Filing at a Glance General Information - Delaware Insurance ...
Filing at a Glance General Information - Delaware Insurance ...
Filing at a Glance General Information - Delaware Insurance ...
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Fiscal Accident<br />
Attachment III<br />
Exhibit 4.4<br />
Year Ending 12/31 15 Months 27 Months 39 Months 51 Months 63 Months 75 Months 87 Months 99 Months 111 Months 123 Months‡<br />
1997 443,461 443,461<br />
1998 350,401 350,401 350,401<br />
1999 406,732 406,732 406,732 406,732<br />
2000 219,959 219,959 219,959 219,959 219,959<br />
2001 159,014 159,014 160,095 160,095 160,095 160,095<br />
2002 90,446 93,081 93,081 93,081 93,081 93,081<br />
2003 26,044 26,044 26,044 26,044 26,044 26,044<br />
2004 12,421 22,421 22,421 19,386 19,386 19,386<br />
2005 5,930 5,734 5,734 5,734 5,734 5,734<br />
2006 32,688 11,188 11,188 11,188 11,188<br />
2007 7,632 7,632 7,632 7,632<br />
2008 2,196 1,946 1,946<br />
2009 28,052 31,466<br />
2010 20,895<br />
Development 15 to 27 27 to 39 39 to 51 51 to 63 63 to 75 75 to 87 87 to 99 99 to 111 111 to 123<br />
4th Prior 0.967 1.805 1.000 1.029 1.000 1.000 1.000 1.000 1.000<br />
3rd Prior 0.342 1.000 1.000 1.000 1.000 1.007 1.000 1.000 1.000<br />
2nd Prior 1.000 1.000 1.000 0.865 1.000 1.000 1.000 1.000 1.000<br />
1st Prior 0.886 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000<br />
L<strong>at</strong>est 1.122 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000<br />
5 Year Excluding High/Low Outliers: 0.951 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000<br />
Selected: 0.951 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000<br />
Selected Methodology<br />
Link R<strong>at</strong>io Method<br />
Loss Development Period ( months ): 15 - 123 27 - 123 39 - 123 51 - 123 63 - 123<br />
Loss Development Factor: 0.951 1.000 1.000 1.000 1.000<br />
†Includes ALAE<br />
‡Includes supplemental reserves in addition to case reserves<br />
Allst<strong>at</strong>e Indemnity Company<br />
Year Inc. Loss Factor to Ultim<strong>at</strong>e<br />
Ultim<strong>at</strong>e Loss &<br />
ALAE<br />
2008 $1,946 1.000 1,946<br />
2009 $31,466 1.000 31,466<br />
2010 $20,895 0.951 19,871<br />
Allst<strong>at</strong>e Indemnity Company<br />
Priv<strong>at</strong>e Passenger Auto<br />
<strong>Delaware</strong><br />
Calcul<strong>at</strong>ion of Loss Development Factors<br />
Uninsured / Underinsured Motorist<br />
Incurred Losses †<br />
Link R<strong>at</strong>ios
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