Filing at a Glance General Information - Delaware Insurance ...

DELAWARE
VOLUNTARY PRIVATE PASSENGER AUTO
PREMIUM CALCULATION
ROUND AFTER EACH CALCULATION TO THE NEAREST PENNY
STEP
# AA BB VA DD HH
1 TERRITORIAL BASE RATE (RP-2A)
2 RATE ADJUSTMENT FACTOR (PENNY ROUND) x 1.731 x 1.854 x 1.936 x 1.259 x 1.249
3 INCREASED LIMIT FACTOR/ADDEND (RP-3A) x x x
4 PIP DEDUCTIBLE FACTOR (RP-3A) x x x
5 DRIVER CLASSIFICATION FACTOR (RP- 4A, 5A, 6A, 7A and 8A) x x x x x
6 HOUSEHOLD COMPOSITION FACTOR (RP-9A) x x x x x
7 MODEL YEAR FACTOR (RP-10A) x x
8 DEDUCTIBLE BY PGS FACTOR (RP-10A) x x
9 EXPERIENCE GROUP RATING FACTOR (EGR PAGES) x x x x x
10 VEHICLE SURCHARGE FACTOR (RP-11A) x x
11 RESIDENT STUDENT DISCOUNT FACTOR (RP-15A) x x x
12 GOOD STUDENT DISCOUNT FACTOR (RP-15A) x x x x x
13 PASSIVE RESTRAINT DISCOUNT FACTOR (RP-15A) x
14 SENIOR ADULT DISCOUNT FACTOR (RP-15A) x x x x
15 ACCIDENT FACTOR (RP-12A) x x x x
16 MINOR VIOLATION FACTOR (RP-13A) x x x x
17 MAJOR VIOLATION FACTOR (RP-14A) x x x x
18 NONVERIFIABLE DRIVING RECORD SURCHARGE (RP-15A) x x x x
19 INEXPERIENCED OPERATOR SURCHARGE FACTOR (RP-15A) x x x
20 CAMPER UNIT ADDITIONAL PREMIUM (RP-22A) + +
21 DEFENSIVE DRIVER DISCOUNT FACTOR (RP-15A) x x x x
22 TIER FACTOR (RP-16A-21A) x x x x x
23 PERFORMANCE DISCOUNT FACTOR (RP-15A) x x x x x
24 HOMEOWNERSHIP DISCOUNT FACTOR (RP-15A) x x x x x
25 MULTIPLE POLICY DISCOUNT FACTOR (RP-16A) x x x x x
26 CERTIFIED RISK SURCHARGE FACTOR (RP-15A) x x
27 ANTILOCK BRAKE DISCOUNT FACTOR (RP-15A) x x x
28 THE GOOD HANDS PEOPLE® DISCOUNT FACTOR (RP-15A) x x x x x
29 THE GOOD PAYER DISCOUNT FACTOR (RP-15A) x x x x x
30 ALLSTATE® EASY PAY PLAN DISCOUNT FACTOR (RP-15A) x x x x x
31 FUTURE EFFECTIVE DATE DISCOUNT FACTOR (RP-15A) x x x x x
32 TOTAL COVERAGE PREMIUM
33 MINIMUM PREMIUM AMOUNT $10 $5 $5 $15 $5
34 LARGER OF 32 OR 33
UM/UIM COVERAGE (SS) NOTES
35 UM/UIM PREMIUM (RP-2A)
36 RATE ADJUSTMENT FACTOR x 1.000 Territory #:
37 INCREASED LIMIT FACTOR (RP-3A) x
38 TOTAL UM/UIM COVERAGE PREMIUM Tier:
RENTAL REIMBURSEMENT (UU) Classification:
39 BASE RATE (RP-22A)
40 INCREASED LIMIT FACTOR (RP-22A) x Limits of Liability:
41 TOTAL COVERAGE PREMIUM
Model Year:
42 ROADSIDE HELP RATE (JJ) (RP-22A)
43 SOUND SYSTEMS RATE (ZA) (RP-22A) + PGS:
44 TAPE RATE (ZZ) (RP-22A) +
45
LEASE OR LOAN GAP COVERAGE (LG) (RP-3B, LINE 28) OR
REPAIR OR REPLACEMENT COST COVERAGE (RC) (RP-4B, LINE 28) + DD/HH Deductibles:
46 TOTAL MISCELLANEOUS COVERAGES (LINES 42 TO 45) =
Multi Car Y / N
47 LINES 34 (AA+BB+CC+DD+HH) + 38 + 41 + 46
December 1, 2011 Allstate Indemnity Company RP-1A