTATE INSURANCE GROUP* Countrywi
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Fiscal Year Ending (1) Earned Expos
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Coverage Bodily Injury Property Dam
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Attachment III Exhibit 17.2 Year En
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Methodology ALLSTATE INDEMNITY COMP
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Attachment IV Page 3 We have used t
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ALLSTATE INDEMNITY COMPANY PRIVATE
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ATTACHMENT V Summary of Manual Chan
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Bulletin 23
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4. Investment Income Bulletin 23 Pa
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Bulletin 23 Page 4 Accident Paid Lo
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Bulletin 23 Page 10 Accident Incurr
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Bulletin 23 Page 16 Accident Year P
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Automobile Liability Insurance Othe
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