Filing at a Glance General Information - Delaware Insurance ...
Filing at a Glance General Information - Delaware Insurance ...
Filing at a Glance General Information - Delaware Insurance ...
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Fiscal Accident<br />
Attachment III<br />
Exhibit 4.2<br />
Year Ending 12/31 15 Months 27 Months 39 Months 51 Months 63 Months 75 Months 87 Months 99 Months 111 Months 123 Months‡<br />
1997 1,065,985 1,065,985<br />
1998 1,054,269 1,054,269 1,054,269<br />
1999 1,105,860 1,105,860 1,105,860 1,105,860<br />
2000 946,197 946,197 946,197 946,197 946,197<br />
2001 481,915 481,915 481,915 481,915 481,915 481,915<br />
2002 434,220 434,220 434,220 434,220 434,220 434,220<br />
2003 218,712 218,712 218,712 218,712 218,712 218,712<br />
2004 109,195 110,146 110,146 110,146 110,146 110,146<br />
2005 131,342 141,531 141,531 141,531 141,531 141,531<br />
2006 54,791 54,791 54,791 54,791 54,791<br />
2007 118,460 121,942 122,564 122,564<br />
2008 95,450 92,243 92,243<br />
2009 195,427 255,675<br />
2010 308,194<br />
Development 15 to 27 27 to 39 39 to 51 51 to 63 63 to 75 75 to 87 87 to 99 99 to 111 111 to 123<br />
4th Prior 1.078 1.009 1.000 1.000 1.000 1.000 1.000 1.000 1.000<br />
3rd Prior 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000<br />
2nd Prior 1.029 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000<br />
1st Prior 0.966 1.005 1.000 1.000 1.000 1.000 1.000 1.000 1.000<br />
L<strong>at</strong>est 1.308 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000<br />
5 Year Excluding High/Low Outliers: 1.036 1.002 1.000 1.000 1.000 1.000 1.000 1.000 1.000<br />
Selected: 1.036 1.002 1.000 1.000 1.000 1.000 1.000 1.000 1.000<br />
Selected Methodology<br />
Link R<strong>at</strong>io Method<br />
Loss Development Period ( months ): 15 - 123 27 - 123 39 - 123 51 - 123 63 - 123<br />
Loss Development Factor: 1.038 1.002 1.000 1.000 1.000<br />
†Includes ALAE<br />
‡Includes supplemental reserves in addition to case reserves<br />
Allst<strong>at</strong>e Indemnity Company<br />
Year Inc. Loss Factor to Ultim<strong>at</strong>e<br />
Ultim<strong>at</strong>e Loss &<br />
ALAE<br />
2008 $92,243 1.000 92,243<br />
2009 $255,675 1.002 256,186<br />
2010 $308,194 1.038 319,905<br />
Allst<strong>at</strong>e Indemnity Company<br />
Priv<strong>at</strong>e Passenger Auto<br />
<strong>Delaware</strong><br />
Calcul<strong>at</strong>ion of Loss Development Factors<br />
Property Damage<br />
Incurred Losses †<br />
Link R<strong>at</strong>ios