Filing at a Glance General Information - Delaware Insurance ...
Filing at a Glance General Information - Delaware Insurance ...
Filing at a Glance General Information - Delaware Insurance ...
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Fiscal Accident<br />
Attachment III<br />
Exhibit 4.5<br />
Year Ending 12/31 15 Months 27 Months 39 Months 51 Months 63 Months 75 Months 87 Months 99 Months 111 Months 123 Months<br />
1997 1,071,407 1,071,407<br />
1998 1,136,501 1,136,501 1,136,501<br />
1999 1,169,574 1,169,819 1,170,139 1,168,952<br />
2000 903,094 902,729 902,794 902,239 901,699<br />
2001 668,675 668,675 668,675 668,675 668,675 668,675<br />
2002 527,108 527,108 527,108 527,108 527,108 527,108<br />
2003 341,608 341,608 341,608 341,608 341,608 341,608<br />
2004 191,029 191,104 189,656 189,656 189,656 189,656<br />
2005 136,519 118,709 118,709 118,709 118,709 118,709<br />
2006 86,375 86,375 86,378 86,378 86,378<br />
2007 76,177 75,576 75,576 75,576<br />
2008 60,637 55,973 56,622<br />
2009 133,785 135,930<br />
2010 190,719<br />
Development 15 to 27 27 to 39 39 to 51 51 to 63 63 to 75 75 to 87 87 to 99 99 to 111 111 to 123<br />
4th Prior 0.870 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000<br />
3rd Prior 1.000 1.000 0.992 1.000 1.000 1.000 1.000 1.000 1.000<br />
2nd Prior 0.992 1.000 1.000 1.000 1.000 1.000 1.000 0.999 0.999<br />
1st Prior 0.923 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.999<br />
L<strong>at</strong>est 1.016 1.012 1.000 1.000 1.000 1.000 1.000 1.000 1.000<br />
5 Year Excluding High/Low Outliers: 0.972 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000<br />
Selected: 0.972 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000<br />
Selected Methodology<br />
Loss Development Period ( months ): 15 - 123 27 - 123 39 - 123 51 - 123 63 - 123<br />
Loss Development Factor: 0.972 1.000 1.000 1.000 1.000<br />
†Includes ALAE<br />
Link R<strong>at</strong>io Method<br />
Allst<strong>at</strong>e Indemnity Company<br />
Year Paid Loss Factor to Ultim<strong>at</strong>e<br />
Ultim<strong>at</strong>e Loss &<br />
ALAE<br />
2008 $56,622 1.000 56,622<br />
2009 $135,930 1.000 135,930<br />
2010 $190,719 0.972 185,379<br />
Allst<strong>at</strong>e Indemnity Company<br />
Priv<strong>at</strong>e Passenger Auto<br />
<strong>Delaware</strong><br />
Calcul<strong>at</strong>ion of Loss Development Factors<br />
Collision<br />
Paid Losses †<br />
Link R<strong>at</strong>ios
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