Filing at a Glance General Information - Delaware Insurance ...
Filing at a Glance General Information - Delaware Insurance ...
Filing at a Glance General Information - Delaware Insurance ...
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Fiscal Accident<br />
Attachment III<br />
Exhibit 4.3<br />
Year Ending 12/31 15 Months 27 Months 39 Months 51 Months 63 Months 75 Months 87 Months 99 Months 111 Months 123 Months‡<br />
1997 1,579,427 1,579,427<br />
1998 1,880,046 1,880,046 1,885,116<br />
1999 1,584,688 1,584,688 1,584,688 1,584,688<br />
2000 1,047,101 1,047,101 1,047,101 1,047,620 1,047,620<br />
2001 663,100 666,246 666,599 666,599 666,599 666,599<br />
2002 371,559 371,916 371,916 371,916 371,916 371,916<br />
2003 229,139 206,446 180,458 180,458 180,458 173,337<br />
2004 211,414 208,559 201,059 201,059 201,059 201,059<br />
2005 103,898 108,220 78,213 66,426 66,426 66,426<br />
2006 42,618 40,065 38,532 19,625 20,983<br />
2007 123,916 115,617 79,861 83,102<br />
2008 41,721 17,732 16,303<br />
2009 343,495 310,010<br />
2010 374,175<br />
Development 15 to 27 27 to 39 39 to 51 51 to 63 63 to 75 75 to 87 87 to 99 99 to 111 111 to 123<br />
4th Prior 1.042 0.986 0.901 1.001 1.005 1.000 1.000 1.000 1.000<br />
3rd Prior 0.940 0.723 0.964 0.874 1.000 1.001 1.000 1.000 1.003<br />
2nd Prior 0.933 0.962 0.849 1.000 1.000 1.000 1.000 1.000 1.000<br />
1st Prior 0.425 0.691 0.509 1.000 1.000 1.000 1.000 1.000 1.000<br />
L<strong>at</strong>est 0.903 0.919 1.041 1.069 1.000 1.000 0.961 1.000 1.000<br />
5 Year Excluding High/Low Outliers: 0.925 0.868 0.905 1.000 1.000 1.000 1.000 1.000 1.000<br />
Selected: 0.925 0.868 0.905 1.000 1.000 1.000 1.000 1.000 1.000<br />
Selected Methodology<br />
Link R<strong>at</strong>io Method<br />
Loss Development Period ( months ): 15 - 123 27 - 123 39 - 123 51 - 123 63 - 123<br />
Loss Development Factor: 0.727 0.786 0.905 1.000 1.000<br />
†Includes ALAE<br />
‡Includes supplemental reserves in addition to case reserves<br />
Allst<strong>at</strong>e Indemnity Company<br />
Year Inc. Loss Factor to Ultim<strong>at</strong>e<br />
Ultim<strong>at</strong>e Loss &<br />
ALAE<br />
2008 $16,303 0.905 14,754<br />
2009 $310,010 0.786 243,668<br />
2010 $374,175 0.727 272,025<br />
Allst<strong>at</strong>e Indemnity Company<br />
Priv<strong>at</strong>e Passenger Auto<br />
<strong>Delaware</strong><br />
Calcul<strong>at</strong>ion of Loss Development Factors<br />
Personal Injury Protection<br />
Incurred Losses †<br />
Link R<strong>at</strong>ios
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