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Filing at a Glance General Information - Delaware Insurance ...

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Bulletin 23<br />

Page 6<br />

Accident<br />

Paid Loss*<br />

Year Ending Mar. 15 Months 27 Months 39 Months 51 Months 63 Months 75 Months 87 Months 99 Months 111 Months 123 Months<br />

1998 1,720,375 1,963,205 1,845,734 1,816,099 1,802,781 1,806,036 1,806,802 1,806,802 1,806,802 1,811,768<br />

1999 1,523,832 1,826,234 1,631,229 1,572,526 1,562,716 1,532,635 1,532,635 1,532,635 1,532,635 1,532,635<br />

2000 1,163,358 1,309,039 1,111,420 1,039,316 1,024,644 1,024,644 1,024,644 1,024,644 1,025,163 1,025,163<br />

2001 643,830 701,493 694,053 643,465 628,229 628,229 628,582 628,582 628,582 628,582<br />

2002 399,293 412,502 365,515 338,303 338,303 338,303 338,303 338,303 338,303<br />

2003 207,218 236,807 221,706 198,788 167,133 167,133 167,133 160,012<br />

2004 183,116 206,294 202,923 195,423 195,423 195,423 195,423<br />

2005 90,109 99,315 70,070 58,283 58,283 58,283<br />

2006 36,750 38,507 38,507 19,600 20,958<br />

2007 78,327 96,027 78,071 81,312<br />

2008 36,675 15,882 15,453<br />

2009 306,122 281,781<br />

2010 357,958<br />

LOSS DEVELOPMENT FACTORS<br />

Development 15 to 27 27 to 39 39 to 51 51 to 63 63 to 75 75 to 87 87 to 99 99 to 111 111 to 123<br />

3rd Prior 1.048 0.706 0.963 0.841 1.000 1.001 1.000 1.000 1.003<br />

2nd Prior 1.226 1.000 0.832 1.000 1.000 1.000 1.000 1.001 1.000<br />

1st Prior 0.433 0.813 0.509 1.000 1.000 1.000 1.000 1.000 1.000<br />

L<strong>at</strong>est 0.920 0.973 1.042 1.069 1.000 1.000 0.957 1.000 1.000<br />

Average 0.907 0.873 0.836 0.978 1.000 1.000 0.989 1.000 1.001<br />

*Excludes Paid Alloc<strong>at</strong>ed Expense<br />

Loss Development Factors 15 to 123 months = 0.641<br />

27 to 123 months = 0.707<br />

39 to 123 months = 0.810<br />

51 to 123 months = 0.968<br />

ALLSTATE INDEMNITY COMPANY<br />

DELAWARE<br />

Calcul<strong>at</strong>ion of Loss Development Factors<br />

PERSONAL INJURY PROTECTION

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