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Filing at a Glance General Information - Delaware Insurance ...

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Allst<strong>at</strong>e Indemnity<br />

Allst<strong>at</strong>e Indemnity Company<br />

Priv<strong>at</strong>e Passenger Auto<br />

<strong>Delaware</strong><br />

Loss Trends - Severity<br />

Property Damage<br />

Exponential Curve of Best Fit<br />

Attachment III<br />

Exhibit 8.14<br />

Year Ending<br />

Actual Paid<br />

Severity Annual Change 24 pt. 12 pt. 6 pt.<br />

06/05 $2,631.00 -6.93 % $2,212.00<br />

09/05 2,701.00 -10.38 2,247.00<br />

12/05 2,913.00 14.28 2,282.00<br />

03/06 2,911.00 14.38 2,318.00<br />

06/06 2,513.00 -4.48 2,355.00<br />

09/06 2,193.00 -18.81 2,392.00<br />

12/06 1,922.00 -34.02 2,429.00<br />

03/07 1,676.00 -42.43 2,468.00<br />

06/07 1,695.00 -32.55 2,506.00<br />

09/07 2,073.00 -5.47 2,546.00<br />

12/07 1,895.00 -1.40 2,586.00<br />

03/08 2,591.00 54.59 2,626.00<br />

06/08 2,688.00 58.58 2,668.00 $3,027.00<br />

09/08 3,069.00 48.05 2,710.00 3,038.00<br />

12/08 3,829.00 102.06 2,752.00 3,050.00<br />

03/09 3,146.00 21.42 2,796.00 3,061.00<br />

06/09 3,221.00 19.83 2,839.00 3,073.00<br />

09/09 2,890.00 -5.83 2,884.00 3,084.00<br />

12/09 2,758.00 -27.97 2,929.00 3,096.00 $2,750.00<br />

03/10 2,945.00 † -6.39 2,976.00 3,108.00 2,870.00<br />

06/10 2,915.00 † -9.50 3,022.00 3,120.00 2,995.00<br />

09/10 3,103.00 † 7.37 3,070.00 3,131.00 3,125.00<br />

12/10 3,185.00 † 15.48 3,118.00 3,143.00 3,262.00<br />

03/11 3,504.00 † 18.98 3,167.00 3,155.00 3,404.00<br />

Regression 24 pt. 12 pt.<br />

Avg Annual Percent Change Based on Best Fit: 6.44%<br />

1.52%<br />

†Adjusted Values<br />

6 pt.<br />

18.63%

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