Filing at a Glance General Information - Delaware Insurance ...

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Fiscal Accident Earned Year Ending 12/31 15 Months 27 Months 39 Months 51 Months 63 Months 75 Months 87 Months 99 Months 111 Months 123 Months‡ Exposures 1997 1,336,778 1,639,831 1,976,075 2,125,640 2,227,066 2,224,899 2,249,965 2,272,287 2,264,051 2,264,051 6,801 1998 1,286,391 1,788,848 1,970,905 2,235,397 2,291,102 2,293,984 2,295,107 2,295,107 2,295,107 2,295,107 6,485 1999 1,120,736 1,508,731 1,816,832 1,878,098 1,921,938 1,928,532 1,942,643 1,942,643 1,942,643 1,942,643 6,523 2000 1,185,272 1,292,640 1,469,484 1,648,173 1,695,092 1,682,635 1,698,675 1,698,675 1,698,675 1,698,675 5,456 2001 615,304 722,633 819,540 876,761 879,084 876,969 877,969 877,969 877,969 877,969 3,811 2002 436,827 563,562 730,157 737,348 753,008 753,008 753,008 753,008 753,008 2,774 2003 160,413 256,470 262,195 274,430 274,430 274,430 274,430 274,430 1,422 2004 140,120 170,842 163,292 168,837 168,124 168,124 168,124 1,069 2005 77,815 112,769 111,573 111,573 111,573 111,573 870 2006 37,822 35,546 36,546 36,546 36,546 736 2007 107,672 107,814 140,192 135,066 593 2008 50,907 82,578 70,876 507 2009 313,478 320,311 873 2010 275,794 1,208 Selected Trend: -4.0% Trended Incurred Losses Fiscal Accident Year Ending 12/31 15 Months 27 Months 39 Months 51 Months 63 Months 75 Months 87 Months 99 Months 111 Months 123 Months‡ 1997 1,331,718 1,331,718 1998 1,406,234 1,406,234 1,406,234 1999 1,239,871 1,239,871 1,239,871 1,239,871 2000 1,118,671 1,129,335 1,129,335 1,129,335 1,129,335 2001 608,796 607,331 608,023 608,023 608,023 608,023 2002 531,915 543,212 543,212 543,212 543,212 543,212 2003 197,026 206,220 206,220 206,220 206,220 206,220 2004 133,728 127,818 132,158 131,600 131,600 131,600 2005 63,448 91,949 90,974 90,974 90,974 90,974 2006 32,124 30,191 31,040 31,040 31,040 2007 95,261 95,387 124,033 119,498 2008 46,916 76,104 65,319 2009 300,939 307,499 2010 275,794 Development 15 to 27 27 to 39 39 to 51 51 to 63 63 to 75 75 to 87 87 to 99 99 to 111 111 to 123 4th Prior 32.760 -5.529 6.466 4.072 -0.384 1.955 0.000 0.000 0.000 3rd Prior -2.626 -1.121 4.060 0.000 0.000 0.182 0.000 0.000 0.000 2nd Prior 0.212 1.154 0.000 -0.522 0.000 0.000 0.000 0.000 0.000 1st Prior 57.570 48.307 0.000 0.000 0.000 0.000 0.000 0.000 0.000 Latest 7.514 -21.272 -7.648 0.000 0.000 0.000 0.000 0.000 0.000 5 Year Excluding High/Low Outliers: 15.06 -2.26 1.62 0.00 0.00 0.11 0.00 0.00 0.00 Selected: 15.06 -2.26 1.62 0.00 0.00 0.11 0.00 0.00 0.00 Selected Methodology Additive Method Loss Development Period ( months ): 15 - 123 27 - 123 39 - 123 51 - 123 63 - 123 Additive Amt per Exp: 14.53 -0.53 1.73 0.11 0.11 †Includes ALAE ‡Includes supplemental reserves in addition to case reserves Year Trended Age-to-Ult Additive Amt Per Exposure Earned Exposures Allstate Indemnity Company Trended Losses Yet To Emerge Allstate Indemnity Company Private Passenger Auto Delaware Calculation of Loss Development Factors Bodily Injury Incurred Losses † (36 pt. primary considered for all coverages) Trended Additive Amounts per Exposure De-Trended Losses Yet To Emerge Incurred Loss & ALAE Ultimate Loss & ALAE 2008 1.73 507 877 952 70,876 71,828 2009 -0.53 873 -463 -482 320,311 319,829 2010 14.53 1,208 17,552 17,552 275,794 293,346 Attachment III Exhibit 3.1
Fiscal Accident Earned Year Ending 12/31 15 Months 27 Months 39 Months 51 Months 63 Months 75 Months 87 Months 99 Months 111 Months 123 Months‡ Exposures 1997 1,018,648 1,051,203 1,085,217 1,075,217 1,075,723 1,065,985 1,065,985 1,065,985 1,065,985 1,065,985 6,801 1998 931,634 1,017,760 1,069,121 1,046,290 1,054,269 1,054,269 1,054,269 1,054,269 1,054,269 1,054,269 6,485 1999 1,001,992 1,058,159 1,101,518 1,105,860 1,105,860 1,105,860 1,105,860 1,105,860 1,105,860 1,105,860 6,523 2000 848,516 930,350 961,178 941,197 941,197 946,197 946,197 946,197 946,197 946,197 5,456 2001 435,805 471,489 488,739 481,915 481,915 481,915 481,915 481,915 481,915 481,915 3,811 2002 398,675 421,277 432,273 434,220 434,220 434,220 434,220 434,220 434,220 2,774 2003 187,571 218,712 218,712 218,712 218,712 218,712 218,712 218,712 1,422 2004 98,334 109,195 110,146 110,146 110,146 110,146 110,146 1,069 2005 131,342 141,531 141,531 141,531 141,531 141,531 870 2006 54,791 54,791 54,791 54,791 54,791 736 2007 118,460 121,942 122,564 122,564 593 2008 95,450 92,243 92,243 507 2009 195,427 255,675 873 2010 308,194 1,208 Selected Trend: 8.0% Trended Incurred Losses Fiscal Accident Year Ending 12/31 15 Months 27 Months 39 Months 51 Months 63 Months 75 Months 87 Months 99 Months 111 Months 123 Months‡ 1997 2,899,078 2,899,078 1998 2,654,829 2,654,829 2,654,829 1999 2,578,466 2,578,466 2,578,466 2,578,466 2000 2,042,768 2,042,768 2,042,768 2,042,768 2,042,768 2001 963,350 963,350 963,350 963,350 963,350 963,350 2002 803,711 803,711 803,711 803,711 803,711 803,711 2003 374,834 374,834 374,834 374,834 374,834 374,834 2004 173,279 174,788 174,788 174,788 174,788 174,788 2005 192,984 207,955 207,955 207,955 207,955 207,955 2006 74,543 74,543 74,543 74,543 74,543 2007 149,225 153,612 154,395 154,395 2008 111,333 107,592 107,592 2009 211,061 276,129 2010 308,194 Development 15 to 27 27 to 39 39 to 51 51 to 63 63 to 75 75 to 87 87 to 99 99 to 111 111 to 123 4th Prior 17.208 1.412 0.000 0.000 0.000 0.000 0.000 0.000 0.000 3rd Prior 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 2nd Prior 7.398 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 1st Prior -7.379 1.320 0.000 0.000 0.000 0.000 0.000 0.000 0.000 Latest 74.534 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 5 Year Excluding High/Low Outliers: 8.80 0.43 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Selected: 8.80 0.43 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Selected Methodology Additive Method Loss Development Period ( months ): 15 - 123 27 - 123 39 - 123 51 - 123 63 - 123 Additive Amt per Exp: 9.23 0.43 0.00 0.00 0.00 †Includes ALAE ‡Includes supplemental reserves in addition to case reserves Year Trended Age-to-Ult Additive Amt Per Exposure Earned Exposures Allstate Indemnity Company Trended Losses Yet To Emerge Allstate Indemnity Company Private Passenger Auto Delaware Calculation of Loss Development Factors Property Damage Incurred Losses † Trended Additive Amounts per Exposure De-Trended Losses Yet To Emerge Incurred Loss & ALAE Ultimate Loss & ALAE 2008 0.00 507 0 0 92,243 92,243 2009 0.43 873 375 347 255,675 256,022 2010 9.23 1,208 11,150 11,150 308,194 319,344 Attachment III Exhibit 3.2
Page 1 and 2: SERFF Tracking Number: ALSE-1278234
Page 3 and 4: SERFF Tracking Number: ALSE-1278234
Page 5 and 6: DELAWARE VOLUNTARY PRIVATE PASSENGE
Page 13 and 14: COLLISION AND COMPREHENSIVE MODEL Y
Page 23: SERFF Tracking Number: ALSE-1278234
Page 26 and 27: ATTACHMENT I Summary of Disclosures
Page 28 and 29: ALLSTATE INDEMNITY COMPANY VOLUNTAR
Page 30 and 31: ALLSTATE INDEMNITY COMPANY VOLUNTAR
Page 32 and 33: Loss Development ADJUSTMENTS TO LOS
Page 34 and 35: Attachment II Page 5 This approach
Page 36 and 37: period to derive the provision incl
Page 38 and 39: ADJUSTMENTS TO PREMIUMS Attachment
Page 40 and 41: Allstate Indemnity Company Private
Page 46 and 47: Fiscal Year Ending (1) Earned Expos
Page 54 and 55: Fiscal Accident Earned Year Ending
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Page 58 and 59: Fiscal Accident Attachment III Exhi
Page 64 and 65: Allstate Indemnity Company Delaware
Page 66 and 67: Coverage Bodily Injury Property Dam
Page 74 and 75: Allstate Indemnity Year Ending Alls
Page 80 and 81: Allstate Indemnity Allstate Indemni
Page 88 and 89: ALLSTATE INSURANCE GROUP* Countrywi
Page 98 and 99: Coverage Bodily Injury Property Dam
Page 100 and 101: Attachment III Exhibit 17.2 Year En
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Allstate Indemnity Company Private
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Allstate Indemnity Company Private
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Methodology ALLSTATE INDEMNITY COMP
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Attachment IV Page 3 We have used t
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ALLSTATE INDEMNITY COMPANY PRIVATE
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ATTACHMENT V Summary of Manual Chan
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Bulletin 23
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4. Investment Income Bulletin 23 Pa
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Bulletin 23 Page 4 Accident Paid Lo
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Bulletin 23 Page 10 Accident Incurr
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Bulletin 23 Page 16 Accident Year P
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Bulletin 23 Page 22 Accident Paid L
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Automobile Liability Insurance Othe
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