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Allst<strong>at</strong>e Indemnity<br />

Year Ending<br />

Allst<strong>at</strong>e Indemnity Company<br />

Priv<strong>at</strong>e Passenger Auto<br />

<strong>Delaware</strong><br />

Loss Trends - Frequency<br />

Personal Injury Protection<br />

Exponential Curve of Best Fit<br />

Actual Paid<br />

Frequency Annual Change 24 pt. 12 pt.<br />

Attachment III<br />

Exhibit 8.9<br />

06/05 .9169 % -59.62 % 1.0323 %<br />

09/05 1.5625 -13.29 1.0881<br />

12/05 2.2391 76.11 1.1469<br />

03/06 2.6257 374.64 1.2090<br />

06/06 2.6666 190.83 1.2743<br />

09/06 1.7378 11.22 1.3432<br />

12/06 1.0769 -51.90 1.4159<br />

03/07 .9296 -64.60 1.4925<br />

06/07 .4222 -84.17 1.5732<br />

09/07 .7138 -58.93 1.6582<br />

12/07 1.2718 18.10 1.7479<br />

03/08 1.5471 66.43 1.8424<br />

06/08 1.9279 356.63 1.9421 1.5506 %<br />

09/08 2.2033 208.67 2.0471 1.7213<br />

12/08 1.9083 50.05 2.1578 1.9107<br />

03/09 1.7703 14.43 2.2745 2.1210<br />

06/09 1.5052 -21.93 2.3975 2.3545<br />

09/09 2.2583 2.50 2.5271 2.6136<br />

12/09 2.2620 18.53 2.6638 2.9013 2.9796 %<br />

03/10 3.7303 † 110.72 2.8079 3.2206 3.3410<br />

06/10 5.0157 † 233.22 2.9597 3.5751 3.7462<br />

09/10 4.2844 † 89.72 3.1198 3.9686 4.2006<br />

12/10 4.8146 † 112.85 3.2885 4.4053 4.7101<br />

03/11 4.4639 † 19.67 3.4663 4.8902 5.2814<br />

Regression 24 pt. 12 pt. 6 pt.<br />

Avg Annual Percent Change Based on Best Fit: 23.45%<br />

51.84% 58.08%<br />

†Adjusted Values<br />

6 pt.

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